City Report · CA

Belmont

Pop. 27,337·77th most expensive in California·Belmont rents are up 16.7% over the past year
Median rent (all units)
$3,550/mo
Year-over-Year
+16.7%
Month-over-Month
+6.1%
vs US Median
+$1,588
Rising (Monthly)
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Most AffordableMost Expensive
Belmont · $3,550
More expensive than 96% of US cities · National median $1,962/mo
Rent Reality Score
10/100
Overheated
OverheatedFairGreat value

Rents are 20% above what Belmont's 10-year trend predicts — running hotter than its own history.

Actual rent
$3,550/mo
Expected by trend
$2,960/mo
The Rent Reality Score compares today's median rent to where Belmont's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$2,530
1 BR
$3,090
2 BR
$3,690
3 BR
$4,600
4 BR+
$4,890
Fair Market Rent (HUD)
$3,690/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $3,550 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$42,600/yr
At $3,550/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 16.7% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+16.7% YoY, +6.1% MoM), not inventory.
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Demographics

Who lives here

Belmont, CA is roughly split between renters and owners, has a median income above the national average, 69.7% of residents hold a bachelor's degree or higher.

Population
27,337
Median income
$205,297
Median age
39.8
Renters
45.2%
Age distribution
23.7%
19.1%
31.2%
12.1%
13.9%
Under 1823.7%
18–3419.1%
35–5431.2%
55–6412.1%
65+13.9%
Gender
50.1%
49.9%
Male50.1%
Female49.9%
Race & ethnicity
48.6%
13.1%
30.7%
White48.6%
Black2.7%
Hispanic13.1%
Asian30.7%
Other4.9%
Education (25+)
17.9%
69.7%
No HS diploma4.5%
HS diploma7.9%
Some college17.9%
Bachelor's+69.7%
Housing tenure
54.8%
45.2%
Owner54.8%
Renter45.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Belmont, CA has changed in 5 years

Rent
$2,422 → $3,550
up 46.6%
Income
$178,125 → $205,297
up 15.3%
Population
28,109 → 27,337
down 2.7%
Renter share
43.6% → 45.2%
+1.6 pts
Bachelor's+
69.2% → 69.7%
+0.5 pts

The median rent in Belmont, CA stood at $2,422 in 2021 and currently runs about $3,550, reflecting a 46.6% increase over the period. Local incomes tracked alongside that move, going from a median of $178,125 in 2021 to $205,297 more recently. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has contracted by 2.7% since 2021, moving from about 28,109 residents to roughly 27,337. Renters now make up 45.2% of households, compared with 43.6% five years ago. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the Belmont, CA market of 2021.

Community

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View Belmont rent history (2015–2026) →
Salary vs rent

Can you afford rent in Belmont on your salary?

At $3,550/mo, how Belmont rent compares to typical pay (30% rule).

By apartment size

Belmont rent by bedroom count

Median rent for each apartment size in Belmont. Click any size for full breakdown.

Local insights

Tips for renters in Belmont

About renting in Belmont, CA

Last updated: August 17, 2026

The median rent in Belmont is $3,550/mo as of August 2026. A studio apartment averages $2,530/mo while a 2-bedroom runs $3,690/mo. One-bedroom apartments average $3,090/mo and 3-bedroom units go for $4,600/mo.

At 21% of local median household income ($205,297/yr), Belmont ranks as affordable compared to the national benchmark of 30%. Rents have increased 16.7% over the past year.

FAQ

Frequently asked questions

Is Belmont an affordable city for renters?

Belmont is considered very affordable for renters. At $3,550/mo, rent takes approximately 21% of the local median household income ($205,297/yr). The standard benchmark is 30%. Belmont falls comfortably within that range.

How much income do you need to rent in Belmont?

To keep rent at or below 30% of gross income, you would need to earn at least $142,000/year (~$68/hour full-time) to afford the median rent of $3,550/mo in Belmont. The local median household income is $205,297/yr, meaning the typical Belmont household meets that threshold.

Is rent going up or down in Belmont?

Rent in Belmont has increased 16.7% over the past year as of August 2026, putting upward pressure on renter budgets.

How does Belmont rent compare to other cities in California?

Belmont is one of the pricier cities in California for rent, ranking #77 out of 381 tracked cities at $3,550/mo.

What percentage of Belmont residents rent vs. own?

According to Census data, approximately 45.2% of Belmont households are renters, while 54.8% are owner-occupied. Belmont leans toward homeownership, which can mean a smaller rental inventory.

How does Belmont rent compare to the national average?

Belmont's median rent of $3,550/mo is $1,588 (81%) above the US national median of $1,962/mo. Within California, it ranks #77 out of 381 tracked cities.
Income Affordability
21%
VERY AFFORDABLE

At $3,550/mo, rent takes ~21% of Belmont's median household income ($205,297/yr). The standard benchmark is 30%.

Belmont 21%Benchmark 30%
State income tax1–13.3%
Run the Belmont affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Belmont, CA

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