ZIP Code · WA

ZIP 98264

Part of Lynden, WA

Pop. 23,123·Whatcom County·118th most expensive ZIP in Washington

Median rent (all units)

$1,971/mo

Year-over-Year

+1.9%

Month-over-Month

+0.2%

vs US Median

+$39

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 98264 · $1,971

More expensive than 60% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,580

1 BR

$1,610

2 BR

$1,940

3 BR

$2,700

4 BR+

$3,250

Research median

$1,940/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 98264 is 0.5% below its high of $1,980 in April 2026, at $1,971 as of September 2026.

Past year vs. the rest of Washington

Rent in ZIP 98264 changed +1.9% over the year to September 2026. Across the 193 Washington ZIP codes Zillow tracks, the typical change was +2.5%.

Recent direction

Rent rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($103,638) is $2,591 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,940); a 3-bedroom is $2,700.

From Zillow's monthly rent index (ZORI) for ZIP 98264. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$23,652/yr

At $1,971/mo median

Location

CityLynden

StateWA

CountyWhatcom County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (1.9% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+1.9% YoY, +0.2% MoM), not inventory.

Demographics

Who lives here

ZIP 98264 (Lynden, WA) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 28.9% of residents hold a bachelor's degree or higher.

Population

23,123

Median income

$103,638

Median age

35.8

Renters

31.6%

Age distribution

26.3%

22.5%

23.5%

16.3%

Under 1826.3%

18–3422.5%

35–5423.5%

55–6411.4%

65+16.3%

Gender

47.2%

52.8%

Male47.2%

Female52.8%

Race & ethnicity

77.5%

15.9%

White77.5%

Hispanic15.9%

Asian2.6%

Other3.6%

Education (25+)

27%

35.8%

28.9%

No HS diploma8.3%

HS diploma27%

Some college35.8%

Bachelor's+28.9%

Housing tenure

68.4%

31.6%

Owner68.4%

Renter31.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 98264 in Lynden, WA has changed in 5 years

Rent

$1,806 → $1,971

up 9.1%

Income

$80,611 → $103,638

up 28.6%

Population

22,005 → 23,123

up 5.1%

Renter share

36.9% → 31.6%

-5.3 pts

Bachelor's+

23.1% → 28.9%

+5.8 pts

Across the past five years, the going rent in ZIP 98264 in Lynden, WA has shifted from $1,806 to $1,971, up 9.1% since 2023. Census figures show median household income at $103,638 today, compared with $80,611 five years earlier. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show ZIP 98264 in Lynden, WA adding about 1,118 residents over the five-year window, up 5.1% on net. The renter share has eased from 36.9% to 31.6%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 23.1% to 28.9% across the same window. The combined trend lines point to a market that has changed measurably from where it stood in early 2023.

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About renting in ZIP 98264

Last updated: October 17, 2026

ZIP code 98264 covers Lynden, WA. The median rent here is $1,971/mo as of October 2026. A 1-bedroom rents for a median of $1,610/mo. A 2-bedroom rents for a median of $1,940/mo.

At 23% of local median household income ($103,638/yr), ZIP 98264 ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.9% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 98264?

To keep rent at or below 30% of gross income, you would need to earn at least $79,000/year (about $38/hour full-time) to afford the median rent of $1,971/mo in ZIP 98264. The local median household income is $103,638/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 98264?

Rent in ZIP 98264 has risen 1.9% over the past year as of September 2026. It sits 0.5% below its high of $1,980 in April 2026.

How does ZIP 98264 compare to other ZIPs in Washington?

ZIP 98264 is in the middle among Washington ZIP codes for rent, ranking #118 of 207 at $1,971/mo. Over the year to September 2026, rent in ZIP 98264 changed +1.9%, against a typical +2.5% across the 193 Washington ZIP codes Zillow tracks.