How much rent can you afford in Kapolei, HI?
Run your salary against Kapolei's current rent, or find the income you'd need for a target rent. Powered by live RentDataNow medians.
The 30% rent rule, in Kapolei
At a median rent of $3,420/mo, Kapolei is moderately stretched when measured against Kapolei median household income of $128,324/yr. Rent would consume roughly 32% of pre-tax income, and a salary of about $136,800 keeps rent at the recommended 30% threshold.
How Kapolei compares nearby
Median rent for the closest cities with data.
Frequently asked
How much rent can I afford in Kapolei?
On a $128,324 salary (the Kapolei median household income), the recommended ceiling is 30% of pre-tax income, or about $3,208/mo. Kapolei's median rent is $3,420/mo. Use the calculator on this page to run your own salary.
What salary do I need to live in Kapolei?
To keep Kapolei's $3,420/mo median rent under 30% of income, you'd need about $136,800/yr. Lower your target share (e.g. 25%) to need more, or raise it (e.g. 40%) to need less.
Is Kapolei affordable on the median Hawaii income?
Kapolei is moderately stretched on a $128,324 income. Rent would take 32% of pre-tax pay, outside the recommended 30% threshold.
What's the 30% rent rule?
The 30% rule is a long-standing budgeting guideline that keeps rent at or below 30% of gross (pre-tax) income. It leaves enough room for utilities, transit, savings, and debt service. In high-cost markets, many renters exceed 30%, and the Census Bureau classifies households paying more than 30% of income on rent as "cost-burdened".