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City Report · FL

Pebble Creek

Pop. 10,447·93rd most expensive in Florida·Rental market data updated monthly for Pebble Creek, FL
Median rent (all units)
$2,397/mo
Year-over-Year
Stable
Month-over-Month
+1.1%
vs US Median
+$435
Rising (Monthly)
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Most AffordableMost Expensive
Pebble Creek · $2,397
More expensive than 76% of US cities · National median $1,962/mo
Affordability
26% of income
AFFORDABLE
0%30% benchmark60%+

At $2,397/mo, rent takes about 26% of the local median household income, comfortably within the 30% benchmark.

Income to afford
$96,000/yr
Local median income
$110,085/yr
Based on the 30%-of-income rule using Pebble Creek's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

2 BR
$1,852
3 BR
$2,447
4 BR+
$2,961
Fair Market Rent (HUD)
$1,852/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,397 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$28,764/yr
At $2,397/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (0.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+0.0% YoY, +1.1% MoM), not inventory.
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Demographics

Who lives here

Pebble Creek, FL is majority owner-occupied, has a large share of families with children, has a median income above the national average, 52.8% of residents hold a bachelor's degree or higher.

Population
10,447
Median income
$110,085
Median age
40
Renters
23.8%
Age distribution
28.4%
16.3%
34.7%
Under 1828.4%
18–3416.3%
35–5434.7%
55–648.9%
65+11.7%
Gender
52.1%
47.9%
Male52.1%
Female47.9%
Race & ethnicity
45.1%
26.6%
17.6%
White45.1%
Black8.6%
Hispanic26.6%
Asian17.6%
Other2%
Education (25+)
18.7%
23.2%
52.8%
No HS diploma5.3%
HS diploma18.7%
Some college23.2%
Bachelor's+52.8%
Housing tenure
76.2%
23.8%
Owner76.2%
Renter23.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Pebble Creek, FL has changed in 5 years

Income
$101,981 → $110,085
up 7.9%
Population
10,569 → 10,447
down 1.2%
Renter share
28.3% → 23.8%
-4.5 pts
Bachelor's+
50.8% → 52.8%
+2.0 pts
Median age
37.9 → 40
+2.1 yrs

Median household income rose from $101,981 to $110,085 between 2021 and 2024, a 7.9% shift. The population has contracted by 1.2% since 2021, moving from about 10,569 residents to roughly 10,447. Renters now make up 23.8% of households, compared with 28.3% five years ago. College-educated residents now make up 52.8% of adults here, versus 50.8% in 2021.

Community

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View Pebble Creek rent history (2015–2026) →
Salary vs rent

Can you afford rent in Pebble Creek on your salary?

At $2,397/mo, how Pebble Creek rent compares to typical pay (30% rule).

By apartment size

Pebble Creek rent by bedroom count

Median rent for each apartment size in Pebble Creek. Click any size for full breakdown.

Local insights

Tips for renters in Pebble Creek

About renting in Pebble Creek, FL

Last updated: August 17, 2026

The median rent in Pebble Creek is $2,397/mo as of August 2026. a 2-bedroom runs $1,852/mo and 3-bedroom units go for $2,447/mo.

At 26% of local median household income ($110,085/yr), Pebble Creek ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

Is Pebble Creek an affordable city for renters?

Pebble Creek is considered affordable for renters. At $2,397/mo, rent takes approximately 26% of the local median household income ($110,085/yr). The standard benchmark is 30%. Pebble Creek falls comfortably within that range.

How much income do you need to rent in Pebble Creek?

To keep rent at or below 30% of gross income, you would need to earn at least $96,000/year (~$46/hour full-time) to afford the median rent of $2,397/mo in Pebble Creek. The local median household income is $110,085/yr, meaning the typical Pebble Creek household meets that threshold.

Is rent going up or down in Pebble Creek?

Rent in Pebble Creek has been relatively stable over the past year, with a 0.0% change year over year as of August 2026.

How does Pebble Creek rent compare to other cities in Florida?

Pebble Creek is one of the pricier cities in Florida for rent, ranking #93 out of 291 tracked cities at $2,397/mo.

Which nearby cities are cheaper to rent in than Pebble Creek?

Several nearby cities have lower median rents than Pebble Creek ($2,397/mo): Temple Terrace ($1,794/mo), Zephyrhills ($1,794/mo), Lutz ($2,027/mo).

What percentage of Pebble Creek residents rent vs. own?

According to Census data, approximately 23.8% of Pebble Creek households are renters, while 76.2% are owner-occupied. Pebble Creek leans toward homeownership, which can mean a smaller rental inventory.

How does Pebble Creek rent compare to the national average?

Pebble Creek's median rent of $2,397/mo is $435 (22%) above the US national median of $1,962/mo. Within Florida, it ranks #93 out of 291 tracked cities.
Income Affordability
26%
AFFORDABLE

At $2,397/mo, rent takes ~26% of Pebble Creek's median household income ($110,085/yr). The standard benchmark is 30%.

Pebble Creek 26%Benchmark 30%
State income taxNone
Run the Pebble Creek affordability calculator →
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Neighborhoods

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Schools nearby

Public schools near Pebble Creek, FL

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