3-Bedroom Rent · July 2026

3-Bedroom Apartment Rent in Muscle Shoals, AL

$1,400/mo

Median asking rent for a 3-bedroom apartment in Muscle Shoals, Alabama as of July 2026. That's +5% higher than the citywide median of $1,330 and +34% below the national 3-bedroom median of $2,130.

3-Bedroom median
$1,400
July 2026
vs city overall
+5%
$1,330 city median
vs national
-34%
$2,130 US median
Alabama rank
#19
of 69 cities

Income needed for a 3-bedroom in Muscle Shoals

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.

Annual income
$56,000
Monthly gross
$4,667
Hourly (full-time)
$26.92

Rent by apartment size in Muscle Shoals

Compare Muscle Shoals's median rent across every apartment size.

Studio
$790
1-Bedroom
$870
2-Bedroom
$1,140
3-Bedroom (current)
$1,400
4+ Bedroom
$1,660

Cheapest cities for a 3-bedroom in Alabama

#City3-Bedroom rent
1Lincoln$895
2Margaret$1,022
3Gadsden$1,100
4Jasper$1,110
5Cullman$1,190
6Florence$1,190
7Daleville$1,210
8Jacksonville$1,210
9Ozark$1,210
10Troy$1,210
11Enterprise$1,220
12Decatur$1,255
13Millbrook$1,260
14Wetumpka$1,260
15Montgomery$1,327

Most expensive cities for a 3-bedroom in Alabama

#City3-Bedroom rent
1Owens Cross Roads$2,410
2Helena$2,300
3Madison$2,173
4Meridianville$2,120
5Calera$2,050
6Hoover$2,010
7Pike Road$1,960
8Pelham$1,940
9Vestavia Hills$1,910
10Trussville$1,910
11Homewood$1,910
12Spanish Fort$1,870
13Chelsea$1,860
14Fairhope$1,820
15Harvest$1,800

Nearby cities — 3-bedroom rent

Considering nearby alternatives? 4 of these cities have cheaper 3-bedroom rents than Muscle Shoals.

CityDistance3-Bedroom rentvs Muscle Shoals
Florence, AL7.8 mi$1,190$-210 (-15%)
Athens, AL40 mi$1,570+$170 (+12%)
Decatur, AL41.7 mi$1,255$-145 (-10%)
Madison, AL54.8 mi$2,173+$773 (+55%)
Harvest, AL55.7 mi$1,800+$400 (+29%)
Toney, AL59.6 mi$1,560+$160 (+11%)
Huntsville, AL66.2 mi$1,633+$233 (+17%)
Jasper, AL68.1 mi$1,110$-290 (-21%)
Hazel Green, AL68.4 mi$1,570+$170 (+12%)
Cullman, AL69.9 mi$1,190$-210 (-15%)
Columbia, TN70.2 mi$1,840+$440 (+31%)
Meridianville, AL70.5 mi$2,120+$720 (+51%)

3-Bedroom rent in Muscle Shoals — common questions

How much is a 3-bedroom apartment in Muscle Shoals?

As of July 2026, the median 3-bedroom apartment rent in Muscle Shoals, Alabama is $1,400 per month. This is +5% higher than the citywide median of $1,330.

What income do you need to afford a 3-bedroom in Muscle Shoals?

Using the standard 30% rent-to-income rule, you would need an annual income of about $56,000 ($4,667/month gross), which works out to roughly $26.92/hour at a full-time job.

Is Muscle Shoals expensive for a 3-bedroom compared to the rest of the US?

Muscle Shoals's 3-bedroom median of $1,400 is +34% below the national 3-bedroom median of $2,130. It ranks in the 11th percentile of US cities tracked.

How does Muscle Shoals rank for 3-bedroom rent in Alabama?

Among the 69 cities in Alabama with 3-bedroom data, Muscle Shoals ranks #19 from cheapest to most expensive.

Are there cheaper 3-bedroom options near Muscle Shoals?

Yes — nearby cities with cheaper 3-bedroom rents include Florence ($1,190), Decatur ($1,255), Jasper ($1,110).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Muscle Shoals, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.