City Report · CT

Naugatuck

Pop. 31,800·40th most expensive in Connecticut·Rental market data updated monthly for Naugatuck, CT

Median rent (all units)

$1,895/mo

Year-over-Year

+2.4%

Month-over-Month

+0.4%

vs US Median

-$37

Reported rents

Stable (Monthly)

Be the first to discuss Naugatuck rents ↓

Most AffordableMost Expensive

Naugatuck · $1,895

More expensive than 53% of US cities · National median $1,932/mo

Affordability

24% of income

VERY AFFORDABLE

0%30% benchmark60%+

At $1,895/mo, rent takes about 24% of the local median household income, comfortably within the 30% benchmark.

Income to afford

$76,000/yr

Local median income

$96,324/yr

Based on the 30%-of-income rule using Naugatuck's median rent and household income. See the full affordability breakdown →

Medians by bedroom

Rent by unit size

Studio

$1,130

1 BR

$1,350

2 BR

$1,590

3 BR

$1,950

4 BR+

$2,700

Fair Market Rent (HUD)

$1,590/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,895 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

Loading…

Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Connecticut

Rent in Naugatuck changed +2.4% over the year to September 2026. Across the 41 Connecticut cities Zillow tracks, the typical change was +3.7%.

Recent direction

Rent has risen 2 months in a row, and rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($96,324) is $2,408 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,950); a 4-bedroom is $2,700.

Cheaper nearby

Waterbury, 5 miles away, rents for 18% less ($1,551/mo), about $4,100 a year in savings.

From Zillow's monthly rent index (ZORI) for Naugatuck. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$22,740/yr

At $1,895/mo median

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (2.4% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+2.4% YoY, +0.4% MoM), not inventory.

Rent check

Is your rent fair?

Compare your rent to the local median.

Demographics

Who lives here

Naugatuck, CT is majority owner-occupied, has a median income above the national average, 32.2% of residents hold a bachelor's degree or higher.

Population

31,800

Median income

$96,324

Median age

39.8

Renters

32.2%

Age distribution

19.9%

22.9%

27%

14.5%

15.6%

Under 1819.9%

18–3422.9%

35–5427%

55–6414.5%

65+15.6%

Gender

48.6%

51.4%

Male48.6%

Female51.4%

Race & ethnicity

65.1%

12.7%

17.4%

White65.1%

Black12.7%

Hispanic17.4%

Asian3.7%

Other1.1%

Education (25+)

30.4%

28.4%

32.2%

No HS diploma9%

HS diploma30.4%

Some college28.4%

Bachelor's+32.2%

Housing tenure

67.8%

32.2%

Owner67.8%

Renter32.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Naugatuck, CT has changed in 5 years

Income

$86,900 → $96,324

up 10.8%

Population

31,586 → 31,800

up 0.7%

Renter share

32.1% → 32.2%

+0.1 pts

Bachelor's+

32.1% → 32.2%

+0.1 pts

Median age

40.7 → 39.8

-0.9 yrs

On the earnings side, the typical household in Naugatuck, CT now reports about $96,324, up from $86,900 in 2021.

Community

Discussions about Naugatuck

No discussions yet. Start the conversation.

View Naugatuck rent history (2015–2026) →

Salary vs rent

Can you afford rent in Naugatuck on your salary?

At $1,895/mo, how Naugatuck rent compares to typical pay (30% rule).

Registered Nurse

Avg $103,928/yr · Rent = 21.9% income

affordable

Elementary School Teacher

Avg $73,788/yr · Rent = 30.8% income

stretched

Police Officer

Avg $84,997/yr · Rent = 26.8% income

affordable

Software Developer

Avg $151,921/yr · Rent = 15% income

very comfortable

Lawyer

Avg $194,117/yr · Rent = 11.7% income

very comfortable

Firefighter

Avg $69,091/yr · Rent = 32.9% income

stretched

Truck Driver

Avg $62,381/yr · Rent = 36.5% income

stretched

Electrician

Avg $76,890/yr · Rent = 29.6% income

affordable

By apartment size

Naugatuck rent by bedroom count

Median rent for each apartment size in Naugatuck. Click any size for full breakdown.

Local insights

Tips for renters in Naugatuck

About renting in Naugatuck, CT

Last updated: October 17, 2026

The median rent in Naugatuck is $1,895/mo as of October 2026. A studio apartment averages $1,130/mo while a 2-bedroom runs $1,590/mo. One-bedroom apartments average $1,350/mo and 3-bedroom units go for $1,950/mo.

At 24% of local median household income ($96,324/yr), Naugatuck ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Naugatuck?

To keep rent at or below 30% of gross income, you would need to earn at least $76,000/year (about $37/hour full-time) to afford the median rent of $1,895/mo in Naugatuck. The local median household income is $96,324/yr, so the typical household meets that bar.

Is rent going up or down in Naugatuck?

Rent in Naugatuck has risen 2.4% over the past year.

How does Naugatuck rent compare to other cities in Connecticut?

Naugatuck is one of the more affordable among Connecticut cities for rent, ranking #40 of 54 tracked cities at $1,895/mo. Over the year to September 2026, rent in Naugatuck changed +2.4%, against a typical +3.7% across the 41 Connecticut cities Zillow tracks.