City Report · CT

Waterbury

Pop. 114,869·53rd most expensive in Connecticut·Rental market data updated monthly for Waterbury, CT
Median rent (all units)
$1,534/mo
Year-over-Year
+2.7%
Month-over-Month
-1.3%
vs US Median
-$428
Falling (Monthly)
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Most AffordableMost Expensive
Waterbury · $1,534
More affordable than 74% of US cities · National median $1,962/mo
Rent Reality Score
64/100
Good value
OverheatedFairGreat value

Rents are 7% below what Waterbury's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,534/mo
Expected by trend
$1,652/mo
The Rent Reality Score compares today's median rent to where Waterbury's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$978
1 BR
$1,155
2 BR
$1,405
3 BR
$1,827
4 BR+
$2,220
Fair Market Rent (HUD)
$1,405/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,534 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$18,408/yr
At $1,534/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+2.7% YoY, -1.3% MoM), not inventory.
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Demographics

Who lives here

Waterbury, CT is roughly split between renters and owners, has a median income below the national average, 17.3% of residents hold a bachelor's degree or higher.

Population
114,869
Median income
$51,886
Median age
37.8
Renters
52.8%
Age distribution
23.2%
23.3%
25.6%
12.6%
15.3%
Under 1823.2%
18–3423.3%
35–5425.6%
55–6412.6%
65+15.3%
Gender
47.7%
52.3%
Male47.7%
Female52.3%
Race & ethnicity
37.3%
25.2%
38.5%
White37.3%
Black25.2%
Hispanic38.5%
Asian2.5%
Education (25+)
19.2%
36.2%
27.2%
17.3%
No HS diploma19.2%
HS diploma36.2%
Some college27.2%
Bachelor's+17.3%
Housing tenure
47.2%
52.8%
Owner47.2%
Renter52.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Waterbury, CT has changed in 5 years

Rent
$1,056 → $1,534
up 45.3%
Income
$48,787 → $51,886
up 6.4%
Population
113,783 → 114,869
up 1.0%
Renter share
54.4% → 52.8%
-1.6 pts
Bachelor's+
17.6% → 17.3%
-0.3 pts
Median age
37.3 → 37.8
+0.5 yrs

Compared with 2021, rent in Waterbury, CT has climbed by $478 per month, settling near $1,534 after starting the period at $1,056. Household income in the area moved from $48,787 to $51,886 across the same window, up 6.4% versus 2021. Rent outpaced income growth by roughly 38.9 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 113,783 to 114,869 between 2021 and 2024, a 1.0% change. About 52.8% of households rent today, against 54.4% in 2021. Reading these numbers side by side helps frame whether current listings in Waterbury, CT look reasonable against where the market sat half a decade ago.

Community

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View Waterbury rent history (2015–2026) →
Salary vs rent

Can you afford rent in Waterbury on your salary?

At $1,534/mo, how Waterbury rent compares to typical pay (30% rule).

By apartment size

Waterbury rent by bedroom count

Median rent for each apartment size in Waterbury. Click any size for full breakdown.

Local insights

Tips for renters in Waterbury

About renting in Waterbury, CT

Last updated: August 17, 2026

The median rent in Waterbury is $1,534/mo as of August 2026. A studio apartment averages $978/mo while a 2-bedroom runs $1,405/mo. One-bedroom apartments average $1,155/mo and 3-bedroom units go for $1,827/mo.

At 35% of local median household income ($51,886/yr), Waterbury ranks as moderate compared to the national benchmark of 30%. Rents have increased 2.7% over the past year.

FAQ

Frequently asked questions

Is Waterbury an affordable city for renters?

Waterbury is considered moderate for renters. At $1,534/mo, rent takes approximately 35% of the local median household income ($51,886/yr). The standard benchmark is 30%. Waterbury slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Waterbury?

To keep rent at or below 30% of gross income, you would need to earn at least $61,000/year (~$29/hour full-time) to afford the median rent of $1,534/mo in Waterbury. The local median household income is $51,886/yr, meaning the typical Waterbury household falls short of that threshold.

Is rent going up or down in Waterbury?

Rent in Waterbury has increased 2.7% over the past year as of August 2026, putting upward pressure on renter budgets.

Which Waterbury neighborhoods have the lowest rent?

The most affordable ZIP codes in Waterbury are 06702 ($1,225/mo), 06704 ($1,501/mo), and 06706 ($1,527/mo). Citywide, the median rent in Waterbury is $1,534/mo.

How does Waterbury rent compare to other cities in Connecticut?

Waterbury is one of the more affordable cities in Connecticut for rent, ranking #53 out of 54 tracked cities at $1,534/mo.

What percentage of Waterbury residents rent vs. own?

According to Census data, approximately 52.8% of Waterbury households are renters, while 47.2% are owner-occupied. With a majority renter population, Waterbury has a strong rental market.

How does Waterbury rent compare to the national average?

Waterbury's median rent of $1,534/mo is $428 (22%) below the US national median of $1,962/mo. Within Connecticut, it ranks #53 out of 54 tracked cities.
Income Affordability
35%
MODERATE

At $1,534/mo, rent takes ~35% of Waterbury's median household income ($51,886/yr). The standard benchmark is 30%.

Waterbury 35%Benchmark 30%
State income tax3–6.99%
Run the Waterbury affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Waterbury, CT

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