ZIP Code · FL

ZIP 34428

Part of Crystal River, FL

Pop. 10,163·Citrus County·469th most expensive ZIP in Florida

Median rent (all units)

$1,838/mo

Year-over-Year

Stable

Month-over-Month

-0.7%

vs US Median

-$94

Reported rents

Falling (Monthly)

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Most AffordableMost Expensive

ZIP 34428 · $1,838

More expensive than 52% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$860

1 BR

$860

2 BR

$1,080

3 BR

$1,520

4 BR+

$1,820

Research median

$1,080/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($50,779) is $1,269 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,080); a 3-bedroom is $1,520.

From Zillow's monthly rent index (ZORI) for ZIP 34428. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$22,056/yr

At $1,838/mo median

Location

CityCrystal River

StateFL

CountyCitrus County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+0.0% YoY, -0.7% MoM), not inventory.

Demographics

Who lives here

ZIP 34428 (Crystal River, FL) is majority owner-occupied, has a large retiree population, has a median income below the national average, 20.2% of residents hold a bachelor's degree or higher.

Population

10,163

Median income

$50,779

Median age

55.2

Renters

22.8%

Age distribution

13.9%

18.2%

17.6%

17.1%

33.2%

Under 1813.9%

18–3418.2%

35–5417.6%

55–6417.1%

65+33.2%

Gender

49.5%

50.5%

Male49.5%

Female50.5%

Race & ethnicity

88.5%

White88.5%

Black1%

Hispanic4.3%

Asian1.7%

Other4.6%

Education (25+)

38.6%

30%

20.2%

No HS diploma11.2%

HS diploma38.6%

Some college30%

Bachelor's+20.2%

Housing tenure

77.2%

22.8%

Owner77.2%

Renter22.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 34428 in Crystal River, FL has changed in 5 years

Income

$42,800 → $50,779

up 18.6%

Population

9,164 → 10,163

up 10.9%

Renter share

27.9% → 22.8%

-5.1 pts

Bachelor's+

18.9% → 20.2%

+1.3 pts

Median age

53.8 → 55.2

+1.4 yrs

Local incomes tracked alongside that move, going from a median of $42,800 in 2021 to $50,779 more recently. The population has grown by 10.9% since 2021, moving from about 9,164 residents to roughly 10,163. Renters now make up 22.8% of households, compared with 27.9% five years ago.

Community

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Local insights

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About renting in ZIP 34428

Last updated: October 17, 2026

ZIP code 34428 covers Crystal River, FL. The median rent here is $1,838/mo as of October 2026. A 1-bedroom rents for a median of $860/mo. A 2-bedroom rents for a median of $1,080/mo.

At 43% of local median household income ($50,779/yr), ZIP 34428 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 34428?

To keep rent at or below 30% of gross income, you would need to earn at least $74,000/year (about $36/hour full-time) to afford the median rent of $1,838/mo in ZIP 34428. The local median household income is $50,779/yr, so the typical household falls short of that bar.