Rents are 17% below what Cocoa Beach's 10-year trend predicts — a better deal than its own history suggests.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,292 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: August 17, 2026
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Who lives here
Cocoa Beach, FL is majority owner-occupied, has a large retiree population, 49.7% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Cocoa Beach, FL has changed in 5 years
Since 2022, the typical rent in Cocoa Beach, FL has increased from $2,198 to $2,292, a 4.3% change over five years. Household income in the area moved from $73,901 to $87,990 across the same window, up 19.1% versus 2021. On paper, paychecks moved up faster than rent, which softens the affordability squeeze versus the 2021 baseline. Renters now make up 21.2% of households, compared with 28.6% five years ago. Reading these numbers side by side helps frame whether current listings in Cocoa Beach, FL look reasonable against where the market sat half a decade ago.
Discussions about Cocoa Beach
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Can you afford rent in Cocoa Beach on your salary?
At $2,292/mo, how Cocoa Beach rent compares to typical pay (30% rule).
Cocoa Beach rent by bedroom count
Median rent for each apartment size in Cocoa Beach. Click any size for full breakdown.
Tips for renters in Cocoa Beach
Last updated: August 17, 2026
The median rent in Cocoa Beach is $2,292/mo as of August 2026. A studio apartment averages $1,340/mo while a 2-bedroom runs $1,820/mo. One-bedroom apartments average $1,570/mo and 3-bedroom units go for $2,480/mo.
At 31% of local median household income ($87,990/yr), Cocoa Beach ranks as moderate compared to the national benchmark of 30%. Rents have decreased 15.4% over the past year.
Frequently asked questions
Is Cocoa Beach an affordable city for renters?
How much income do you need to rent in Cocoa Beach?
Is rent going up or down in Cocoa Beach?
How does Cocoa Beach rent compare to other cities in Florida?
Which nearby cities are cheaper to rent in than Cocoa Beach?
What percentage of Cocoa Beach residents rent vs. own?
How does Cocoa Beach rent compare to the national average?
At $2,292/mo, rent takes ~31% of Cocoa Beach's median household income ($87,990/yr). The standard benchmark is 30%.
How does this area stack up?
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Estimated from ZIP-level data
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