4+ Bedroom Rent · July 2026

4+ Bedroom Apartment Rent in Morro Bay, CA

$3,600/mo

Median asking rent for a 4+ bedroom apartment in Morro Bay, California as of July 2026. That's +19% higher than the citywide median of $3,024 and +43% above the national 4+ bedroom median of $2,520.

4+ Bedroom median
$3,600
July 2026
vs city overall
+19%
$3,024 city median
vs national
+43%
$2,520 US median
California rank
#123
of 384 cities

Income needed for a 4+ bedroom in Morro Bay

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 4+ bedroom at the current median rent.

Annual income
$144,000
Monthly gross
$12,000
Hourly (full-time)
$69.23

Rent by apartment size in Morro Bay

Compare Morro Bay's median rent across every apartment size.

Studio
$1,630
1-Bedroom
$1,810
2-Bedroom
$2,380
3-Bedroom
$3,180
4+ Bedroom (current)
$3,600

Cheapest cities for a 4+ bedroom in California

#City4+ Bedroom rent
1Ridgecrest$1,823
2Taft$1,930
3Lakeport$1,980
4Barstow$2,001
5California City$2,070
6Florin$2,076
7Clearlake$2,100
8Porterville$2,210
9Oroville$2,215
10El Centro$2,220
11Paradise$2,230
12Red Bluff$2,230
13La Riviera$2,250
14Eureka$2,280
15Florence-Graham$2,296

Most expensive cities for a 4+ bedroom in California

#City4+ Bedroom rent
1Coronado$6,970
2Solana Beach$6,500
3Santa Cruz$6,455
4Cupertino$6,370
5Scotts Valley$6,270
6Ladera Ranch$6,270
7Aptos$6,270
8Newport Beach$6,188
9Coto de Caza$6,130
10Foster City$6,050
11Irvine$5,986
12Carlsbad$5,908
13Los Altos$5,850
14Encinitas$5,820
15Laguna Beach$5,770

Nearby cities — 4+ bedroom rent

Considering nearby alternatives? 2 of these cities have cheaper 4+ bedroom rents than Morro Bay.

CityDistance4+ Bedroom rentvs Morro Bay
Los Osos, CA7.8 mi$3,770+$170 (+5%)
Atascadero, CA8.5 mi$3,330$-270 (-7%)
Templeton, CA10.3 mi$4,660+$1,060 (+29%)
San Luis Obispo, CA12.7 mi$4,015+$415 (+12%)
Paso Robles, CA18.3 mi$3,510$-90 (-2%)
Pismo Beach, CA19.1 mi$4,420+$820 (+23%)
Grover Beach, CA23 mi$3,650+$50 (+1%)
Arroyo Grande, CA27.2 mi$3,980+$380 (+11%)
Nipomo, CA32.4 mi$3,840+$240 (+7%)
Santa Maria, CA44.2 mi$4,330+$730 (+20%)
Lompoc, CA63.6 mi$4,080+$480 (+13%)
Solvang, CA70.4 mi$4,080+$480 (+13%)

4+ Bedroom rent in Morro Bay — common questions

How much is a 4+ bedroom apartment in Morro Bay?

As of July 2026, the median 4+ bedroom apartment rent in Morro Bay, California is $3,600 per month. This is +19% higher than the citywide median of $3,024.

What income do you need to afford a 4+ bedroom in Morro Bay?

Using the standard 30% rent-to-income rule, you would need an annual income of about $144,000 ($12,000/month gross), which works out to roughly $69.23/hour at a full-time job.

Is Morro Bay expensive for a 4+ bedroom compared to the rest of the US?

Morro Bay's 4+ bedroom median of $3,600 is +43% above the national 4+ bedroom median of $2,520. It ranks in the 83th percentile of US cities tracked.

How does Morro Bay rank for 4+ bedroom rent in California?

Among the 384 cities in California with 4+ bedroom data, Morro Bay ranks #123 from cheapest to most expensive.

Are there cheaper 4+ bedroom options near Morro Bay?

Yes — nearby cities with cheaper 4+ bedroom rents include Atascadero ($3,330), Paso Robles ($3,510).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Morro Bay, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.