City Report · FL

Naples

Pop. 19,704·59th most expensive in Florida·One of the pricier rental markets in the US
Median rent (all units)
$2,602/mo
Year-over-Year
+2.1%
Month-over-Month
+0.5%
vs US Median
+$670
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Naples · $2,602
More expensive than 83% of US cities · National median $1,932/mo
Rent Reality Score
80/100
Great value
OverheatedFairGreat value

Rents are 15% below what Naples's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$2,602/mo
Expected by trend
$3,057/mo
The Rent Reality Score compares today's median rent to where Naples's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,441
1 BR
$1,684
2 BR
$1,966
3 BR
$2,594
4 BR+
$2,814
Fair Market Rent (HUD)
$1,966/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,602 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

July. Asking rents in Naples usually run 2% below trend in July and 2.6% above it in December, about $120 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in Naples is 3.1% below its high of $2,684 in October 2023, at $2,602 as of September 2026.

Past year vs. the rest of Florida

Rent in Naples changed +2.1% over the year to September 2026. Across the 270 Florida cities Zillow tracks, the typical change was +1.8%.

Rent vs. income since 2019

From 2019 to 2024, rent in Naples rose 59.6% while median household income rose 43.1% ($107,013 to $153,182). Rent outpaced income.

Since before the pandemic

Rent in Naples is 54% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($153,182) is $3,830 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($2,814).

Spread across ZIP codes

The priciest of 14 ZIP codes in Naples, 34108 ($8,197/mo), costs 3.7 times the cheapest, 34105 ($2,222/mo).

Cheaper nearby

Fort Myers, 28 miles away, rents for 34% less ($1,719/mo), about $10,600 a year in savings.

From Zillow's monthly rent index (ZORI) for Naples. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$31,224/yr
At $2,602/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (2.1% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+2.1% YoY, +0.5% MoM), not inventory.
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Demographics

Who lives here

Naples, FL is majority owner-occupied, has a large retiree population, has a median income above the national average, 64.3% of residents hold a bachelor's degree or higher.

Population
19,704
Median income
$153,182
Median age
67.3
Renters
17.9%
Age distribution
13%
15.6%
55.8%
Under 189%
18–346.5%
35–5413%
55–6415.6%
65+55.8%
Gender
46.8%
53.2%
Male46.8%
Female53.2%
Race & ethnicity
89.6%
White89.6%
Black3.3%
Hispanic4.8%
Asian0.8%
Other1.5%
Education (25+)
13.5%
19.2%
64.3%
No HS diploma3%
HS diploma13.5%
Some college19.2%
Bachelor's+64.3%
Housing tenure
82.1%
17.9%
Owner82.1%
Renter17.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Naples, FL has changed in 5 years

Rent
$1,858 → $2,602
up 40.0%
Income
$125,306 → $153,182
up 22.2%
Population
19,187 → 19,704
up 2.7%
Renter share
18.8% → 17.9%
-0.9 pts
Bachelor's+
61.7% → 64.3%
+2.6 pts
Median age
66.3 → 67.3
+1.0 yrs

Rent in Naples, FL has climbed 40.0% since 2021, going from about $1,858 per month to roughly $2,602 today. Median household income grew from $125,306 to $153,182 between 2021 and 2024, a 22.2% shift. Rent outpaced income growth by roughly 17.8 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 19,187 to 19,704 between 2021 and 2024, a 2.7% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 61.7% to 64.3%. Taken together, the five-year picture in Naples, FL reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

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View Naples rent history (2015–2026) →
Salary vs rent

Can you afford rent in Naples on your salary?

At $2,602/mo, how Naples rent compares to typical pay (30% rule).

By apartment size

Naples rent by bedroom count

Median rent for each apartment size in Naples. Click any size for full breakdown.

Local insights

Tips for renters in Naples

About renting in Naples, FL

Last updated: October 17, 2026

The median rent in Naples is $2,602/mo as of October 2026. A studio apartment averages $1,441/mo while a 2-bedroom runs $1,966/mo. One-bedroom apartments average $1,684/mo and 3-bedroom units go for $2,594/mo.

At 20% of local median household income ($153,182/yr), Naples ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Naples?

To keep rent at or below 30% of gross income, you would need to earn at least $104,000/year (about $50/hour full-time) to afford the median rent of $2,602/mo in Naples. The local median household income is $153,182/yr, so the typical household meets that bar.

Is rent going up or down in Naples?

Rent in Naples has risen 2.1% over the past year as of September 2026. It sits 3.1% below its high of $2,684 in October 2023.

When is the cheapest time to rent in Naples?

Asking rents in Naples are usually lowest in July, about 2% below their yearly trend, and highest in December, about 2.6% above it. At today's median that is a gap of roughly $120 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in Naples?

Yes. From 2019 to 2024, rent in Naples rose 59.6% while median household income rose 43.1%, from $107,013 to $153,182. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

Which Naples neighborhoods have the lowest rent?

The most affordable ZIP codes in Naples are 34105 ($2,222/mo), 34116 ($2,235/mo), and 34104 ($2,298/mo). Citywide, the median rent is $2,602/mo.

How does Naples rent compare to other cities in Florida?

Naples is one of the pricier among Florida cities for rent, ranking #59 of 289 tracked cities at $2,602/mo. Over the year to September 2026, rent in Naples changed +2.1%, against a typical +1.8% across the 270 Florida cities Zillow tracks.

Which nearby cities are cheaper to rent in than Naples?

Nearby cities with lower median rent than Naples ($2,602/mo) include Fort Myers ($1,719/mo), and Estero ($2,594/mo).
Income Affordability
20%
VERY AFFORDABLE

At $2,602/mo, rent takes ~20% of Naples's median household income ($153,182/yr). The standard benchmark is 30%.

Naples 20%Benchmark 30%
State income taxNone
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Naples, FL

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