4+ Bedroom Apartment Rent in Elgin, IL
Median asking rent for a 4+ bedroom apartment in Elgin, Illinois as of July 2026. That's +54% higher than the citywide median of $1,909 and +17% above the national 4+ bedroom median of $2,520.
Income needed for a 4+ bedroom in Elgin
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 4+ bedroom at the current median rent.
Rent by apartment size in Elgin
Compare Elgin's median rent across every apartment size.
Cheapest cities for a 4+ bedroom in Illinois
| # | City | 4+ Bedroom rent |
|---|---|---|
| 1 | Rantoul | $1,011 |
| 2 | Pekin | $1,250 |
| 3 | Quincy | $1,290 |
| 4 | Dixon | $1,300 |
| 5 | Charleston | $1,320 |
| 6 | Savoy | $1,340 |
| 7 | Danville | $1,360 |
| 8 | Urbana | $1,380 |
| 9 | Normal | $1,390 |
| 10 | Peoria | $1,407 |
| 11 | Carbondale | $1,410 |
| 12 | Washington | $1,430 |
| 13 | Bloomington | $1,450 |
| 14 | Macomb | $1,450 |
| 15 | Kankakee | $1,510 |
Most expensive cities for a 4+ bedroom in Illinois
| # | City | 4+ Bedroom rent |
|---|---|---|
| 1 | Morton Grove | $3,980 |
| 2 | Lake Forest | $3,980 |
| 3 | Deerfield | $3,980 |
| 4 | Barrington | $3,980 |
| 5 | Wilmette | $3,820 |
| 6 | Buffalo Grove | $3,820 |
| 7 | Highland Park | $3,760 |
| 8 | Plainfield | $3,685 |
| 9 | Naperville | $3,600 |
| 10 | Vernon Hills | $3,590 |
| 11 | Streamwood | $3,590 |
| 12 | Northbrook | $3,580 |
| 13 | Bartlett | $3,530 |
| 14 | Bolingbrook | $3,505 |
| 15 | Romeoville | $3,490 |
Nearby cities — 4+ bedroom rent
Considering nearby alternatives? 3 of these cities have cheaper 4+ bedroom rents than Elgin.
| City | Distance | 4+ Bedroom rent | vs Elgin |
|---|---|---|---|
| West Dundee, IL | 5.2 mi | $2,640 | $-307 (-10%) |
| Saint Charles, IL | 7.1 mi | $3,180 | +$233 (+8%) |
| Bartlett, IL | 8.5 mi | $3,530 | +$583 (+20%) |
| Streamwood, IL | 9.6 mi | $3,590 | +$643 (+22%) |
| Geneva, IL | 10.7 mi | $3,470 | +$523 (+18%) |
| Lake in the Hills, IL | 11.9 mi | $3,210 | +$263 (+9%) |
| Barrington, IL | 13.1 mi | $3,980 | +$1,033 (+35%) |
| Crystal Lake, IL | 13.9 mi | $2,700 | $-247 (-8%) |
| Carol Stream, IL | 15.2 mi | $2,840 | $-107 (-4%) |
| North Aurora, IL | 15.5 mi | $2,990 | +$43 (+1%) |
| Roselle, IL | 16.1 mi | $3,090 | +$143 (+5%) |
| Schaumburg, IL | 16.4 mi | $3,313 | +$366 (+12%) |
4+ Bedroom rent in Elgin — common questions
How much is a 4+ bedroom apartment in Elgin?
As of July 2026, the median 4+ bedroom apartment rent in Elgin, Illinois is $2,947 per month. This is +54% higher than the citywide median of $1,909.
What income do you need to afford a 4+ bedroom in Elgin?
Using the standard 30% rent-to-income rule, you would need an annual income of about $117,880 ($9,823/month gross), which works out to roughly $56.67/hour at a full-time job.
Is Elgin expensive for a 4+ bedroom compared to the rest of the US?
Elgin's 4+ bedroom median of $2,947 is +17% above the national 4+ bedroom median of $2,520. It ranks in the 66th percentile of US cities tracked.
How does Elgin rank for 4+ bedroom rent in Illinois?
Among the 139 cities in Illinois with 4+ bedroom data, Elgin ranks #93 from cheapest to most expensive.
Are there cheaper 4+ bedroom options near Elgin?
Yes — nearby cities with cheaper 4+ bedroom rents include West Dundee ($2,640), Crystal Lake ($2,700), Carol Stream ($2,840).