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City Report · FL

Crystal River

Pop. 3,638·218th most expensive in Florida·Crystal River rents are up 10.5% over the past year
Median rent (all units)
$1,904/mo
Year-over-Year
+10.5%
Month-over-Month
+7.5%
vs US Median
-$58
Rising (Monthly)
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Most AffordableMost Expensive
Crystal River · $1,904
More expensive than 53% of US cities · National median $1,962/mo
Affordability
42% of income
STRETCHED
0%30% benchmark60%+

At $1,904/mo, rent takes about 42% of the local median household income, well above the 30% benchmark.

Income to afford
$76,000/yr
Local median income
$54,405/yr
Based on the 30%-of-income rule using Crystal River's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$865
1 BR
$875
2 BR
$1,115
3 BR
$1,555
4 BR+
$1,880
Fair Market Rent (HUD)
$1,115/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,904 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$22,848/yr
At $1,904/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 10.5% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+10.5% YoY, +7.5% MoM), not inventory.
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Demographics

Who lives here

Crystal River, FL is majority owner-occupied, has a large retiree population, has a median income below the national average, 30.7% of residents hold a bachelor's degree or higher.

Population
3,638
Median income
$54,405
Median age
62
Renters
39.5%
Age distribution
15.8%
14.8%
46.6%
Under 1811.2%
18–3415.8%
35–5414.8%
55–6411.5%
65+46.6%
Gender
49.7%
50.3%
Male49.7%
Female50.3%
Race & ethnicity
86.6%
White86.6%
Hispanic5.8%
Asian0.5%
Other6.7%
Education (25+)
14.8%
30.9%
23.5%
30.7%
No HS diploma14.8%
HS diploma30.9%
Some college23.5%
Bachelor's+30.7%
Housing tenure
60.5%
39.5%
Owner60.5%
Renter39.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Crystal River, FL has changed in 5 years

Income
$31,938 → $54,405
up 70.3%
Population
3,291 → 3,638
up 10.5%
Renter share
36% → 39.5%
+3.5 pts
Bachelor's+
37.5% → 30.7%
-6.8 pts
Median age
61.2 → 62
+0.8 yrs

Census figures show median household income at $54,405 today, compared with $31,938 five years earlier. Headcount in the area went from 3,291 to 3,638 between 2021 and 2024, a 10.5% change. About 39.5% of households rent today, against 36% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher slipped from 37.5% to 30.7%.

Community

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View Crystal River rent history (2015–2026) →
Salary vs rent

Can you afford rent in Crystal River on your salary?

At $1,904/mo, how Crystal River rent compares to typical pay (30% rule).

By apartment size

Crystal River rent by bedroom count

Median rent for each apartment size in Crystal River. Click any size for full breakdown.

Local insights

Tips for renters in Crystal River

About renting in Crystal River, FL

Last updated: August 17, 2026

The median rent in Crystal River is $1,904/mo as of August 2026. A studio apartment averages $865/mo while a 2-bedroom runs $1,115/mo. One-bedroom apartments average $875/mo and 3-bedroom units go for $1,555/mo.

At 42% of local median household income ($54,405/yr), Crystal River ranks as moderate compared to the national benchmark of 30%. Rents have increased 10.5% over the past year.

FAQ

Frequently asked questions

Is Crystal River an affordable city for renters?

Crystal River is considered stretched for renters. At $1,904/mo, rent takes approximately 42% of the local median household income ($54,405/yr). The standard benchmark is 30%. Crystal River significantly exceeds that threshold, making it challenging for many renters.

How much income do you need to rent in Crystal River?

To keep rent at or below 30% of gross income, you would need to earn at least $76,000/year (~$37/hour full-time) to afford the median rent of $1,904/mo in Crystal River. The local median household income is $54,405/yr, meaning the typical Crystal River household falls short of that threshold.

Is rent going up or down in Crystal River?

Rent in Crystal River has increased 10.5% over the past year as of August 2026, putting upward pressure on renter budgets.

Which Crystal River neighborhoods have the lowest rent?

The most affordable ZIP codes in Crystal River are 34428 ($1,763/mo), and 34429 ($1,967/mo). Citywide, the median rent in Crystal River is $1,904/mo.

How does Crystal River rent compare to other cities in Florida?

Crystal River is one of the more affordable cities in Florida for rent, ranking #218 out of 291 tracked cities at $1,904/mo.

Which nearby cities are cheaper to rent in than Crystal River?

Several nearby cities have lower median rents than Crystal River ($1,904/mo): Inverness ($1,580/mo), Lecanto ($1,700/mo), Homosassa ($1,732/mo).

What percentage of Crystal River residents rent vs. own?

According to Census data, approximately 39.5% of Crystal River households are renters, while 60.5% are owner-occupied. Crystal River leans toward homeownership, which can mean a smaller rental inventory.

How does Crystal River rent compare to the national average?

Crystal River's median rent of $1,904/mo is $58 (3%) below the US national median of $1,962/mo. Within Florida, it ranks #218 out of 291 tracked cities.
Income Affordability
42%
STRETCHED

At $1,904/mo, rent takes ~42% of Crystal River's median household income ($54,405/yr). The standard benchmark is 30%.

Crystal River 42%Benchmark 30%
State income taxNone
Run the Crystal River affordability calculator →
Lowest-rent ZIP codes in Crystal River
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Crystal River, FL

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