How much rent can you afford in Waipahu, HI?

Run your salary against Waipahu's current rent, or find the income you'd need for a target rent. Powered by live RentDataNow medians.

Median rent
$2,876/mo
Median income
$103,895/yr
Salary for 30% rule
$115,040/yr
You can afford up to
$2,597/mo
Based on 30% of $103,895/yr
Your salary vs Waipahu, HI
ModerateAt $103,895/yr, Waipahu, HI's $2,876/mo median rent is 33% of your income.
Using local median household income. Adjust the salary above to see your personal fit.

The 30% rent rule, in Waipahu

At a median rent of $2,876/mo, Waipahu is moderately stretched when measured against Waipahu median household income of $103,895/yr. Rent would consume roughly 33% of pre-tax income, and a salary of about $115,040 keeps rent at the recommended 30% threshold.

How Waipahu compares nearby

Median rent for the closest cities with data.

Pearl City, HI$2,599/mo-10%Mililani, HI$3,078/mo+7%Aiea, HI$2,718/mo-5%Ewa Beach, HI$3,572/mo+24%Kapolei, HI$3,420/mo+19%Wahiawa, HI$2,385/mo-17%
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Frequently asked

How much rent can I afford in Waipahu?

On a $103,895 salary (the Waipahu median household income), the recommended ceiling is 30% of pre-tax income, or about $2,597/mo. Waipahu's median rent is $2,876/mo. Use the calculator on this page to run your own salary.

What salary do I need to live in Waipahu?

To keep Waipahu's $2,876/mo median rent under 30% of income, you'd need about $115,040/yr. Lower your target share (e.g. 25%) to need more, or raise it (e.g. 40%) to need less.

Is Waipahu affordable on the median Hawaii income?

Waipahu is moderately stretched on a $103,895 income. Rent would take 33% of pre-tax pay, outside the recommended 30% threshold.

What's the 30% rent rule?

The 30% rule is a long-standing budgeting guideline that keeps rent at or below 30% of gross (pre-tax) income. It leaves enough room for utilities, transit, savings, and debt service. In high-cost markets, many renters exceed 30%, and the Census Bureau classifies households paying more than 30% of income on rent as "cost-burdened".

See full Waipahu rent data
Median by bedroom, trends, demographics, and submissions.
Waipahu, HI