City Report · FL

Pebble Creek

Pop. 10,447·74th most expensive in Florida·Rental market data updated monthly for Pebble Creek, FL
Median rent (all units)
$2,475/mo
Year-over-Year
Stable
Month-over-Month
Stable
vs US Median
+$543
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Pebble Creek · $2,475
More expensive than 79% of US cities · National median $1,932/mo
Affordability
27% of income
AFFORDABLE
0%30% benchmark60%+

At $2,475/mo, rent takes about 27% of the local median household income, comfortably within the 30% benchmark.

Income to afford
$99,000/yr
Local median income
$110,085/yr
Based on the 30%-of-income rule using Pebble Creek's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

2 BR
$1,852
3 BR
$2,447
4 BR+
$2,961
Fair Market Rent (HUD)
$1,852/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,475 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($110,085) is $2,752 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($2,447); a 4-bedroom is $2,961.

From Zillow's monthly rent index (ZORI) for Pebble Creek. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$29,700/yr
At $2,475/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.0% YoY, -0.1% MoM), not inventory.
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Demographics

Who lives here

Pebble Creek, FL is majority owner-occupied, has a large share of families with children, has a median income above the national average, 52.8% of residents hold a bachelor's degree or higher.

Population
10,447
Median income
$110,085
Median age
40
Renters
23.8%
Age distribution
28.4%
16.3%
34.7%
Under 1828.4%
18–3416.3%
35–5434.7%
55–648.9%
65+11.7%
Gender
52.1%
47.9%
Male52.1%
Female47.9%
Race & ethnicity
45.1%
26.6%
17.6%
White45.1%
Black8.6%
Hispanic26.6%
Asian17.6%
Other2%
Education (25+)
18.7%
23.2%
52.8%
No HS diploma5.3%
HS diploma18.7%
Some college23.2%
Bachelor's+52.8%
Housing tenure
76.2%
23.8%
Owner76.2%
Renter23.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Pebble Creek, FL has changed in 5 years

Income
$101,981 → $110,085
up 7.9%
Population
10,569 → 10,447
down 1.2%
Renter share
28.3% → 23.8%
-4.5 pts
Bachelor's+
50.8% → 52.8%
+2.0 pts
Median age
37.9 → 40
+2.1 yrs

Median household income rose from $101,981 to $110,085 between 2021 and 2024, a 7.9% shift. The population has contracted by 1.2% since 2021, moving from about 10,569 residents to roughly 10,447. Renters now make up 23.8% of households, compared with 28.3% five years ago. College-educated residents now make up 52.8% of adults here, versus 50.8% in 2021.

Community

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View Pebble Creek rent history (2015–2026) →
Salary vs rent

Can you afford rent in Pebble Creek on your salary?

At $2,475/mo, how Pebble Creek rent compares to typical pay (30% rule).

By apartment size

Pebble Creek rent by bedroom count

Median rent for each apartment size in Pebble Creek. Click any size for full breakdown.

Local insights

Tips for renters in Pebble Creek

About renting in Pebble Creek, FL

Last updated: October 17, 2026

The median rent in Pebble Creek is $2,475/mo as of October 2026. a 2-bedroom runs $1,852/mo and 3-bedroom units go for $2,447/mo.

At 27% of local median household income ($110,085/yr), Pebble Creek ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Pebble Creek?

To keep rent at or below 30% of gross income, you would need to earn at least $99,000/year (about $48/hour full-time) to afford the median rent of $2,475/mo in Pebble Creek. The local median household income is $110,085/yr, so the typical household meets that bar.

Is rent going up or down in Pebble Creek?

Rent in Pebble Creek has been roughly flat over the past year, a 0.0% change.

How does Pebble Creek rent compare to other cities in Florida?

Pebble Creek is one of the pricier among Florida cities for rent, ranking #74 of 289 tracked cities at $2,475/mo.

Which nearby cities are cheaper to rent in than Pebble Creek?

Nearby cities with lower median rent than Pebble Creek ($2,475/mo) include Temple Terrace ($1,737/mo), Zephyrhills ($1,777/mo), and Lutz ($2,046/mo).
Income Affordability
27%
AFFORDABLE

At $2,475/mo, rent takes ~27% of Pebble Creek's median household income ($110,085/yr). The standard benchmark is 30%.

Pebble Creek 27%Benchmark 30%
State income taxNone
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Pebble Creek, FL

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