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City Report · FL

Cocoa

Pop. 19,554·207th most expensive in Florida·Cocoa rents are up 5.5% over the past year
Median rent (all units)
$1,931/mo
Year-over-Year
+5.5%
Month-over-Month
+2.2%
vs US Median
-$34
Rising (Monthly)
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Most AffordableMost Expensive
Cocoa · $1,931
More expensive than 55% of US cities · National median $1,965/mo
Rent Reality Score
67/100
Good value
OverheatedFairGreat value

Rents are 8% below what Cocoa's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,931/mo
Expected by trend
$2,105/mo
The Rent Reality Score compares today's median rent to where Cocoa's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,040
1 BR
$1,220
2 BR
$1,413
3 BR
$1,923
4 BR+
$2,203
Research median
$1,413/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$23,172/yr
At $1,931/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 5.5% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+5.5% YoY, +2.2% MoM), not inventory.
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Demographics

Who lives here

Cocoa, FL is majority owner-occupied, has a large retiree population, has a median income below the national average, 27.4% of residents hold a bachelor's degree or higher.

Population
19,554
Median income
$63,105
Median age
44.9
Renters
36.5%
Age distribution
17.5%
19.9%
27.2%
13.6%
21.8%
Under 1817.5%
18–3419.9%
35–5427.2%
55–6413.6%
65+21.8%
Gender
48.3%
51.7%
Male48.3%
Female51.7%
Race & ethnicity
57.1%
22.8%
20.9%
White57.1%
Black22.8%
Hispanic20.9%
Asian1.4%
Education (25+)
30.6%
30.5%
27.4%
No HS diploma11.5%
HS diploma30.6%
Some college30.5%
Bachelor's+27.4%
Housing tenure
63.5%
36.5%
Owner63.5%
Renter36.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Cocoa, FL has changed in 5 years

Rent
$1,329 → $1,931
up 45.3%
Income
$48,085 → $63,105
up 31.2%
Population
18,891 → 19,554
up 3.5%
Renter share
37.4% → 36.5%
-0.9 pts
Bachelor's+
22% → 27.4%
+5.4 pts
Median age
43.4 → 44.9
+1.5 yrs

Across the past five years, the going rent in Cocoa, FL has shifted from $1,329 to $1,931, up 45.3% since 2021. Census figures show median household income at $63,105 today, compared with $48,085 five years earlier. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show Cocoa, FL adding about 663 residents over the five-year window, up 3.5% on net. Bachelor's-degree-or-higher attainment moved from 22% to 27.4% across the same window. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

Community

Discussions about Cocoa

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View Cocoa rent history (2015–2026) →
Salary vs rent

Can you afford rent in Cocoa on your salary?

At $1,931/mo, how Cocoa rent compares to typical pay (30% rule).

By apartment size

Cocoa rent by bedroom count

Median rent for each apartment size in Cocoa. Click any size for full breakdown.

Local insights

Tips for renters in Cocoa

About renting in Cocoa, FL

Last updated: July 20, 2026

The median rent in Cocoa is $1,931/mo as of July 2026. A studio apartment averages $1,040/mo while a 2-bedroom runs $1,413/mo. One-bedroom apartments average $1,220/mo and 3-bedroom units go for $1,923/mo.

At 37% of local median household income ($63,105/yr), Cocoa ranks as moderate compared to the national benchmark of 30%. Rents have increased 5.5% over the past year.

FAQ

Frequently asked questions

Is Cocoa an affordable city for renters?

Cocoa is considered moderate for renters. At $1,931/mo, rent takes approximately 37% of the local median household income ($63,105/yr). The standard benchmark is 30%. Cocoa slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Cocoa?

To keep rent at or below 30% of gross income, you would need to earn at least $77,000/year (~$37/hour full-time) to afford the median rent of $1,931/mo in Cocoa. The local median household income is $63,105/yr, meaning the typical Cocoa household falls short of that threshold.

Is rent going up or down in Cocoa?

Rent in Cocoa has increased 5.5% over the past year as of July 2026, putting upward pressure on renter budgets.

Which Cocoa neighborhoods have the lowest rent?

The most affordable ZIP codes in Cocoa are 32922 ($1,392/mo), 32926 ($1,981/mo), and 32927 ($2,098/mo). Citywide, the median rent in Cocoa is $1,931/mo.

How does Cocoa rent compare to other cities in Florida?

Cocoa is one of the more affordable cities in Florida for rent, ranking #207 out of 288 tracked cities at $1,931/mo.

Which nearby cities are cheaper to rent in than Cocoa?

Titusville is nearby and more affordable at $1,650/mo, which is $281 less than Cocoa.

What percentage of Cocoa residents rent vs. own?

According to Census data, approximately 36.5% of Cocoa households are renters, while 63.5% are owner-occupied. Cocoa leans toward homeownership, which can mean a smaller rental inventory.

How does Cocoa rent compare to the national average?

Cocoa's median rent of $1,931/mo is $34 (2%) below the US national median of $1,965/mo. Within Florida, it ranks #207 out of 288 tracked cities.
Income Affordability
37%
MODERATE

At $1,931/mo, rent takes ~37% of Cocoa's median household income ($63,105/yr). The standard benchmark is 30%.

Cocoa 37%Benchmark 30%
State income taxNone
Run the Cocoa affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Cocoa, FL

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