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City Report · FL

Marco Island

Pop. 16,205·25th most expensive in Florida·Marco Island rents have dropped 27.5%, currently a renter's market
Median rent (all units)
$3,283/mo
Year-over-Year
-27.5%
Month-over-Month
-17.2%
vs US Median
+$1,321
Falling (Monthly)
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Most AffordableMost Expensive
Marco Island · $3,283
More expensive than 94% of US cities · National median $1,962/mo
Affordability
39% of income
MODERATE
0%30% benchmark60%+

At $3,283/mo, rent takes about 39% of the local median household income, slightly above the 30% benchmark.

Income to afford
$131,000/yr
Local median income
$101,523/yr
Based on the 30%-of-income rule using Marco Island's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,590
1 BR
$1,860
2 BR
$2,170
3 BR
$2,860
4 BR+
$3,110
Fair Market Rent (HUD)
$2,170/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $3,283 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$39,396/yr
At $3,283/mo median
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 27.5% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (-27.5% YoY, -17.2% MoM), not inventory.
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Demographics

Who lives here

Marco Island, FL is majority owner-occupied, has a large retiree population, has a median income above the national average, 48.4% of residents hold a bachelor's degree or higher.

Population
16,205
Median income
$101,523
Median age
67.9
Renters
10.6%
Age distribution
18.5%
59.3%
Under 185.9%
18–345.2%
35–5411.1%
55–6418.5%
65+59.3%
Gender
49.1%
50.9%
Male49.1%
Female50.9%
Race & ethnicity
92%
White92%
Black0.6%
Hispanic7.3%
Education (25+)
20.8%
27.5%
48.4%
No HS diploma3.3%
HS diploma20.8%
Some college27.5%
Bachelor's+48.4%
Housing tenure
89.4%
Owner89.4%
Renter10.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Marco Island, FL has changed in 5 years

Income
$93,134 → $101,523
up 9.0%
Population
15,929 → 16,205
up 1.7%
Renter share
10.3% → 10.6%
+0.3 pts
Bachelor's+
44.6% → 48.4%
+3.8 pts
Median age
66.9 → 67.9
+1.0 yrs

Local incomes tracked alongside that move, going from a median of $93,134 in 2021 to $101,523 more recently. The population has grown by 1.7% since 2021, moving from about 15,929 residents to roughly 16,205. College-educated residents now make up 48.4% of adults here, versus 44.6% in 2021.

Community

Discussions about Marco Island

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View Marco Island rent history (2015–2026) →
Salary vs rent

Can you afford rent in Marco Island on your salary?

At $3,283/mo, how Marco Island rent compares to typical pay (30% rule).

By apartment size

Marco Island rent by bedroom count

Median rent for each apartment size in Marco Island. Click any size for full breakdown.

Local insights

Tips for renters in Marco Island

About renting in Marco Island, FL

Last updated: August 17, 2026

The median rent in Marco Island is $3,283/mo as of August 2026. A studio apartment averages $1,590/mo while a 2-bedroom runs $2,170/mo. One-bedroom apartments average $1,860/mo and 3-bedroom units go for $2,860/mo.

At 39% of local median household income ($101,523/yr), Marco Island ranks as moderate compared to the national benchmark of 30%. Rents have decreased 27.5% over the past year.

FAQ

Frequently asked questions

Is Marco Island an affordable city for renters?

Marco Island is considered moderate for renters. At $3,283/mo, rent takes approximately 39% of the local median household income ($101,523/yr). The standard benchmark is 30%. Marco Island slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Marco Island?

To keep rent at or below 30% of gross income, you would need to earn at least $131,000/year (~$63/hour full-time) to afford the median rent of $3,283/mo in Marco Island. The local median household income is $101,523/yr, meaning the typical Marco Island household falls short of that threshold.

Is rent going up or down in Marco Island?

Rent in Marco Island has decreased 27.5% over the past year as of August 2026, offering some relief compared to 12 months ago.

How does Marco Island rent compare to other cities in Florida?

Marco Island is one of the pricier cities in Florida for rent, ranking #25 out of 291 tracked cities at $3,283/mo.

Which nearby cities are cheaper to rent in than Marco Island?

Several nearby cities have lower median rents than Marco Island ($3,283/mo): Fort Myers ($1,775/mo), Bonita Springs ($2,398/mo), Estero ($2,447/mo).

What percentage of Marco Island residents rent vs. own?

According to Census data, approximately 10.6% of Marco Island households are renters, while 89.4% are owner-occupied. Marco Island leans toward homeownership, which can mean a smaller rental inventory.

How does Marco Island rent compare to the national average?

Marco Island's median rent of $3,283/mo is $1,321 (67%) above the US national median of $1,962/mo. Within Florida, it ranks #25 out of 291 tracked cities.
Income Affordability
39%
MODERATE

At $3,283/mo, rent takes ~39% of Marco Island's median household income ($101,523/yr). The standard benchmark is 30%.

Marco Island 39%Benchmark 30%
State income taxNone
Run the Marco Island affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Marco Island, FL

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