City Report · FL

Lady Lake

Pop. 16,675·283rd most expensive in Florida·Rental market data updated monthly for Lady Lake, FL
Median rent (all units)
$1,497/mo
Year-over-Year
+2.1%
Month-over-Month
+1.2%
vs US Median
-$435
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
Lady Lake · $1,497
More affordable than 76% of US cities · National median $1,932/mo
Affordability
39% of income
MODERATE
0%30% benchmark60%+

At $1,497/mo, rent takes about 39% of the local median household income, slightly above the 30% benchmark.

Income to afford
$60,000/yr
Local median income
$46,074/yr
Based on the 30%-of-income rule using Lady Lake's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,410
1 BR
$1,480
2 BR
$1,680
3 BR
$2,130
4 BR+
$2,570
Fair Market Rent (HUD)
$1,680/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,497 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Florida

Rent in Lady Lake changed +2.1% over the year to September 2026. Across the 270 Florida cities Zillow tracks, the typical change was +1.8%.

Recent direction

Rent has risen 3 months in a row, and rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($46,074) is $1,152 a month. That is less than HUD's Fair Market Rent for a studio ($1,410).

From Zillow's monthly rent index (ZORI) for Lady Lake. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$17,964/yr
At $1,497/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (2.1% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+2.1% YoY, +1.2% MoM), not inventory.
Rent check

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Demographics

Who lives here

Lady Lake, FL is majority owner-occupied, has a large retiree population, has a median income below the national average, 22.3% of residents hold a bachelor's degree or higher.

Population
16,675
Median income
$46,074
Median age
66.9
Renters
26.5%
Age distribution
15.6%
54.5%
Under 189.2%
18–3410.4%
35–5410.2%
55–6415.6%
65+54.5%
Gender
43.5%
56.5%
Male43.5%
Female56.5%
Race & ethnicity
82.8%
White82.8%
Black8.8%
Hispanic5.9%
Asian1.5%
Other1%
Education (25+)
37.3%
34%
22.3%
No HS diploma6.4%
HS diploma37.3%
Some college34%
Bachelor's+22.3%
Housing tenure
73.5%
26.5%
Owner73.5%
Renter26.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Lady Lake, FL has changed in 5 years

Income
$42,088 → $46,074
up 9.5%
Population
15,683 → 16,675
up 6.3%
Renter share
29.5% → 26.5%
-3.0 pts
Bachelor's+
22.1% → 22.3%
+0.2 pts
Median age
65.9 → 66.9
+1.0 yrs

Local incomes tracked alongside that move, going from a median of $42,088 in 2021 to $46,074 more recently. Census counts show Lady Lake, FL adding about 992 residents over the five-year window, up 6.3% on net. The renter share has eased from 29.5% to 26.5%, with owner-occupied housing accounting for the remainder.

Community

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View Lady Lake rent history (2015–2026) →
Salary vs rent

Can you afford rent in Lady Lake on your salary?

At $1,497/mo, how Lady Lake rent compares to typical pay (30% rule).

By apartment size

Lady Lake rent by bedroom count

Median rent for each apartment size in Lady Lake. Click any size for full breakdown.

Local insights

Tips for renters in Lady Lake

About renting in Lady Lake, FL

Last updated: October 17, 2026

The median rent in Lady Lake is $1,497/mo as of October 2026. A studio apartment averages $1,410/mo while a 2-bedroom runs $1,680/mo. One-bedroom apartments average $1,480/mo and 3-bedroom units go for $2,130/mo.

At 39% of local median household income ($46,074/yr), Lady Lake ranks as moderate compared to the national benchmark of 30%. Rents have increased 2.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Lady Lake?

To keep rent at or below 30% of gross income, you would need to earn at least $60,000/year (about $29/hour full-time) to afford the median rent of $1,497/mo in Lady Lake. The local median household income is $46,074/yr, so the typical household falls short of that bar.

Is rent going up or down in Lady Lake?

Rent in Lady Lake has risen 2.1% over the past year.

How does Lady Lake rent compare to other cities in Florida?

Lady Lake is one of the more affordable among Florida cities for rent, ranking #283 of 289 tracked cities at $1,497/mo. Over the year to September 2026, rent in Lady Lake changed +2.1%, against a typical +1.8% across the 270 Florida cities Zillow tracks.
Income Affordability
39%
MODERATE

At $1,497/mo, rent takes ~39% of Lady Lake's median household income ($46,074/yr). The standard benchmark is 30%.

Lady Lake 39%Benchmark 30%
State income taxNone
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Lady Lake, FL

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