City Report · FL

Middleburg

Pop. 11,644·195th most expensive in Florida·Rental market data updated monthly for Middleburg, FL
Median rent (all units)
$1,980/mo
Year-over-Year
+1.6%
Month-over-Month
-0.5%
vs US Median
+$18
Stable (Monthly)
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Most AffordableMost Expensive
Middleburg · $1,980
More expensive than 57% of US cities · National median $1,962/mo
Rent Reality Score
65/100
Good value
OverheatedFairGreat value

Rents are 8% below what Middleburg's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,980/mo
Expected by trend
$2,140/mo
The Rent Reality Score compares today's median rent to where Middleburg's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,420
1 BR
$1,500
2 BR
$1,780
3 BR
$2,230
4 BR+
$2,820
Fair Market Rent (HUD)
$1,780/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,980 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$23,760/yr
At $1,980/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+1.6% YoY, -0.5% MoM), not inventory.
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Demographics

Who lives here

Middleburg, FL is majority owner-occupied, 18.9% of residents hold a bachelor's degree or higher.

Population
11,644
Median income
$74,634
Median age
44.7
Renters
12.8%
Age distribution
21.3%
17.6%
28.5%
16.4%
16.3%
Under 1821.3%
18–3417.6%
35–5428.5%
55–6416.4%
65+16.3%
Gender
53.5%
46.5%
Male53.5%
Female46.5%
Race & ethnicity
82.4%
White82.4%
Black2.9%
Hispanic7.7%
Asian1.2%
Other5.8%
Education (25+)
12.1%
32.6%
36.4%
18.9%
No HS diploma12.1%
HS diploma32.6%
Some college36.4%
Bachelor's+18.9%
Housing tenure
87.2%
12.8%
Owner87.2%
Renter12.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Middleburg, FL has changed in 5 years

Rent
$1,503 → $1,980
up 31.7%
Income
$63,198 → $74,634
up 18.1%
Population
12,127 → 11,644
down 4.0%
Renter share
15.1% → 12.8%
-2.3 pts
Bachelor's+
18% → 18.9%
+0.9 pts
Median age
43.3 → 44.7
+1.4 yrs

The median rent in Middleburg, FL stood at $1,503 in 2021 and currently runs about $1,980, reflecting a 31.7% increase over the period. Median household income rose from $63,198 to $74,634 between 2021 and 2024, a 18.1% shift. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has contracted by 4.0% since 2021, moving from about 12,127 residents to roughly 11,644. Renters now make up 12.8% of households, compared with 15.1% five years ago. Taken together, the five-year picture in Middleburg, FL reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

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View Middleburg rent history (2015–2026) →
Salary vs rent

Can you afford rent in Middleburg on your salary?

At $1,980/mo, how Middleburg rent compares to typical pay (30% rule).

By apartment size

Middleburg rent by bedroom count

Median rent for each apartment size in Middleburg. Click any size for full breakdown.

Local insights

Tips for renters in Middleburg

About renting in Middleburg, FL

Last updated: August 17, 2026

The median rent in Middleburg is $1,980/mo as of August 2026. A studio apartment averages $1,420/mo while a 2-bedroom runs $1,780/mo. One-bedroom apartments average $1,500/mo and 3-bedroom units go for $2,230/mo.

At 32% of local median household income ($74,634/yr), Middleburg ranks as moderate compared to the national benchmark of 30%. Rents have increased 1.6% over the past year.

FAQ

Frequently asked questions

Is Middleburg an affordable city for renters?

Middleburg is considered moderate for renters. At $1,980/mo, rent takes approximately 32% of the local median household income ($74,634/yr). The standard benchmark is 30%. Middleburg slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Middleburg?

To keep rent at or below 30% of gross income, you would need to earn at least $79,000/year (~$38/hour full-time) to afford the median rent of $1,980/mo in Middleburg. The local median household income is $74,634/yr, meaning the typical Middleburg household falls short of that threshold.

Is rent going up or down in Middleburg?

Rent in Middleburg has increased 1.6% over the past year as of August 2026, putting upward pressure on renter budgets.

How does Middleburg rent compare to other cities in Florida?

Middleburg is one of the more affordable cities in Florida for rent, ranking #195 out of 291 tracked cities at $1,980/mo.

Which nearby cities are cheaper to rent in than Middleburg?

Several nearby cities have lower median rents than Middleburg ($1,980/mo): Jacksonville ($1,610/mo), Orange Park ($1,707/mo).

What percentage of Middleburg residents rent vs. own?

According to Census data, approximately 12.8% of Middleburg households are renters, while 87.2% are owner-occupied. Middleburg leans toward homeownership, which can mean a smaller rental inventory.

How does Middleburg rent compare to the national average?

Middleburg's median rent of $1,980/mo is $18 (1%) above the US national median of $1,962/mo. Within Florida, it ranks #195 out of 291 tracked cities.
Income Affordability
32%
MODERATE

At $1,980/mo, rent takes ~32% of Middleburg's median household income ($74,634/yr). The standard benchmark is 30%.

Middleburg 32%Benchmark 30%
State income taxNone
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Neighborhoods

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