At $2,175/mo, rent takes about 27% of the local median household income, comfortably within the 30% benchmark.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,175 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: October 17, 2026
What the numbers show
Rent in Indian Harbour Beach changed +3.4% over the year to September 2026. Across the 270 Florida cities Zillow tracks, the typical change was +1.8%.
Rent rose in 7 of the last 12 months.
30% of the median household income ($97,254) is $2,431 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($2,222).
Melbourne, 6 miles away, rents for 15% less ($1,841/mo), about $4,000 a year in savings.
From Zillow's monthly rent index (ZORI) for Indian Harbour Beach. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
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Who lives here
Indian Harbour Beach, FL is majority owner-occupied, has a large retiree population, has a median income above the national average, 55.4% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Indian Harbour Beach, FL has changed in 5 years
Median household income climbed from $73,136 to $97,254 between 2021 and 2024, a 33.0% shift. Census counts show Indian Harbour Beach, FL adding about 137 residents over the five-year window, up 1.5% on net. The renter share has eased from 25.1% to 19.9%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 46.8% to 55.4% across the same window.
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Can you afford rent in Indian Harbour Beach on your salary?
At $2,175/mo, how Indian Harbour Beach rent compares to typical pay (30% rule).
Indian Harbour Beach rent by bedroom count
Median rent for each apartment size in Indian Harbour Beach. Click any size for full breakdown.
Tips for renters in Indian Harbour Beach
Last updated: October 17, 2026
The median rent in Indian Harbour Beach is $2,175/mo as of October 2026. a 2-bedroom runs $1,842/mo. One-bedroom apartments average $1,438/mo and 3-bedroom units go for $2,222/mo.
At 27% of local median household income ($97,254/yr), Indian Harbour Beach ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.4% over the past year.
Frequently asked questions
How much income do you need to rent in Indian Harbour Beach?
Is rent going up or down in Indian Harbour Beach?
How does Indian Harbour Beach rent compare to other cities in Florida?
Which nearby cities are cheaper to rent in than Indian Harbour Beach?
At $2,175/mo, rent takes ~27% of Indian Harbour Beach's median household income ($97,254/yr). The standard benchmark is 30%.
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Estimated from ZIP-level data
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