At $1,676/mo, rent takes about 23% of the local median household income, comfortably within the 30% benchmark.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,676 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: October 17, 2026
What the numbers show
Rent in Owens Cross Roads changed +0.9% over the year to September 2026. Across the 48 Alabama cities Zillow tracks, the typical change was +3.3%.
Rent has fallen 5 months in a row, and rose in 7 of the last 12 months.
30% of the median household income ($86,188) is $2,155 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,870); a 3-bedroom is $2,410.
Huntsville, 10 miles away, rents for 20% less ($1,335/mo), about $4,100 a year in savings.
From Zillow's monthly rent index (ZORI) for Owens Cross Roads. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
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Who lives here
Owens Cross Roads, AL is majority owner-occupied, has a large share of families with children, 24.4% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Owens Cross Roads, AL has changed in 5 years
Household income in the area moved from $65,100 to $86,188 across the same window, up 32.4% versus 2021. Headcount in the area went from 2,484 to 2,826 between 2021 and 2024, a 13.8% change. About 15.4% of households rent today, against 17.6% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 22.2% to 24.4%.
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Can you afford rent in Owens Cross Roads on your salary?
At $1,676/mo, how Owens Cross Roads rent compares to typical pay (30% rule).
Owens Cross Roads rent by bedroom count
Median rent for each apartment size in Owens Cross Roads. Click any size for full breakdown.
Tips for renters in Owens Cross Roads
Last updated: October 17, 2026
The median rent in Owens Cross Roads is $1,676/mo as of October 2026. A studio apartment averages $1,390/mo while a 2-bedroom runs $1,870/mo. One-bedroom apartments average $1,610/mo and 3-bedroom units go for $2,410/mo.
At 23% of local median household income ($86,188/yr), Owens Cross Roads ranks as affordable compared to the national benchmark of 30%. Rents have increased 0.9% over the past year.
Frequently asked questions
How much income do you need to rent in Owens Cross Roads?
Is rent going up or down in Owens Cross Roads?
How does Owens Cross Roads rent compare to other cities in Alabama?
Which nearby cities are cheaper to rent in than Owens Cross Roads?
At $1,676/mo, rent takes ~23% of Owens Cross Roads's median household income ($86,188/yr). The standard benchmark is 30%.
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Estimated from ZIP-level data
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