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City Report · FL

Miramar Beach

Pop. 8,902·38th most expensive in Florida·One of the pricier rental markets in the US
Median rent (all units)
$2,823/mo
Year-over-Year
Stable
Month-over-Month
+7.8%
vs US Median
+$858
Rising (Monthly)
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Most AffordableMost Expensive
Miramar Beach · $2,823
More expensive than 88% of US cities · National median $1,965/mo
Affordability
33% of income
MODERATE
0%30% benchmark60%+

At $2,823/mo, rent takes about 33% of the local median household income, slightly above the 30% benchmark.

Income to afford
$113,000/yr
Local median income
$103,250/yr
Based on the 30%-of-income rule using Miramar Beach's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

2 BR
$1,990
3 BR
$2,956
Research median
$1,990/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$33,876/yr
At $2,823/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 0.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+0.0% YoY, +7.8% MoM), not inventory.
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Demographics

Who lives here

Miramar Beach, FL is majority owner-occupied, has a large retiree population, has a median income above the national average, 52.5% of residents hold a bachelor's degree or higher.

Population
8,902
Median income
$103,250
Median age
59.5
Renters
18.1%
Age distribution
24.1%
17%
38.3%
Under 1810.1%
18–3410.5%
35–5424.1%
55–6417%
65+38.3%
Gender
48.3%
51.7%
Male48.3%
Female51.7%
Race & ethnicity
95.2%
White95.2%
Black0.6%
Hispanic3.3%
Other0.6%
Education (25+)
18.5%
28.3%
52.5%
No HS diploma0.8%
HS diploma18.5%
Some college28.3%
Bachelor's+52.5%
Housing tenure
81.9%
18.1%
Owner81.9%
Renter18.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Miramar Beach, FL has changed in 5 years

Income
$75,347 → $103,250
up 37.0%
Population
9,059 → 8,902
down 1.7%
Renter share
28.3% → 18.1%
-10.2 pts
Bachelor's+
53.6% → 52.5%
-1.1 pts
Median age
56.3 → 59.5
+3.2 yrs

On the earnings side, the typical household in Miramar Beach, FL now reports about $103,250, up from $75,347 in 2021. The population has contracted by 1.7% since 2021, moving from about 9,059 residents to roughly 8,902. Renters now make up 18.1% of households, compared with 28.3% five years ago.

Community

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View Miramar Beach rent history (2015–2026) →
Salary vs rent

Can you afford rent in Miramar Beach on your salary?

At $2,823/mo, how Miramar Beach rent compares to typical pay (30% rule).

By apartment size

Miramar Beach rent by bedroom count

Median rent for each apartment size in Miramar Beach. Click any size for full breakdown.

Local insights

Tips for renters in Miramar Beach

About renting in Miramar Beach, FL

Last updated: July 20, 2026

The median rent in Miramar Beach is $2,823/mo as of July 2026. a 2-bedroom runs $1,990/mo and 3-bedroom units go for $2,956/mo.

At 33% of local median household income ($103,250/yr), Miramar Beach ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

Is Miramar Beach an affordable city for renters?

Miramar Beach is considered moderate for renters. At $2,823/mo, rent takes approximately 33% of the local median household income ($103,250/yr). The standard benchmark is 30%. Miramar Beach slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Miramar Beach?

To keep rent at or below 30% of gross income, you would need to earn at least $113,000/year (~$54/hour full-time) to afford the median rent of $2,823/mo in Miramar Beach. The local median household income is $103,250/yr, meaning the typical Miramar Beach household falls short of that threshold.

Is rent going up or down in Miramar Beach?

Rent in Miramar Beach has been relatively stable over the past year, with a 0.0% change year over year as of July 2026.

How does Miramar Beach rent compare to other cities in Florida?

Miramar Beach is one of the pricier cities in Florida for rent, ranking #38 out of 288 tracked cities at $2,823/mo.

Which nearby cities are cheaper to rent in than Miramar Beach?

Several nearby cities have lower median rents than Miramar Beach ($2,823/mo): Shalimar ($1,933/mo), Santa Rosa Beach ($1,942/mo), Destin ($2,068/mo).

What percentage of Miramar Beach residents rent vs. own?

According to Census data, approximately 18.1% of Miramar Beach households are renters, while 81.9% are owner-occupied. Miramar Beach leans toward homeownership, which can mean a smaller rental inventory.

How does Miramar Beach rent compare to the national average?

Miramar Beach's median rent of $2,823/mo is $858 (44%) above the US national median of $1,965/mo. Within Florida, it ranks #38 out of 288 tracked cities.
Income Affordability
33%
MODERATE

At $2,823/mo, rent takes ~33% of Miramar Beach's median household income ($103,250/yr). The standard benchmark is 30%.

Miramar Beach 33%Benchmark 30%
State income taxNone
Run the Miramar Beach affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Miramar Beach, FL

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