ZIP Code · WA

ZIP 98312

Part of Bremerton, WA

Pop. 36,307·Kitsap County·112th most expensive ZIP in Washington

Median rent (all units)

$2,011/mo

Year-over-Year

Stable

Month-over-Month

-1.1%

vs US Median

+$79

Reported rents

Falling (Monthly)

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Most AffordableMost Expensive

ZIP 98312 · $2,011

More expensive than 62% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,320

1 BR

$1,460

2 BR

$1,910

3 BR

$2,520

4 BR+

$2,790

Research median

$1,910/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 98312 usually run 1.1% below trend in January and 1.1% above it in September, about $44 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in ZIP 98312 is 1.5% below its high of $2,041 in November 2025, at $2,011 as of September 2026.

Past year vs. the rest of Washington

Rent in ZIP 98312 changed 0.0% over the year to September 2026. Across the 193 Washington ZIP codes Zillow tracks, the typical change was +2.5%.

Recent direction

Rent has fallen 2 months in a row, and rose in 5 of the last 12 months.

What a typical income covers

30% of the median household income ($90,449) is $2,261 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,910); a 3-bedroom is $2,520.

Rank in Bremerton

4th cheapest of 4 ZIP codes in Bremerton.

Cheaper nearby

ZIP 98337, 7 miles away, rents for 12% less ($1,769/mo), about $2,900 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 98312. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$24,132/yr

At $2,011/mo median

Location

CityBremerton

StateWA

CountyKitsap County

Rent Market Meter

Renter's Market

Renter's MarketBalancedLandlord's Market

Rents are softening (down 0.0% YoY), so renters have negotiating leverage.

Based on rent-price momentum (+0.0% YoY, -1.1% MoM), not inventory.

Demographics

Who lives here

ZIP 98312 (Bremerton, WA) is majority owner-occupied, has a median income above the national average, 29% of residents hold a bachelor's degree or higher.

Population

36,307

Median income

$90,449

Median age

36.8

Renters

36.5%

Age distribution

21.1%

27.1%

25.3%

16.5%

Under 1821.1%

18–3427.1%

35–5425.3%

55–6410%

65+16.5%

Gender

52.3%

47.7%

Male52.3%

Female47.7%

Race & ethnicity

71.1%

13.6%

White71.1%

Black2.8%

Hispanic13.6%

Asian5%

Other7.5%

Education (25+)

22.3%

44%

29%

No HS diploma4.7%

HS diploma22.3%

Some college44%

Bachelor's+29%

Housing tenure

63.5%

36.5%

Owner63.5%

Renter36.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 98312 in Bremerton, WA has changed in 5 years

Rent

$1,844 → $2,011

up 9.1%

Income

$71,163 → $90,449

up 27.1%

Population

31,762 → 36,307

up 14.3%

Renter share

37.7% → 36.5%

-1.2 pts

Bachelor's+

24% → 29%

+5.0 pts

Across the past five years, the going rent in ZIP 98312 in Bremerton, WA has shifted from $1,844 to $2,011, up 9.1% since 2022. Median household income climbed from $71,163 to $90,449 between 2021 and 2024, a 27.1% shift. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show ZIP 98312 in Bremerton, WA adding about 4,545 residents over the five-year window, up 14.3% on net. Bachelor's-degree-or-higher attainment moved from 24% to 29% across the same window. Taken together, the five-year picture in ZIP 98312 in Bremerton, WA reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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About renting in ZIP 98312

Last updated: October 17, 2026

ZIP code 98312 covers Bremerton, WA. The median rent here is $2,011/mo as of October 2026. A 1-bedroom rents for a median of $1,460/mo. A 2-bedroom rents for a median of $1,910/mo.

At 27% of local median household income ($90,449/yr), ZIP 98312 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 98312?

To keep rent at or below 30% of gross income, you would need to earn at least $80,000/year (about $38/hour full-time) to afford the median rent of $2,011/mo in ZIP 98312. The local median household income is $90,449/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 98312?

Rent in ZIP 98312 has been roughly flat over the past year as of September 2026, a 0.0% change. It sits 1.5% below its high of $2,041 in November 2025.

When is the cheapest time to rent in ZIP 98312?

Asking rents in ZIP 98312 are usually lowest in January, about 1.1% below their yearly trend, and highest in September, about 1.1% above it. At today's median that is a gap of roughly $44 a month. This pattern comes from 5 years of Zillow rent data.

How does ZIP 98312 compare to other ZIPs in Washington?

ZIP 98312 is in the middle among Washington ZIP codes for rent, ranking #112 of 207 at $2,011/mo. Over the year to September 2026, rent in ZIP 98312 changed 0.0%, against a typical +2.5% across the 193 Washington ZIP codes Zillow tracks.