Rents are 12% below what Cocoa's 10-year trend predicts — a better deal than its own history suggests.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,778 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: October 17, 2026
What the numbers show
February. Asking rents in Cocoa usually run 0.6% below trend in February and 0.5% above it in June, about $20 a month apart at today's median. Based on 11 years of data.
Rent in Cocoa is at its highest level since Zillow's records here began in January 2015.
Rent in Cocoa changed +3.9% over the year to September 2026. Across the 270 Florida cities Zillow tracks, the typical change was +1.8%.
From 2019 to 2024, rent in Cocoa rose 53.5% while median household income rose 62.3% ($38,892 to $63,105). Income kept ahead of rent.
Rent in Cocoa is 56.8% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent has risen 3 months in a row, and rose in 9 of the last 12 months.
30% of the median household income ($63,105) is $1,578 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,413); a 3-bedroom is $1,923.
The priciest of 3 ZIP codes in Cocoa, 32927 ($2,142/mo), costs 1.7 times the cheapest, 32922 ($1,279/mo).
Titusville, 12 miles away, rents for 11% less ($1,585/mo), about $2,300 a year in savings.
From Zillow's monthly rent index (ZORI) for Cocoa. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Is your rent fair?
Compare your rent to the local median.
Who lives here
Cocoa, FL is majority owner-occupied, has a large retiree population, has a median income below the national average, 27.4% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Cocoa, FL has changed in 5 years
Across the past five years, the going rent in Cocoa, FL has shifted from $1,272 to $1,778, up 39.8% since 2021. Census figures show median household income at $63,105 today, compared with $48,085 five years earlier. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show Cocoa, FL adding about 663 residents over the five-year window, up 3.5% on net. Bachelor's-degree-or-higher attainment moved from 22% to 27.4% across the same window. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.
Discussions about Cocoa
No discussions yet. Start the conversation.
Can you afford rent in Cocoa on your salary?
At $1,778/mo, how Cocoa rent compares to typical pay (30% rule).
Cocoa rent by bedroom count
Median rent for each apartment size in Cocoa. Click any size for full breakdown.
Tips for renters in Cocoa
Last updated: October 17, 2026
The median rent in Cocoa is $1,778/mo as of October 2026. A studio apartment averages $1,040/mo while a 2-bedroom runs $1,413/mo. One-bedroom apartments average $1,220/mo and 3-bedroom units go for $1,923/mo.
At 34% of local median household income ($63,105/yr), Cocoa ranks as moderate compared to the national benchmark of 30%. Rents have increased 3.9% over the past year.
Frequently asked questions
How much income do you need to rent in Cocoa?
Is rent going up or down in Cocoa?
When is the cheapest time to rent in Cocoa?
Has rent outpaced income in Cocoa?
Which Cocoa neighborhoods have the lowest rent?
How does Cocoa rent compare to other cities in Florida?
Which nearby cities are cheaper to rent in than Cocoa?
At $1,778/mo, rent takes ~34% of Cocoa's median household income ($63,105/yr). The standard benchmark is 30%.
How does this area stack up?
Pick another city or ZIP to compare.
Estimated from ZIP-level data
Be the first to submit your rent for Cocoa.
No discussions yet.