How much rent can you afford in Kailua, HI?
Run your salary against Kailua's current rent, or find the income you'd need for a target rent. Powered by live RentDataNow medians.
The 30% rent rule, in Kailua
At a median rent of $4,006/mo, Kailua is stretched for most renters when measured against Hawaii median income of $98,317/yr. Rent would consume roughly 49% of pre-tax income, and a salary of about $160,240 keeps rent at the recommended 30% threshold.
Based on Hawaii median income. Kailua-specific income data isn't available yet, so state-level medians are used as a proxy.
How Kailua compares nearby
Median rent for the closest cities with data.
Frequently asked
How much rent can I afford in Kailua?
On a $98,317 salary (the Hawaii median income), the recommended ceiling is 30% of pre-tax income, or about $2,458/mo. Kailua's median rent is $4,006/mo. Use the calculator on this page to run your own salary.
What salary do I need to live in Kailua?
To keep Kailua's $4,006/mo median rent under 30% of income, you'd need about $160,240/yr. Lower your target share (e.g. 25%) to need more, or raise it (e.g. 40%) to need less.
Is Kailua affordable on the median Hawaii income?
Kailua is stretched for most renters on a $98,317 income. Rent would take 49% of pre-tax pay, outside the recommended 30% threshold.
What's the 30% rent rule?
The 30% rule is a long-standing budgeting guideline that keeps rent at or below 30% of gross (pre-tax) income. It leaves enough room for utilities, transit, savings, and debt service. In high-cost markets, many renters exceed 30%, and the Census Bureau classifies households paying more than 30% of income on rent as "cost-burdened".