City Report · FL

Indian Harbour Beach

Pop. 9,025·100th most expensive in Florida·Indian Harbour Beach rents have dropped 16.0%, currently a renter's market
Median rent (all units)
$2,367/mo
Year-over-Year
-16.0%
Month-over-Month
+5.2%
vs US Median
+$402
Rising (Monthly)
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Most AffordableMost Expensive
Indian Harbour Beach · $2,367
More expensive than 75% of US cities · National median $1,965/mo
Affordability
29% of income
AFFORDABLE
0%30% benchmark60%+

At $2,367/mo, rent takes about 29% of the local median household income, comfortably within the 30% benchmark.

Income to afford
$95,000/yr
Local median income
$97,254/yr
Based on the 30%-of-income rule using Indian Harbour Beach's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

1 BR
$1,438
2 BR
$1,842
3 BR
$2,222
Research median
$1,842/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$28,404/yr
At $2,367/mo median
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 16.0% YoY), so renters have negotiating leverage.
Based on rent-price momentum (-16.0% YoY, +5.2% MoM), not inventory.
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Demographics

Who lives here

Indian Harbour Beach, FL is majority owner-occupied, has a large retiree population, has a median income above the national average, 55.4% of residents hold a bachelor's degree or higher.

Population
9,025
Median income
$97,254
Median age
47.9
Renters
19.9%
Age distribution
22.8%
12.9%
22.4%
12.7%
29.3%
Under 1822.8%
18–3412.9%
35–5422.4%
55–6412.7%
65+29.3%
Gender
49.3%
50.7%
Male49.3%
Female50.7%
Race & ethnicity
87.9%
White87.9%
Hispanic5.8%
Asian1.7%
Other4.6%
Education (25+)
14.5%
28.8%
55.4%
No HS diploma1.4%
HS diploma14.5%
Some college28.8%
Bachelor's+55.4%
Housing tenure
80.1%
19.9%
Owner80.1%
Renter19.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Indian Harbour Beach, FL has changed in 5 years

Income
$73,136 → $97,254
up 33.0%
Population
8,888 → 9,025
up 1.5%
Renter share
25.1% → 19.9%
-5.2 pts
Bachelor's+
46.8% → 55.4%
+8.6 pts
Median age
50.8 → 47.9
-2.9 yrs

Median household income climbed from $73,136 to $97,254 between 2021 and 2024, a 33.0% shift. Census counts show Indian Harbour Beach, FL adding about 137 residents over the five-year window, up 1.5% on net. The renter share has eased from 25.1% to 19.9%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 46.8% to 55.4% across the same window.

Community

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View Indian Harbour Beach rent history (2015–2026) →
Salary vs rent

Can you afford rent in Indian Harbour Beach on your salary?

At $2,367/mo, how Indian Harbour Beach rent compares to typical pay (30% rule).

By apartment size

Indian Harbour Beach rent by bedroom count

Median rent for each apartment size in Indian Harbour Beach. Click any size for full breakdown.

Local insights

Tips for renters in Indian Harbour Beach

About renting in Indian Harbour Beach, FL

Last updated: July 20, 2026

The median rent in Indian Harbour Beach is $2,367/mo as of July 2026. a 2-bedroom runs $1,842/mo. One-bedroom apartments average $1,438/mo and 3-bedroom units go for $2,222/mo.

At 29% of local median household income ($97,254/yr), Indian Harbour Beach ranks as affordable compared to the national benchmark of 30%. Rents have decreased 16.0% over the past year.

FAQ

Frequently asked questions

Is Indian Harbour Beach an affordable city for renters?

Indian Harbour Beach is considered affordable for renters. At $2,367/mo, rent takes approximately 29% of the local median household income ($97,254/yr). The standard benchmark is 30%. Indian Harbour Beach falls comfortably within that range.

How much income do you need to rent in Indian Harbour Beach?

To keep rent at or below 30% of gross income, you would need to earn at least $95,000/year (~$46/hour full-time) to afford the median rent of $2,367/mo in Indian Harbour Beach. The local median household income is $97,254/yr, meaning the typical Indian Harbour Beach household meets that threshold.

Is rent going up or down in Indian Harbour Beach?

Rent in Indian Harbour Beach has decreased 16.0% over the past year as of July 2026, offering some relief compared to 12 months ago.

How does Indian Harbour Beach rent compare to other cities in Florida?

Indian Harbour Beach is middle-of-the-pack for Florida for rent, ranking #100 out of 288 tracked cities at $2,367/mo.

Which nearby cities are cheaper to rent in than Indian Harbour Beach?

Several nearby cities have lower median rents than Indian Harbour Beach ($2,367/mo): Melbourne ($1,862/mo), West Melbourne ($1,948/mo), Cocoa Beach ($2,247/mo).

What percentage of Indian Harbour Beach residents rent vs. own?

According to Census data, approximately 19.9% of Indian Harbour Beach households are renters, while 80.1% are owner-occupied. Indian Harbour Beach leans toward homeownership, which can mean a smaller rental inventory.

How does Indian Harbour Beach rent compare to the national average?

Indian Harbour Beach's median rent of $2,367/mo is $402 (20%) above the US national median of $1,965/mo. Within Florida, it ranks #100 out of 288 tracked cities.
Income Affordability
29%
AFFORDABLE

At $2,367/mo, rent takes ~29% of Indian Harbour Beach's median household income ($97,254/yr). The standard benchmark is 30%.

Indian Harbour Beach 29%Benchmark 30%
State income taxNone
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Indian Harbour Beach, FL

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