City Report · HI

Kailua

·1st most expensive in Hawaii·Kailua rents are up 6.5% over the past year
Median rent (all units)
$3,753/mo
Year-over-Year
+6.5%
Month-over-Month
+0.6%
vs US Median
+$1,821
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
Kailua · $3,753
More expensive than 97% of US cities · National median $1,932/mo
Rent Reality Score
43/100
Fairly priced
OverheatedFairGreat value

Rents are 3% above what Kailua's 10-year trend predicts — running hotter than its own history.

Actual rent
$3,753/mo
Expected by trend
$3,631/mo
The Rent Reality Score compares today's median rent to where Kailua's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$2,580
1 BR
$2,810
2 BR
$3,680
3 BR
$5,160
4 BR+
$6,180
Fair Market Rent (HUD)
$3,680/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $3,753 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in Kailua usually run 1.2% below trend in December and 1.3% above it in May, about $94 a month apart at today's median. Based on 10 years of data.

Compared with the peak

Rent in Kailua is at its highest level since Zillow's records here began in December 2015.

Past year vs. the rest of Hawaii

Rent in Kailua changed +6.5% over the year to September 2026. Across the 15 Hawaii cities Zillow tracks, the typical change was +5.1%.

Since before the pandemic

Rent in Kailua is 47.7% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 4 months in a row, and rose in 11 of the last 12 months.

Cheaper nearby

Honolulu, 7 miles away, rents for 28% less ($2,715/mo), about $12,500 a year in savings.

From Zillow's monthly rent index (ZORI) for Kailua. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series.

Annual cost
$45,036/yr
At $3,753/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 6.5% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+6.5% YoY, +0.6% MoM), not inventory.
Rent check

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2021 vs 2026

How Kailua, HI has changed in 5 years

Rent
$2,654 → $3,753
up 41.4%

Since 2021, the typical rent in Kailua, HI has increased from $2,654 to $3,753, a 41.4% change over five years. Taken together, the five-year picture in Kailua, HI reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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View Kailua rent history (2015–2026) →
Salary vs rent

Can you afford rent in Kailua on your salary?

At $3,753/mo, how Kailua rent compares to typical pay (30% rule).

By apartment size

Kailua rent by bedroom count

Median rent for each apartment size in Kailua. Click any size for full breakdown.

Local insights

Tips for renters in Kailua

About renting in Kailua, HI

Last updated: October 17, 2026

The median rent in Kailua is $3,753/mo as of October 2026. A studio apartment averages $2,580/mo while a 2-bedroom runs $3,680/mo. One-bedroom apartments average $2,810/mo and 3-bedroom units go for $5,160/mo.

At 63% of estimated US median household income ($72,000/yr), Kailua ranks as expensive compared to the national benchmark of 30%. Rents have increased 6.5% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Kailua?

To keep rent at or below 30% of gross income, you would need to earn at least $150,000/year (about $72/hour full-time) to afford the median rent of $3,753/mo in Kailua.

Is rent going up or down in Kailua?

Rent in Kailua has risen 6.5% over the past year as of September 2026. That is the highest level since Zillow's records here began in December 2015.

When is the cheapest time to rent in Kailua?

Asking rents in Kailua are usually lowest in December, about 1.2% below their yearly trend, and highest in May, about 1.3% above it. At today's median that is a gap of roughly $94 a month. This pattern comes from 10 years of Zillow rent data.

How does Kailua rent compare to other cities in Hawaii?

Kailua is one of the pricier among Hawaii cities for rent, ranking #1 of 21 tracked cities at $3,753/mo. Over the year to September 2026, rent in Kailua changed +6.5%, against a typical +5.1% across the 15 Hawaii cities Zillow tracks.

Which nearby cities are cheaper to rent in than Kailua?

Nearby cities with lower median rent than Kailua ($3,753/mo) include Pearl City ($2,422/mo), Honolulu ($2,715/mo), and Aiea ($2,814/mo).
Income Affordability
63%
EXPENSIVE

At $3,753/mo, rent takes ~63% of US median household income ($72,000/yr). The standard benchmark is 30%.

Kailua 63%Benchmark 30%
State income tax1.4–11%
Run the Kailua affordability calculator →
Lowest-rent ZIP codes in Kailua
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Kailua, HI

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