City Report · CA

Ladera Ranch

Pop. 23,793·73rd most expensive in California·One of the pricier rental markets in the US
Median rent (all units)
$3,550/mo
Year-over-Year
+1.7%
Month-over-Month
-0.3%
vs US Median
+$1,618
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Ladera Ranch · $3,550
More expensive than 96% of US cities · National median $1,932/mo
Rent Reality Score
52/100
Fairly priced
OverheatedFairGreat value

Rents are right about where Ladera Ranch's 10-year trend predicts.

Actual rent
$3,550/mo
Expected by trend
$3,583/mo
The Rent Reality Score compares today's median rent to where Ladera Ranch's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$3,140
1 BR
$3,280
2 BR
$3,880
3 BR
$5,250
4 BR+
$6,270
Fair Market Rent (HUD)
$3,880/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $3,550 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in Ladera Ranch is 0.6% below its high of $3,573 in May 2026, at $3,550 as of September 2026.

Past year vs. the rest of California

Rent in Ladera Ranch changed +1.7% over the year to September 2026. Across the 336 California cities Zillow tracks, the typical change was +3.4%.

Recent direction

Rent rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($184,458) is $4,611 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($3,880); a 3-bedroom is $5,250.

Cheaper nearby

Rancho Santa Margarita, 5 miles away, rents for 20% less ($2,849/mo), about $8,400 a year in savings.

From Zillow's monthly rent index (ZORI) for Ladera Ranch. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$42,600/yr
At $3,550/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+1.7% YoY, -0.3% MoM), not inventory.
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Demographics

Who lives here

Ladera Ranch, CA is majority owner-occupied, has a large share of families with children, has a median income above the national average, 68% of residents hold a bachelor's degree or higher.

Population
23,793
Median income
$184,458
Median age
35.1
Renters
25.9%
Age distribution
35.2%
14.7%
33.9%
Under 1835.2%
18–3414.7%
35–5433.9%
55–649.1%
65+7.1%
Gender
48.2%
51.8%
Male48.2%
Female51.8%
Race & ethnicity
65.8%
12.9%
14.2%
White65.8%
Black1%
Hispanic12.9%
Asian14.2%
Other6%
Education (25+)
21.8%
68%
No HS diploma1.8%
HS diploma8.4%
Some college21.8%
Bachelor's+68%
Housing tenure
74.1%
25.9%
Owner74.1%
Renter25.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How Ladera Ranch, CA has changed in 5 years

Rent
$3,162 → $3,550
up 12.3%
Income
$169,706 → $184,458
up 8.7%
Population
25,526 → 23,793
down 6.8%
Renter share
28.4% → 25.9%
-2.5 pts
Bachelor's+
65.8% → 68%
+2.2 pts
Median age
34.5 → 35.1
+0.6 yrs

The median rent in Ladera Ranch, CA stood at $3,162 in 2022 and currently runs about $3,550, reflecting a 12.3% increase over the period. Household income in the area moved from $169,706 to $184,458 across the same window, up 8.7% versus 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has contracted by 6.8% since 2021, moving from about 25,526 residents to roughly 23,793. Renters now make up 25.9% of households, compared with 28.4% five years ago. College-educated residents now make up 68% of adults here, versus 65.8% in 2021. Reading these numbers side by side helps frame whether current listings in Ladera Ranch, CA look reasonable against where the market sat half a decade ago.

Community

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View Ladera Ranch rent history (2015–2026) →
Salary vs rent

Can you afford rent in Ladera Ranch on your salary?

At $3,550/mo, how Ladera Ranch rent compares to typical pay (30% rule).

By apartment size

Ladera Ranch rent by bedroom count

Median rent for each apartment size in Ladera Ranch. Click any size for full breakdown.

Local insights

Tips for renters in Ladera Ranch

About renting in Ladera Ranch, CA

Last updated: October 17, 2026

The median rent in Ladera Ranch is $3,550/mo as of October 2026. A studio apartment averages $3,140/mo while a 2-bedroom runs $3,880/mo. One-bedroom apartments average $3,280/mo and 3-bedroom units go for $5,250/mo.

At 23% of local median household income ($184,458/yr), Ladera Ranch ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.7% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Ladera Ranch?

To keep rent at or below 30% of gross income, you would need to earn at least $142,000/year (about $68/hour full-time) to afford the median rent of $3,550/mo in Ladera Ranch. The local median household income is $184,458/yr, so the typical household meets that bar.

Is rent going up or down in Ladera Ranch?

Rent in Ladera Ranch has risen 1.7% over the past year as of September 2026. It sits 0.6% below its high of $3,573 in May 2026.

How does Ladera Ranch rent compare to other cities in California?

Ladera Ranch is one of the pricier among California cities for rent, ranking #73 of 382 tracked cities at $3,550/mo. Over the year to September 2026, rent in Ladera Ranch changed +1.7%, against a typical +3.4% across the 336 California cities Zillow tracks.

Which nearby cities are cheaper to rent in than Ladera Ranch?

Nearby cities with lower median rent than Ladera Ranch ($3,550/mo) include Rancho Santa Margarita ($2,849/mo), and Laguna Niguel ($3,343/mo).
Income Affordability
23%
VERY AFFORDABLE

At $3,550/mo, rent takes ~23% of Ladera Ranch's median household income ($184,458/yr). The standard benchmark is 30%.

Ladera Ranch 23%Benchmark 30%
State income tax1–13.3%
Run the Ladera Ranch affordability calculator →
Lowest-rent ZIP codes in Ladera Ranch
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Ladera Ranch, CA

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