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City Report · FL

Lady Lake

Pop. 16,675·283rd most expensive in Florida·Rental market data updated monthly for Lady Lake, FL
Median rent (all units)
$1,520/mo
Year-over-Year
-2.1%
Month-over-Month
+1.3%
vs US Median
-$445
Rising (Monthly)
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Most AffordableMost Expensive
Lady Lake · $1,520
More affordable than 74% of US cities · National median $1,965/mo
Affordability
40% of income
MODERATE
0%30% benchmark60%+

At $1,520/mo, rent takes about 40% of the local median household income, slightly above the 30% benchmark.

Income to afford
$61,000/yr
Local median income
$46,074/yr
Based on the 30%-of-income rule using Lady Lake's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,410
1 BR
$1,480
2 BR
$1,680
3 BR
$2,130
4 BR+
$2,570
Research median
$1,680/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$18,240/yr
At $1,520/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (-2.1% YoY, +1.3% MoM), not inventory.
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Demographics

Who lives here

Lady Lake, FL is majority owner-occupied, has a large retiree population, has a median income below the national average, 22.3% of residents hold a bachelor's degree or higher.

Population
16,675
Median income
$46,074
Median age
66.9
Renters
26.5%
Age distribution
15.6%
54.5%
Under 189.2%
18–3410.4%
35–5410.2%
55–6415.6%
65+54.5%
Gender
43.5%
56.5%
Male43.5%
Female56.5%
Race & ethnicity
82.8%
White82.8%
Black8.8%
Hispanic5.9%
Asian1.5%
Other1%
Education (25+)
37.3%
34%
22.3%
No HS diploma6.4%
HS diploma37.3%
Some college34%
Bachelor's+22.3%
Housing tenure
73.5%
26.5%
Owner73.5%
Renter26.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Lady Lake, FL has changed in 5 years

Income
$42,088 → $46,074
up 9.5%
Population
15,683 → 16,675
up 6.3%
Renter share
29.5% → 26.5%
-3.0 pts
Bachelor's+
22.1% → 22.3%
+0.2 pts
Median age
65.9 → 66.9
+1.0 yrs

Local incomes tracked alongside that move, going from a median of $42,088 in 2021 to $46,074 more recently. Census counts show Lady Lake, FL adding about 992 residents over the five-year window, up 6.3% on net. The renter share has eased from 29.5% to 26.5%, with owner-occupied housing accounting for the remainder.

Community

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View Lady Lake rent history (2015–2026) →
Salary vs rent

Can you afford rent in Lady Lake on your salary?

At $1,520/mo, how Lady Lake rent compares to typical pay (30% rule).

By apartment size

Lady Lake rent by bedroom count

Median rent for each apartment size in Lady Lake. Click any size for full breakdown.

Local insights

Tips for renters in Lady Lake

About renting in Lady Lake, FL

Last updated: July 20, 2026

The median rent in Lady Lake is $1,520/mo as of July 2026. A studio apartment averages $1,410/mo while a 2-bedroom runs $1,680/mo. One-bedroom apartments average $1,480/mo and 3-bedroom units go for $2,130/mo.

At 40% of local median household income ($46,074/yr), Lady Lake ranks as moderate compared to the national benchmark of 30%. Rents have decreased 2.1% over the past year.

FAQ

Frequently asked questions

Is Lady Lake an affordable city for renters?

Lady Lake is considered moderate for renters. At $1,520/mo, rent takes approximately 40% of the local median household income ($46,074/yr). The standard benchmark is 30%. Lady Lake slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Lady Lake?

To keep rent at or below 30% of gross income, you would need to earn at least $61,000/year (~$29/hour full-time) to afford the median rent of $1,520/mo in Lady Lake. The local median household income is $46,074/yr, meaning the typical Lady Lake household falls short of that threshold.

Is rent going up or down in Lady Lake?

Rent in Lady Lake has decreased 2.1% over the past year as of July 2026, offering some relief compared to 12 months ago.

How does Lady Lake rent compare to other cities in Florida?

Lady Lake is one of the more affordable cities in Florida for rent, ranking #283 out of 288 tracked cities at $1,520/mo.

Which nearby cities are cheaper to rent in than Lady Lake?

Fruitland Park is nearby and more affordable at $1,426/mo, which is $94 less than Lady Lake.

What percentage of Lady Lake residents rent vs. own?

According to Census data, approximately 26.5% of Lady Lake households are renters, while 73.5% are owner-occupied. Lady Lake leans toward homeownership, which can mean a smaller rental inventory.

How does Lady Lake rent compare to the national average?

Lady Lake's median rent of $1,520/mo is $445 (23%) below the US national median of $1,965/mo. Within Florida, it ranks #283 out of 288 tracked cities.
Income Affordability
40%
MODERATE

At $1,520/mo, rent takes ~40% of Lady Lake's median household income ($46,074/yr). The standard benchmark is 30%.

Lady Lake 40%Benchmark 30%
State income taxNone
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Lady Lake, FL

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