At $4,199/mo, rent takes about 50% of the local median household income, well above the 30% benchmark.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $4,199 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: October 17, 2026
What the numbers show
Rent in Marco Island changed +25.8% over the year to September 2026. Across the 270 Florida cities Zillow tracks, the typical change was +1.8%.
Rent has risen 7 months in a row, and rose in 10 of the last 12 months.
30% of the median household income ($101,523) is $2,538 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,170); a 3-bedroom is $2,860.
Naples, 19 miles away, rents for 38% less ($2,602/mo), about $19,200 a year in savings.
From Zillow's monthly rent index (ZORI) for Marco Island. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
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Who lives here
Marco Island, FL is majority owner-occupied, has a large retiree population, has a median income above the national average, 48.4% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Marco Island, FL has changed in 5 years
Local incomes tracked alongside that move, going from a median of $93,134 in 2021 to $101,523 more recently. The population has grown by 1.7% since 2021, moving from about 15,929 residents to roughly 16,205. College-educated residents now make up 48.4% of adults here, versus 44.6% in 2021.
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Can you afford rent in Marco Island on your salary?
At $4,199/mo, how Marco Island rent compares to typical pay (30% rule).
Marco Island rent by bedroom count
Median rent for each apartment size in Marco Island. Click any size for full breakdown.
Tips for renters in Marco Island
Last updated: October 17, 2026
The median rent in Marco Island is $4,199/mo as of October 2026. A studio apartment averages $1,590/mo while a 2-bedroom runs $2,170/mo. One-bedroom apartments average $1,860/mo and 3-bedroom units go for $2,860/mo.
At 50% of local median household income ($101,523/yr), Marco Island ranks as moderate compared to the national benchmark of 30%. Rents have increased 25.8% over the past year.
Frequently asked questions
How much income do you need to rent in Marco Island?
Is rent going up or down in Marco Island?
How does Marco Island rent compare to other cities in Florida?
Which nearby cities are cheaper to rent in than Marco Island?
At $4,199/mo, rent takes ~50% of Marco Island's median household income ($101,523/yr). The standard benchmark is 30%.
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Estimated from ZIP-level data
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