City Report · FL

Santa Rosa Beach

·200th most expensive in Florida·Rental market data updated monthly for Santa Rosa Beach, FL
Median rent (all units)
$1,930/mo
Year-over-Year
+2.7%
Month-over-Month
+1.3%
vs US Median
-$2
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
Santa Rosa Beach · $1,930
More expensive than 56% of US cities · National median $1,932/mo
Rent Reality Score
83/100
Great value
OverheatedFairGreat value

Rents are 17% below what Santa Rosa Beach's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,930/mo
Expected by trend
$2,314/mo
The Rent Reality Score compares today's median rent to where Santa Rosa Beach's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,360
1 BR
$1,560
2 BR
$1,730
3 BR
$2,420
4 BR+
$2,910
Fair Market Rent (HUD)
$1,730/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,930 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in Santa Rosa Beach usually run 2.8% below trend in December and 2.4% above it in July, about $100 a month apart at today's median. Based on 8 years of data.

Compared with the peak

Rent in Santa Rosa Beach is 3.6% below its high of $2,002 in March 2022, at $1,930 as of September 2026.

Past year vs. the rest of Florida

Rent in Santa Rosa Beach changed +2.7% over the year to September 2026. Across the 270 Florida cities Zillow tracks, the typical change was +1.8%.

Since before the pandemic

Rent in Santa Rosa Beach is 40.4% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 5 months in a row, and rose in 6 of the last 12 months.

From Zillow's monthly rent index (ZORI) for Santa Rosa Beach. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series.

Annual cost
$23,160/yr
At $1,930/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (2.7% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+2.7% YoY, +1.3% MoM), not inventory.
Rent check

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2021 vs 2026

How Santa Rosa Beach, FL has changed in 5 years

Rent
$1,618 → $1,930
up 19.3%

The median rent in Santa Rosa Beach, FL stood at $1,618 in 2021 and currently runs about $1,930, reflecting a 19.3% increase over the period. Reading these numbers side by side helps frame whether current listings in Santa Rosa Beach, FL look reasonable against where the market sat half a decade ago.

Community

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View Santa Rosa Beach rent history (2015–2026) →
Salary vs rent

Can you afford rent in Santa Rosa Beach on your salary?

At $1,930/mo, how Santa Rosa Beach rent compares to typical pay (30% rule).

By apartment size

Santa Rosa Beach rent by bedroom count

Median rent for each apartment size in Santa Rosa Beach. Click any size for full breakdown.

Local insights

Tips for renters in Santa Rosa Beach

About renting in Santa Rosa Beach, FL

Last updated: October 17, 2026

The median rent in Santa Rosa Beach is $1,930/mo as of October 2026. A studio apartment averages $1,360/mo while a 2-bedroom runs $1,730/mo. One-bedroom apartments average $1,560/mo and 3-bedroom units go for $2,420/mo.

At 32% of estimated US median household income ($72,000/yr), Santa Rosa Beach ranks as moderate compared to the national benchmark of 30%. Rents have increased 2.7% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Santa Rosa Beach?

To keep rent at or below 30% of gross income, you would need to earn at least $77,000/year (about $37/hour full-time) to afford the median rent of $1,930/mo in Santa Rosa Beach.

Is rent going up or down in Santa Rosa Beach?

Rent in Santa Rosa Beach has risen 2.7% over the past year as of September 2026. It sits 3.6% below its high of $2,002 in March 2022.

When is the cheapest time to rent in Santa Rosa Beach?

Asking rents in Santa Rosa Beach are usually lowest in December, about 2.8% below their yearly trend, and highest in July, about 2.4% above it. At today's median that is a gap of roughly $100 a month. This pattern comes from 8 years of Zillow rent data.

How does Santa Rosa Beach rent compare to other cities in Florida?

Santa Rosa Beach is one of the more affordable among Florida cities for rent, ranking #200 of 289 tracked cities at $1,930/mo. Over the year to September 2026, rent in Santa Rosa Beach changed +2.7%, against a typical +1.8% across the 270 Florida cities Zillow tracks.
Income Affordability
32%
MODERATE

At $1,930/mo, rent takes ~32% of US median household income ($72,000/yr). The standard benchmark is 30%.

Santa Rosa Beach 32%Benchmark 30%
State income taxNone
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Santa Rosa Beach, FL

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