How much rent can you afford in San Francisco, CA?
Run your salary against San Francisco's current rent, or find the income you'd need for a target rent. Powered by live RentDataNow medians.
The 30% rent rule, in San Francisco
At a median rent of $4,401/mo, San Francisco is moderately stretched when measured against San Francisco median household income of $140,970/yr. Rent would consume roughly 37% of pre-tax income, and a salary of about $176,040 keeps rent at the recommended 30% threshold.
How San Francisco compares nearby
Median rent for the closest cities with data.
Frequently asked
How much rent can I afford in San Francisco?
On a $140,970 salary (the San Francisco median household income), the recommended ceiling is 30% of pre-tax income, or about $3,524/mo. San Francisco's median rent is $4,401/mo. Use the calculator on this page to run your own salary.
What salary do I need to live in San Francisco?
To keep San Francisco's $4,401/mo median rent under 30% of income, you'd need about $176,040/yr. Lower your target share (e.g. 25%) to need more, or raise it (e.g. 40%) to need less.
Is San Francisco affordable on the median California income?
San Francisco is moderately stretched on a $140,970 income. Rent would take 37% of pre-tax pay, outside the recommended 30% threshold.
What's the 30% rent rule?
The 30% rule is a long-standing budgeting guideline that keeps rent at or below 30% of gross (pre-tax) income. It leaves enough room for utilities, transit, savings, and debt service. In high-cost markets, many renters exceed 30%, and the Census Bureau classifies households paying more than 30% of income on rent as "cost-burdened".