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City Report · FL

Madeira Beach

Pop. 3,953·146th most expensive in Florida·Madeira Beach rents have dropped 7.7%, currently a renter's market
Median rent (all units)
$2,138/mo
Year-over-Year
-7.7%
Month-over-Month
-3.4%
vs US Median
+$176
Falling (Monthly)
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Most AffordableMost Expensive
Madeira Beach · $2,138
More expensive than 66% of US cities · National median $1,962/mo
Affordability
34% of income
MODERATE
0%30% benchmark60%+

At $2,138/mo, rent takes about 34% of the local median household income, slightly above the 30% benchmark.

Income to afford
$86,000/yr
Local median income
$75,781/yr
Based on the 30%-of-income rule using Madeira Beach's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

1 BR
$1,279
2 BR
$3,199
3 BR
$1,744
Fair Market Rent (HUD)
$3,199/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,138 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$25,656/yr
At $2,138/mo median
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 7.7% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (-7.7% YoY, -3.4% MoM), not inventory.
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Demographics

Who lives here

Madeira Beach, FL is majority owner-occupied, has a large retiree population, 49.3% of residents hold a bachelor's degree or higher.

Population
3,953
Median income
$75,781
Median age
58.9
Renters
33.9%
Age distribution
12.2%
19.5%
32.5%
28.9%
Under 186.9%
18–3412.2%
35–5419.5%
55–6432.5%
65+28.9%
Gender
51.5%
48.5%
Male51.5%
Female48.5%
Race & ethnicity
80.9%
White80.9%
Black1.3%
Hispanic6.8%
Asian6.7%
Other4.2%
Education (25+)
23.1%
23.2%
49.3%
No HS diploma4.4%
HS diploma23.1%
Some college23.2%
Bachelor's+49.3%
Housing tenure
66.1%
33.9%
Owner66.1%
Renter33.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Madeira Beach, FL has changed in 5 years

Income
$60,000 → $75,781
up 26.3%
Population
3,947 → 3,953
up 0.2%
Renter share
39.8% → 33.9%
-5.9 pts
Bachelor's+
38.4% → 49.3%
+10.9 pts
Median age
60 → 58.9
-1.1 yrs

On the earnings side, the typical household in Madeira Beach, FL now reports about $75,781, up from $60,000 in 2021. Renters now make up 33.9% of households, compared with 39.8% five years ago. College-educated residents now make up 49.3% of adults here, versus 38.4% in 2021.

Community

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View Madeira Beach rent history (2015–2026) →
Salary vs rent

Can you afford rent in Madeira Beach on your salary?

At $2,138/mo, how Madeira Beach rent compares to typical pay (30% rule).

By apartment size

Madeira Beach rent by bedroom count

Median rent for each apartment size in Madeira Beach. Click any size for full breakdown.

Local insights

Tips for renters in Madeira Beach

About renting in Madeira Beach, FL

Last updated: August 17, 2026

The median rent in Madeira Beach is $2,138/mo as of August 2026. a 2-bedroom runs $3,199/mo. One-bedroom apartments average $1,279/mo and 3-bedroom units go for $1,744/mo.

At 34% of local median household income ($75,781/yr), Madeira Beach ranks as moderate compared to the national benchmark of 30%. Rents have decreased 7.7% over the past year.

FAQ

Frequently asked questions

Is Madeira Beach an affordable city for renters?

Madeira Beach is considered moderate for renters. At $2,138/mo, rent takes approximately 34% of the local median household income ($75,781/yr). The standard benchmark is 30%. Madeira Beach slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Madeira Beach?

To keep rent at or below 30% of gross income, you would need to earn at least $86,000/year (~$41/hour full-time) to afford the median rent of $2,138/mo in Madeira Beach. The local median household income is $75,781/yr, meaning the typical Madeira Beach household falls short of that threshold.

Is rent going up or down in Madeira Beach?

Rent in Madeira Beach has decreased 7.7% over the past year as of August 2026, offering some relief compared to 12 months ago.

How does Madeira Beach rent compare to other cities in Florida?

Madeira Beach is middle-of-the-pack for Florida for rent, ranking #146 out of 291 tracked cities at $2,138/mo.

What percentage of Madeira Beach residents rent vs. own?

According to Census data, approximately 33.9% of Madeira Beach households are renters, while 66.1% are owner-occupied. Madeira Beach leans toward homeownership, which can mean a smaller rental inventory.

How does Madeira Beach rent compare to the national average?

Madeira Beach's median rent of $2,138/mo is $176 (9%) above the US national median of $1,962/mo. Within Florida, it ranks #146 out of 291 tracked cities.
Income Affordability
34%
MODERATE

At $2,138/mo, rent takes ~34% of Madeira Beach's median household income ($75,781/yr). The standard benchmark is 30%.

Madeira Beach 34%Benchmark 30%
State income taxNone
Run the Madeira Beach affordability calculator →
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Neighborhoods

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Schools nearby

Public schools near Madeira Beach, FL

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