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ZIP Code · FL

ZIP 34428

Pop. 10,163·Citrus County·415th most expensive ZIP in Florida
Median rent (all units)
$1,960/mo
Year-over-Year
Stable
Month-over-Month
-11.8%
vs US Median
-$5
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 34428 · $1,960
More expensive than 59% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$860
1 BR
$860
2 BR
$1,080
3 BR
$1,520
4 BR+
$1,820
Research median
$1,080/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: June 22, 2026

Annual cost
$23,520/yr
At $1,960/mo median
Location
StateFL
CountyCitrus County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (+0.0% YoY, -11.8% MoM), not inventory.
Demographics

Who lives here

ZIP 34428 (Crystal River, FL) is majority owner-occupied, has a large retiree population, has a median income below the national average, 20.2% of residents hold a bachelor's degree or higher.

Population
10,163
Median income
$50,779
Median age
55.2
Renters
22.8%
Age distribution
13.9%
18.2%
17.6%
17.1%
33.2%
Under 1813.9%
18–3418.2%
35–5417.6%
55–6417.1%
65+33.2%
Gender
49.5%
50.5%
Male49.5%
Female50.5%
Race & ethnicity
88.5%
White88.5%
Black1%
Hispanic4.3%
Asian1.7%
Other4.6%
Education (25+)
38.6%
30%
20.2%
No HS diploma11.2%
HS diploma38.6%
Some college30%
Bachelor's+20.2%
Housing tenure
77.2%
22.8%
Owner77.2%
Renter22.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 34428 in Crystal River, FL has changed in 5 years

Income
$42,800 → $50,779
up 18.6%
Population
9,164 → 10,163
up 10.9%
Renter share
27.9% → 22.8%
-5.1 pts
Bachelor's+
18.9% → 20.2%
+1.3 pts
Median age
53.8 → 55.2
+1.4 yrs

Local incomes tracked alongside that move, going from a median of $42,800 in 2021 to $50,779 more recently. The population has grown by 10.9% since 2021, moving from about 9,164 residents to roughly 10,163. Renters now make up 22.8% of households, compared with 27.9% five years ago.

Community

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Local insights

Tips for renters in ZIP 34428

About renting in ZIP 34428

Last updated: June 22, 2026

ZIP code 34428 covers Crystal River, FL. The median rent here is $1,960/mo as of June 2026. A 1-bedroom rents for a median of $860/mo. A 2-bedroom rents for a median of $1,080/mo.

At 46% of local median household income ($50,779/yr), ZIP 34428 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 34428?

As of June 22, 2026, the median monthly rent in ZIP 34428 (Crystal River, FL) is $1,960. This is based on aggregated data from public sources and community submissions.

How does ZIP 34428 rent compare to the US average?

ZIP 34428's median rent of $1,960/mo is $5 (0%) below the US national median of $1,965/mo.

How does ZIP 34428 compare to other ZIPs in Florida?

ZIP 34428 falls in the middle range for Florida, ranking #415 out of 669 ZIPs at $1,960/mo.

How much income do you need to rent in ZIP 34428?

To keep rent at or below 30% of gross income, you would need to earn at least $78,000/year (~$38/hour full-time) to afford the median rent of $1,960/mo in ZIP 34428. The local median household income is $50,779/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 34428?

Rent in ZIP 34428 has been relatively stable over the past year, with a 0.0% change year over year as of June 22, 2026.

Is ZIP 34428 an affordable place to rent?

ZIP 34428 is considered stretched for renters. At $1,960/mo, rent takes approximately 46% of the local median household income ($50,779/yr). The standard benchmark is 30%. ZIP 34428 significantly exceeds that threshold, making it challenging for many renters.

What percentage of ZIP 34428 residents rent vs. own?

According to Census data, approximately 22.8% of ZIP 34428 households are renters, while 77.2% are owner-occupied. ZIP 34428 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 34428 compare to the rest of Crystal River?

ZIP 34428 is pricier than Crystal River as a whole. At $1,960/mo, it's $189 above the Crystal River citywide median of $1,771/mo.

When was rent data for ZIP 34428 last updated?

Rent data for ZIP 34428 reflects June 22, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
46%
STRETCHED

At $1,960/mo, rent takes ~46% of ZIP 34428's median household income ($50,779/yr). The standard benchmark is 30%.

ZIP 34428 46%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 34428 (Crystal River, FL)

Recent submissions

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