ZIP Code · WA

ZIP 99205

Part of Spokane, WA

Pop. 43,169·Spokane County·164th most expensive ZIP in Washington

Median rent (all units)

$1,712/mo

Year-over-Year

+4.8%

Month-over-Month

+0.7%

vs US Median

-$220

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 99205 · $1,712

More affordable than 57% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,120

1 BR

$1,220

2 BR

$1,560

3 BR

$2,130

4 BR+

$2,550

Research median

$1,560/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

March. Asking rents in ZIP 99205 usually run 1.3% below trend in March and 1% above it in September, about $39 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in ZIP 99205 is at its highest level since Zillow's records here began in November 2020.

Past year vs. the rest of Washington

Rent in ZIP 99205 changed +4.8% over the year to September 2026. Across the 193 Washington ZIP codes Zillow tracks, the typical change was +2.5%.

Recent direction

Rent has risen 7 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($77,374) is $1,934 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,560); a 3-bedroom is $2,130.

Rank in Spokane

9th cheapest of 11 ZIP codes in Spokane.

Cheaper nearby

ZIP 99201, 2 miles away, rents for 35% less ($1,121/mo), about $7,100 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 99205. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$20,544/yr

At $1,712/mo median

Location

CitySpokane

StateWA

CountySpokane County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (4.8% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+4.8% YoY, +0.7% MoM), not inventory.

Demographics

Who lives here

ZIP 99205 (Spokane, WA) is majority owner-occupied, 26.1% of residents hold a bachelor's degree or higher.

Population

43,169

Median income

$77,374

Median age

Renters

27.5%

Age distribution

21.7%

25.1%

26.9%

14.4%

Under 1821.7%

18–3425.1%

35–5426.9%

55–6411.9%

65+14.4%

Gender

49.8%

50.2%

Male49.8%

Female50.2%

Race & ethnicity

82.6%

White82.6%

Black2%

Hispanic8.2%

Asian1.3%

Other5.8%

Education (25+)

26.1%

40.8%

26.1%

No HS diploma7%

HS diploma26.1%

Some college40.8%

Bachelor's+26.1%

Housing tenure

72.5%

27.5%

Owner72.5%

Renter27.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 99205 in Spokane, WA has changed in 5 years

Rent

$1,261 → $1,712

up 35.8%

Income

$60,676 → $77,374

up 27.5%

Population

43,901 → 43,169

down 1.7%

Renter share

32% → 27.5%

-4.5 pts

Bachelor's+

24.7% → 26.1%

+1.4 pts

Five years ago, renters in ZIP 99205 in Spokane, WA paid around $1,261 a month. That figure now sits near $1,712, up 35.8% from the 2021 baseline. Census figures show median household income at $77,374 today, compared with $60,676 five years earlier. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 99205 in Spokane, WA losing about 732 residents over the five-year window, down 1.7% on net. The renter share has eased from 32% to 27.5%, with owner-occupied housing accounting for the remainder. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

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About renting in ZIP 99205

Last updated: October 17, 2026

ZIP code 99205 covers Spokane, WA. The median rent here is $1,712/mo as of October 2026. A 1-bedroom rents for a median of $1,220/mo. A 2-bedroom rents for a median of $1,560/mo.

At 27% of local median household income ($77,374/yr), ZIP 99205 ranks as affordable compared to the national benchmark of 30%. Rents have increased 4.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 99205?

To keep rent at or below 30% of gross income, you would need to earn at least $68,000/year (about $33/hour full-time) to afford the median rent of $1,712/mo in ZIP 99205. The local median household income is $77,374/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 99205?

Rent in ZIP 99205 has risen 4.8% over the past year as of September 2026. That is the highest level since Zillow's records here began in November 2020.

When is the cheapest time to rent in ZIP 99205?

Asking rents in ZIP 99205 are usually lowest in March, about 1.3% below their yearly trend, and highest in September, about 1% above it. At today's median that is a gap of roughly $39 a month. This pattern comes from 5 years of Zillow rent data.

How does ZIP 99205 compare to other ZIPs in Washington?

ZIP 99205 is one of the more affordable among Washington ZIP codes for rent, ranking #164 of 207 at $1,712/mo. Over the year to September 2026, rent in ZIP 99205 changed +4.8%, against a typical +2.5% across the 193 Washington ZIP codes Zillow tracks.