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City Report · FL

Santa Rosa Beach

·201st most expensive in Florida·Rental market data updated monthly for Santa Rosa Beach, FL
Median rent (all units)
$1,942/mo
Year-over-Year
+0.9%
Month-over-Month
-3.1%
vs US Median
-$23
Falling (Monthly)
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Most AffordableMost Expensive
Santa Rosa Beach · $1,942
More expensive than 56% of US cities · National median $1,965/mo
Rent Reality Score
94/100
Great value
OverheatedFairGreat value

Rents are 22% below what Santa Rosa Beach's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,942/mo
Expected by trend
$2,484/mo
The Rent Reality Score compares today's median rent to where Santa Rosa Beach's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,360
1 BR
$1,560
2 BR
$1,730
3 BR
$2,420
4 BR+
$2,910
Research median
$1,730/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$23,304/yr
At $1,942/mo median
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (up only 0.9% YoY), so renters have negotiating leverage.
Based on rent-price momentum (+0.9% YoY, -3.1% MoM), not inventory.
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2021 vs 2026

How Santa Rosa Beach, FL has changed in 5 years

Rent
$1,689 → $1,942
up 15.0%

The median rent in Santa Rosa Beach, FL stood at $1,689 in 2021 and currently runs about $1,942, reflecting a 15.0% increase over the period. Reading these numbers side by side helps frame whether current listings in Santa Rosa Beach, FL look reasonable against where the market sat half a decade ago.

Community

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View Santa Rosa Beach rent history (2015–2026) →
Salary vs rent

Can you afford rent in Santa Rosa Beach on your salary?

At $1,942/mo, how Santa Rosa Beach rent compares to typical pay (30% rule).

By apartment size

Santa Rosa Beach rent by bedroom count

Median rent for each apartment size in Santa Rosa Beach. Click any size for full breakdown.

Local insights

Tips for renters in Santa Rosa Beach

About renting in Santa Rosa Beach, FL

Last updated: July 20, 2026

The median rent in Santa Rosa Beach is $1,942/mo as of July 2026. A studio apartment averages $1,360/mo while a 2-bedroom runs $1,730/mo. One-bedroom apartments average $1,560/mo and 3-bedroom units go for $2,420/mo.

At 32% of estimated US median household income ($72,000/yr), Santa Rosa Beach ranks as moderate compared to the national benchmark of 30%. Rents have increased 0.9% over the past year.

FAQ

Frequently asked questions

Is Santa Rosa Beach an affordable city for renters?

Santa Rosa Beach is considered moderate for renters. At $1,942/mo, rent takes approximately 32% of the US median household income ($72,000/yr). The standard benchmark is 30%. Santa Rosa Beach slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Santa Rosa Beach?

To keep rent at or below 30% of gross income, you would need to earn at least $78,000/year (~$38/hour full-time) to afford the median rent of $1,942/mo in Santa Rosa Beach.

Is rent going up or down in Santa Rosa Beach?

Rent in Santa Rosa Beach has increased 0.9% over the past year as of July 2026, putting upward pressure on renter budgets.

How does Santa Rosa Beach rent compare to other cities in Florida?

Santa Rosa Beach is one of the more affordable cities in Florida for rent, ranking #201 out of 288 tracked cities at $1,942/mo.

Which nearby cities are cheaper to rent in than Santa Rosa Beach?

Freeport is nearby and more affordable at $1,842/mo, which is $100 less than Santa Rosa Beach.

How does Santa Rosa Beach rent compare to the national average?

Santa Rosa Beach's median rent of $1,942/mo is $23 (1%) below the US national median of $1,965/mo. Within Florida, it ranks #201 out of 288 tracked cities.
Income Affordability
32%
MODERATE

At $1,942/mo, rent takes ~32% of US median household income ($72,000/yr). The standard benchmark is 30%.

Santa Rosa Beach 32%Benchmark 30%
State income taxNone
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Santa Rosa Beach, FL

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