Rents are 10% below what Cocoa's 10-year trend predicts — a better deal than its own history suggests.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,901 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: August 17, 2026
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Who lives here
Cocoa, FL is majority owner-occupied, has a large retiree population, has a median income below the national average, 27.4% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Cocoa, FL has changed in 5 years
Across the past five years, the going rent in Cocoa, FL has shifted from $1,329 to $1,901, up 43.0% since 2021. Census figures show median household income at $63,105 today, compared with $48,085 five years earlier. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show Cocoa, FL adding about 663 residents over the five-year window, up 3.5% on net. Bachelor's-degree-or-higher attainment moved from 22% to 27.4% across the same window. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.
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Can you afford rent in Cocoa on your salary?
At $1,901/mo, how Cocoa rent compares to typical pay (30% rule).
Cocoa rent by bedroom count
Median rent for each apartment size in Cocoa. Click any size for full breakdown.
Tips for renters in Cocoa
Last updated: August 17, 2026
The median rent in Cocoa is $1,901/mo as of August 2026. A studio apartment averages $1,040/mo while a 2-bedroom runs $1,413/mo. One-bedroom apartments average $1,220/mo and 3-bedroom units go for $1,923/mo.
At 36% of local median household income ($63,105/yr), Cocoa ranks as moderate compared to the national benchmark of 30%. Rents have increased 3.5% over the past year.
Frequently asked questions
Is Cocoa an affordable city for renters?
How much income do you need to rent in Cocoa?
Is rent going up or down in Cocoa?
Which Cocoa neighborhoods have the lowest rent?
How does Cocoa rent compare to other cities in Florida?
Which nearby cities are cheaper to rent in than Cocoa?
What percentage of Cocoa residents rent vs. own?
How does Cocoa rent compare to the national average?
At $1,901/mo, rent takes ~36% of Cocoa's median household income ($63,105/yr). The standard benchmark is 30%.
How does this area stack up?
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Estimated from ZIP-level data
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