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City Report · CA

Coto De Caza

Pop. 15,190·3rd most expensive in California·One of the pricier rental markets in the US
Median rent (all units)
$8,000/mo
Year-over-Year
Stable
Month-over-Month
+35.6%
vs US Median
+$6,035
Rising (Monthly)
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Most AffordableMost Expensive
Coto De Caza · $8,000
More expensive than 100% of US cities · National median $1,965/mo
Affordability
39% of income
MODERATE
0%30% benchmark60%+

At $8,000/mo, rent takes about 39% of the local median household income, slightly above the 30% benchmark.

Income to afford
$320,000/yr
Local median income
$243,816/yr
Based on the 30%-of-income rule using Coto De Caza's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$3,070
1 BR
$3,200
2 BR
$3,790
3 BR
$5,130
4 BR+
$6,130
Research median
$3,790/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$96,000/yr
At $8,000/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 0.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+0.0% YoY, +35.6% MoM), not inventory.
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Demographics

Who lives here

Coto De Caza, CA is majority owner-occupied, has a median income above the national average, 67.1% of residents hold a bachelor's degree or higher.

Population
15,190
Median income
$243,816
Median age
45.7
Renters
7.4%
Age distribution
21.7%
18.4%
26.4%
17.6%
16%
Under 1821.7%
18–3418.4%
35–5426.4%
55–6417.6%
65+16%
Gender
50%
50%
Male50%
Female50%
Race & ethnicity
73.7%
14%
White73.7%
Black1.3%
Hispanic14%
Asian8.7%
Other2.2%
Education (25+)
21.8%
67.1%
No HS diploma1.2%
HS diploma9.9%
Some college21.8%
Bachelor's+67.1%
Housing tenure
92.6%
Owner92.6%
Renter7.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Coto De Caza, CA has changed in 5 years

Income
$210,990 → $243,816
up 15.6%
Population
15,873 → 15,190
down 4.3%
Renter share
8.9% → 7.4%
-1.5 pts
Bachelor's+
64.6% → 67.1%
+2.5 pts

Census figures show median household income at $243,816 today, compared with $210,990 five years earlier. Census counts show Coto De Caza, CA losing about 683 residents over the five-year window, down 4.3% on net. The renter share has eased from 8.9% to 7.4%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 64.6% to 67.1% across the same window.

Community

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View Coto De Caza rent history (2015–2026) →
Salary vs rent

Can you afford rent in Coto De Caza on your salary?

At $8,000/mo, how Coto De Caza rent compares to typical pay (30% rule).

By apartment size

Coto De Caza rent by bedroom count

Median rent for each apartment size in Coto De Caza. Click any size for full breakdown.

Local insights

Tips for renters in Coto De Caza

About renting in Coto De Caza, CA

Last updated: July 20, 2026

The median rent in Coto De Caza is $8,000/mo as of July 2026. A studio apartment averages $3,070/mo while a 2-bedroom runs $3,790/mo. One-bedroom apartments average $3,200/mo and 3-bedroom units go for $5,130/mo.

At 39% of local median household income ($243,816/yr), Coto De Caza ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

Is Coto De Caza an affordable city for renters?

Coto De Caza is considered moderate for renters. At $8,000/mo, rent takes approximately 39% of the local median household income ($243,816/yr). The standard benchmark is 30%. Coto De Caza slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Coto De Caza?

To keep rent at or below 30% of gross income, you would need to earn at least $320,000/year (~$154/hour full-time) to afford the median rent of $8,000/mo in Coto De Caza. The local median household income is $243,816/yr, meaning the typical Coto De Caza household falls short of that threshold.

Is rent going up or down in Coto De Caza?

Rent in Coto De Caza has been relatively stable over the past year, with a 0.0% change year over year as of July 2026.

How does Coto De Caza rent compare to other cities in California?

Coto De Caza is one of the pricier cities in California for rent, ranking #3 out of 387 tracked cities at $8,000/mo.

Which nearby cities are cheaper to rent in than Coto De Caza?

Several nearby cities have lower median rents than Coto De Caza ($8,000/mo): Rancho Santa Margarita ($2,910/mo), Laguna Hills ($3,048/mo), Lake Forest ($3,299/mo).

What percentage of Coto De Caza residents rent vs. own?

According to Census data, approximately 7.4% of Coto De Caza households are renters, while 92.6% are owner-occupied. Coto De Caza leans toward homeownership, which can mean a smaller rental inventory.

How does Coto De Caza rent compare to the national average?

Coto De Caza's median rent of $8,000/mo is $6,035 (307%) above the US national median of $1,965/mo. Within California, it ranks #3 out of 387 tracked cities.
Income Affordability
39%
MODERATE

At $8,000/mo, rent takes ~39% of Coto De Caza's median household income ($243,816/yr). The standard benchmark is 30%.

Coto De Caza 39%Benchmark 30%
State income tax1–13.3%
Run the Coto De Caza affordability calculator →
Lowest-rent ZIP codes in Coto De Caza
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Coto De Caza, CA

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