RentDataNowRentDataNow
City Report · AL

Owens Cross Roads

Pop. 2,826·15th most expensive in Alabama·Rental market data updated monthly for Owens Cross Roads, AL
Median rent (all units)
$1,787/mo
Year-over-Year
+2.8%
Month-over-Month
+0.3%
vs US Median
-$175
Stable (Monthly)
Be the first to discuss Owens Cross Roads rents ↓
Most AffordableMost Expensive
Owens Cross Roads · $1,787
More affordable than 55% of US cities · National median $1,962/mo
Affordability
25% of income
AFFORDABLE
0%30% benchmark60%+

At $1,787/mo, rent takes about 25% of the local median household income, comfortably within the 30% benchmark.

Income to afford
$71,000/yr
Local median income
$86,188/yr
Based on the 30%-of-income rule using Owens Cross Roads's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,390
1 BR
$1,610
2 BR
$1,870
3 BR
$2,410
4 BR+
$2,940
Fair Market Rent (HUD)
$1,870/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,787 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

Loading…

Last updated: August 17, 2026

Annual cost
$21,444/yr
At $1,787/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (2.8% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+2.8% YoY, +0.3% MoM), not inventory.
Rent check

Is your rent fair?

Compare your rent to the local median.

Demographics

Who lives here

Owens Cross Roads, AL is majority owner-occupied, has a large share of families with children, 24.4% of residents hold a bachelor's degree or higher.

Population
2,826
Median income
$86,188
Median age
32.1
Renters
15.4%
Age distribution
32.7%
22.4%
25.8%
Under 1832.7%
18–3422.4%
35–5425.8%
55–647.1%
65+12%
Gender
46.9%
53.1%
Male46.9%
Female53.1%
Race & ethnicity
79.5%
White79.5%
Black2.2%
Hispanic5.2%
Asian1.3%
Other11.7%
Education (25+)
14.8%
19.3%
41.5%
24.4%
No HS diploma14.8%
HS diploma19.3%
Some college41.5%
Bachelor's+24.4%
Housing tenure
84.6%
15.4%
Owner84.6%
Renter15.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Owens Cross Roads, AL has changed in 5 years

Income
$65,100 → $86,188
up 32.4%
Population
2,484 → 2,826
up 13.8%
Renter share
17.6% → 15.4%
-2.2 pts
Bachelor's+
22.2% → 24.4%
+2.2 pts
Median age
34.9 → 32.1
-2.8 yrs

Household income in the area moved from $65,100 to $86,188 across the same window, up 32.4% versus 2021. Headcount in the area went from 2,484 to 2,826 between 2021 and 2024, a 13.8% change. About 15.4% of households rent today, against 17.6% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 22.2% to 24.4%.

Community

Discussions about Owens Cross Roads

No discussions yet. Start the conversation.

View Owens Cross Roads rent history (2015–2026) →
Salary vs rent

Can you afford rent in Owens Cross Roads on your salary?

At $1,787/mo, how Owens Cross Roads rent compares to typical pay (30% rule).

By apartment size

Owens Cross Roads rent by bedroom count

Median rent for each apartment size in Owens Cross Roads. Click any size for full breakdown.

Local insights

Tips for renters in Owens Cross Roads

About renting in Owens Cross Roads, AL

Last updated: August 17, 2026

The median rent in Owens Cross Roads is $1,787/mo as of August 2026. A studio apartment averages $1,390/mo while a 2-bedroom runs $1,870/mo. One-bedroom apartments average $1,610/mo and 3-bedroom units go for $2,410/mo.

At 25% of local median household income ($86,188/yr), Owens Cross Roads ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.8% over the past year.

FAQ

Frequently asked questions

Is Owens Cross Roads an affordable city for renters?

Owens Cross Roads is considered affordable for renters. At $1,787/mo, rent takes approximately 25% of the local median household income ($86,188/yr). The standard benchmark is 30%. Owens Cross Roads falls comfortably within that range.

How much income do you need to rent in Owens Cross Roads?

To keep rent at or below 30% of gross income, you would need to earn at least $71,000/year (~$34/hour full-time) to afford the median rent of $1,787/mo in Owens Cross Roads. The local median household income is $86,188/yr, meaning the typical Owens Cross Roads household meets that threshold.

Is rent going up or down in Owens Cross Roads?

Rent in Owens Cross Roads has increased 2.8% over the past year as of August 2026, putting upward pressure on renter budgets.

How does Owens Cross Roads rent compare to other cities in Alabama?

Owens Cross Roads is one of the pricier cities in Alabama for rent, ranking #15 out of 70 tracked cities at $1,787/mo.

Which nearby cities are cheaper to rent in than Owens Cross Roads?

Several nearby cities have lower median rents than Owens Cross Roads ($1,787/mo): Huntsville ($1,319/mo), Madison ($1,437/mo).

What percentage of Owens Cross Roads residents rent vs. own?

According to Census data, approximately 15.4% of Owens Cross Roads households are renters, while 84.6% are owner-occupied. Owens Cross Roads leans toward homeownership, which can mean a smaller rental inventory.

How does Owens Cross Roads rent compare to the national average?

Owens Cross Roads's median rent of $1,787/mo is $175 (9%) below the US national median of $1,962/mo. Within Alabama, it ranks #15 out of 70 tracked cities.
Income Affordability
25%
AFFORDABLE

At $1,787/mo, rent takes ~25% of Owens Cross Roads's median household income ($86,188/yr). The standard benchmark is 30%.

Owens Cross Roads 25%Benchmark 30%
State income tax2–5%
Run the Owens Cross Roads affordability calculator →
Lowest-rent ZIP codes in Owens Cross Roads
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Owens Cross Roads, AL

Recent submissions

Be the first to submit your rent for Owens Cross Roads.

Recent discussions

No discussions yet.

Add RentDataNow as a preferred source on Google