City Report · CA

Ramona

Pop. 22,634·259th most expensive in California·Rental market data updated monthly for Ramona, CA
Median rent (all units)
$2,515/mo
Year-over-Year
+3.0%
Month-over-Month
-0.3%
vs US Median
+$583
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Ramona · $2,515
More expensive than 80% of US cities · National median $1,932/mo
Affordability
28% of income
AFFORDABLE
0%30% benchmark60%+

At $2,515/mo, rent takes about 28% of the local median household income, comfortably within the 30% benchmark.

Income to afford
$101,000/yr
Local median income
$107,427/yr
Based on the 30%-of-income rule using Ramona's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$2,070
1 BR
$2,250
2 BR
$2,780
3 BR
$3,720
4 BR+
$4,530
Fair Market Rent (HUD)
$2,780/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,515 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of California

Rent in Ramona changed +2.9% over the year to September 2026. Across the 336 California cities Zillow tracks, the typical change was +3.4%.

Recent direction

Rent has fallen 2 months in a row, and rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($107,427) is $2,686 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($2,250); a 2-bedroom is $2,780.

Cheaper nearby

El Cajon, 18 miles away, rents for 10% less ($2,259/mo), about $3,100 a year in savings.

From Zillow's monthly rent index (ZORI) for Ramona. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$30,180/yr
At $2,515/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (3.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+3.0% YoY, -0.3% MoM), not inventory.
Rent check

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Demographics

Who lives here

Ramona, CA is majority owner-occupied, has a median income above the national average, 25.4% of residents hold a bachelor's degree or higher.

Population
22,634
Median income
$107,427
Median age
39.2
Renters
29.5%
Age distribution
22.4%
21.8%
25.6%
14.5%
15.8%
Under 1822.4%
18–3421.8%
35–5425.6%
55–6414.5%
65+15.8%
Gender
49.1%
50.9%
Male49.1%
Female50.9%
Race & ethnicity
62.8%
37.7%
White62.8%
Black0.8%
Hispanic37.7%
Asian1.5%
Education (25+)
16.2%
28%
30.4%
25.4%
No HS diploma16.2%
HS diploma28%
Some college30.4%
Bachelor's+25.4%
Housing tenure
70.5%
29.5%
Owner70.5%
Renter29.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Ramona, CA has changed in 5 years

Income
$82,079 → $107,427
up 30.9%
Population
21,853 → 22,634
up 3.6%
Renter share
34.2% → 29.5%
-4.7 pts
Bachelor's+
21.1% → 25.4%
+4.3 pts
Median age
38.2 → 39.2
+1.0 yrs

Local incomes tracked alongside that move, going from a median of $82,079 in 2021 to $107,427 more recently. Headcount in the area went from 21,853 to 22,634 between 2021 and 2024, a 3.6% change. About 29.5% of households rent today, against 34.2% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 21.1% to 25.4%.

Community

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View Ramona rent history (2015–2026) →
Salary vs rent

Can you afford rent in Ramona on your salary?

At $2,515/mo, how Ramona rent compares to typical pay (30% rule).

By apartment size

Ramona rent by bedroom count

Median rent for each apartment size in Ramona. Click any size for full breakdown.

Local insights

Tips for renters in Ramona

About renting in Ramona, CA

Last updated: October 17, 2026

The median rent in Ramona is $2,515/mo as of October 2026. A studio apartment averages $2,070/mo while a 2-bedroom runs $2,780/mo. One-bedroom apartments average $2,250/mo and 3-bedroom units go for $3,720/mo.

At 28% of local median household income ($107,427/yr), Ramona ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Ramona?

To keep rent at or below 30% of gross income, you would need to earn at least $101,000/year (about $49/hour full-time) to afford the median rent of $2,515/mo in Ramona. The local median household income is $107,427/yr, so the typical household meets that bar.

Is rent going up or down in Ramona?

Rent in Ramona has risen 3.0% over the past year.

How does Ramona rent compare to other cities in California?

Ramona is one of the more affordable among California cities for rent, ranking #259 of 382 tracked cities at $2,515/mo. Over the year to September 2026, rent in Ramona changed +2.9%, against a typical +3.4% across the 336 California cities Zillow tracks.

Which nearby cities are cheaper to rent in than Ramona?

Nearby cities with lower median rent than Ramona ($2,515/mo) include El Cajon ($2,259/mo), and Lakeside ($2,384/mo).
Income Affordability
28%
AFFORDABLE

At $2,515/mo, rent takes ~28% of Ramona's median household income ($107,427/yr). The standard benchmark is 30%.

Ramona 28%Benchmark 30%
State income tax1–13.3%
Run the Ramona affordability calculator →
Lowest-rent ZIP codes in Ramona
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Ramona, CA

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