4+ Bedroom Apartment Rent in Rancho Santa Margarita, CA
Median asking rent for a 4+ bedroom apartment in Rancho Santa Margarita, California as of July 2026. That's +80% higher than the citywide median of $2,910 and +108% above the national 4+ bedroom median of $2,520.
Income needed for a 4+ bedroom in Rancho Santa Margarita
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 4+ bedroom at the current median rent.
Rent by apartment size in Rancho Santa Margarita
Compare Rancho Santa Margarita's median rent across every apartment size.
Cheapest cities for a 4+ bedroom in California
| # | City | 4+ Bedroom rent |
|---|---|---|
| 1 | Ridgecrest | $1,823 |
| 2 | Taft | $1,930 |
| 3 | Lakeport | $1,980 |
| 4 | Barstow | $2,001 |
| 5 | California City | $2,070 |
| 6 | Florin | $2,076 |
| 7 | Clearlake | $2,100 |
| 8 | Porterville | $2,210 |
| 9 | Oroville | $2,215 |
| 10 | El Centro | $2,220 |
| 11 | Paradise | $2,230 |
| 12 | Red Bluff | $2,230 |
| 13 | La Riviera | $2,250 |
| 14 | Eureka | $2,280 |
| 15 | Florence-Graham | $2,296 |
Most expensive cities for a 4+ bedroom in California
| # | City | 4+ Bedroom rent |
|---|---|---|
| 1 | Coronado | $6,970 |
| 2 | Solana Beach | $6,500 |
| 3 | Santa Cruz | $6,455 |
| 4 | Cupertino | $6,370 |
| 5 | Scotts Valley | $6,270 |
| 6 | Ladera Ranch | $6,270 |
| 7 | Aptos | $6,270 |
| 8 | Newport Beach | $6,188 |
| 9 | Coto de Caza | $6,130 |
| 10 | Foster City | $6,050 |
| 11 | Irvine | $5,986 |
| 12 | Carlsbad | $5,908 |
| 13 | Los Altos | $5,850 |
| 14 | Encinitas | $5,820 |
| 15 | Laguna Beach | $5,770 |
Nearby cities — 4+ bedroom rent
Considering nearby alternatives? 4 of these cities have cheaper 4+ bedroom rents than Rancho Santa Margarita.
| City | Distance | 4+ Bedroom rent | vs Rancho Santa Margarita |
|---|---|---|---|
| Coto de Caza, CA | 1 mi | $6,130 | +$880 (+17%) |
| Ladera Ranch, CA | 5.1 mi | $6,270 | +$1,020 (+19%) |
| Lake Forest, CA | 5.9 mi | $5,345 | +$95 (+2%) |
| Laguna Hills, CA | 6.2 mi | $5,210 | $-40 (-1%) |
| Rancho Mission Viejo, CA | 7.4 mi | $3,501 | $-1,749 (-33%) |
| San Juan Capistrano, CA | 8.1 mi | $4,930 | $-320 (-6%) |
| Laguna Woods, CA | 8.2 mi | $4,320 | $-930 (-18%) |
| Aliso Viejo, CA | 8.7 mi | $5,530 | +$280 (+5%) |
| Laguna Niguel, CA | 8.8 mi | $5,430 | +$180 (+3%) |
| Laguna Beach, CA | 11.6 mi | $5,770 | +$520 (+10%) |
| Dana Point, CA | 11.8 mi | $5,295 | +$45 (+1%) |
| San Clemente, CA | 12 mi | $5,600 | +$350 (+7%) |
4+ Bedroom rent in Rancho Santa Margarita — common questions
How much is a 4+ bedroom apartment in Rancho Santa Margarita?
As of July 2026, the median 4+ bedroom apartment rent in Rancho Santa Margarita, California is $5,250 per month. This is +80% higher than the citywide median of $2,910.
What income do you need to afford a 4+ bedroom in Rancho Santa Margarita?
Using the standard 30% rent-to-income rule, you would need an annual income of about $210,000 ($17,500/month gross), which works out to roughly $100.96/hour at a full-time job.
Is Rancho Santa Margarita expensive for a 4+ bedroom compared to the rest of the US?
Rancho Santa Margarita's 4+ bedroom median of $5,250 is +108% above the national 4+ bedroom median of $2,520. It ranks in the 98th percentile of US cities tracked.
How does Rancho Santa Margarita rank for 4+ bedroom rent in California?
Among the 384 cities in California with 4+ bedroom data, Rancho Santa Margarita ranks #334 from cheapest to most expensive.
Are there cheaper 4+ bedroom options near Rancho Santa Margarita?
Yes — nearby cities with cheaper 4+ bedroom rents include Laguna Hills ($5,210), Rancho Mission Viejo ($3,501), San Juan Capistrano ($4,930).