City Report · FL

Zephyrhills

Pop. 19,668·241st most expensive in Florida·Rental market data updated monthly for Zephyrhills, FL
Median rent (all units)
$1,794/mo
Year-over-Year
-4.0%
Month-over-Month
-1.0%
vs US Median
-$168
Falling (Monthly)
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Most AffordableMost Expensive
Zephyrhills · $1,794
More affordable than 54% of US cities · National median $1,962/mo
Rent Reality Score
69/100
Good value
OverheatedFairGreat value

Rents are 9% below what Zephyrhills's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,794/mo
Expected by trend
$1,978/mo
The Rent Reality Score compares today's median rent to where Zephyrhills's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,300
1 BR
$1,400
2 BR
$1,640
3 BR
$2,100
4 BR+
$2,555
Fair Market Rent (HUD)
$1,640/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,794 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$21,528/yr
At $1,794/mo median
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 4.0% YoY), so renters have negotiating leverage.
Based on rent-price momentum (-4.0% YoY, -1.0% MoM), not inventory.
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Demographics

Who lives here

Zephyrhills, FL is majority owner-occupied, has a large retiree population, has a median income below the national average, 21.1% of residents hold a bachelor's degree or higher.

Population
19,668
Median income
$52,108
Median age
48.8
Renters
29.9%
Age distribution
18.1%
18.4%
19.4%
14.2%
29.9%
Under 1818.1%
18–3418.4%
35–5419.4%
55–6414.2%
65+29.9%
Gender
43.9%
56.1%
Male43.9%
Female56.1%
Race & ethnicity
76.3%
18.6%
White76.3%
Black5.9%
Hispanic18.6%
Asian1.7%
Education (25+)
36.2%
33.6%
21.1%
No HS diploma9%
HS diploma36.2%
Some college33.6%
Bachelor's+21.1%
Housing tenure
70.1%
29.9%
Owner70.1%
Renter29.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How Zephyrhills, FL has changed in 5 years

Rent
$1,687 → $1,794
up 6.3%
Income
$42,023 → $52,108
up 24.0%
Population
16,845 → 19,668
up 16.8%
Renter share
34% → 29.9%
-4.1 pts
Bachelor's+
17.6% → 21.1%
+3.5 pts
Median age
51.3 → 48.8
-2.5 yrs

Five years ago, renters in Zephyrhills, FL paid around $1,687 a month. That figure now sits near $1,794, up 6.3% from the 2022 baseline. On the earnings side, the typical household in Zephyrhills, FL now reports about $52,108, up from $42,023 in 2021. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show Zephyrhills, FL adding about 2,823 residents over the five-year window, up 16.8% on net. The renter share has eased from 34% to 29.9%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 17.6% to 21.1% across the same window. For context, the 2022 to 2026 window covers an unusually volatile run for US rents nationally, and Zephyrhills, FL reflects that arc in its own way.

Community

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View Zephyrhills rent history (2015–2026) →
Salary vs rent

Can you afford rent in Zephyrhills on your salary?

At $1,794/mo, how Zephyrhills rent compares to typical pay (30% rule).

By apartment size

Zephyrhills rent by bedroom count

Median rent for each apartment size in Zephyrhills. Click any size for full breakdown.

Local insights

Tips for renters in Zephyrhills

About renting in Zephyrhills, FL

Last updated: August 17, 2026

The median rent in Zephyrhills is $1,794/mo as of August 2026. A studio apartment averages $1,300/mo while a 2-bedroom runs $1,640/mo. One-bedroom apartments average $1,400/mo and 3-bedroom units go for $2,100/mo.

At 41% of local median household income ($52,108/yr), Zephyrhills ranks as moderate compared to the national benchmark of 30%. Rents have decreased 4.0% over the past year.

FAQ

Frequently asked questions

Is Zephyrhills an affordable city for renters?

Zephyrhills is considered stretched for renters. At $1,794/mo, rent takes approximately 41% of the local median household income ($52,108/yr). The standard benchmark is 30%. Zephyrhills significantly exceeds that threshold, making it challenging for many renters.

How much income do you need to rent in Zephyrhills?

To keep rent at or below 30% of gross income, you would need to earn at least $72,000/year (~$35/hour full-time) to afford the median rent of $1,794/mo in Zephyrhills. The local median household income is $52,108/yr, meaning the typical Zephyrhills household falls short of that threshold.

Is rent going up or down in Zephyrhills?

Rent in Zephyrhills has decreased 4.0% over the past year as of August 2026, offering some relief compared to 12 months ago.

Which Zephyrhills neighborhoods have the lowest rent?

The most affordable ZIP codes in Zephyrhills are 33542 ($1,529/mo), and 33541 ($1,871/mo). Citywide, the median rent in Zephyrhills is $1,794/mo.

How does Zephyrhills rent compare to other cities in Florida?

Zephyrhills is one of the more affordable cities in Florida for rent, ranking #241 out of 291 tracked cities at $1,794/mo.

What percentage of Zephyrhills residents rent vs. own?

According to Census data, approximately 29.9% of Zephyrhills households are renters, while 70.1% are owner-occupied. Zephyrhills leans toward homeownership, which can mean a smaller rental inventory.

How does Zephyrhills rent compare to the national average?

Zephyrhills's median rent of $1,794/mo is $168 (9%) below the US national median of $1,962/mo. Within Florida, it ranks #241 out of 291 tracked cities.
Income Affordability
41%
STRETCHED

At $1,794/mo, rent takes ~41% of Zephyrhills's median household income ($52,108/yr). The standard benchmark is 30%.

Zephyrhills 41%Benchmark 30%
State income taxNone
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Neighborhoods

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Public schools near Zephyrhills, FL

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