3-Bedroom Rent · October 2026

3-Bedroom Apartment Rent in Urbana, IL

$1,355/mo

Median asking rent for a 3-bedroom apartment in Urbana, Illinois as of October 2026. That's +1% higher than the citywide median of $1,348 and +36% below the national 3-bedroom median of $2,130.

3-Bedroom median
$1,355
October 2026
vs city overall
+1%
$1,348 city median
vs national
-36%
$2,130 US median
Illinois rank
#16
of 137 cities

Income needed for a 3-bedroom in Urbana

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.

Annual income
$54,200
Monthly gross
$4,517
Hourly (full-time)
$26.06

Rent by apartment size in Urbana

Compare Urbana's median rent across every apartment size.

Studio
$870
1-Bedroom
$875
2-Bedroom
$1,040
3-Bedroom (current)
$1,355
4+ Bedroom
$1,380

Cheapest cities for a 3-bedroom in Illinois

#City3-Bedroom rent
1Carbondale$842
2Pekin$1,190
3Dixon$1,210
4East Peoria$1,220
5Charleston$1,230
6Danville$1,230
7Quincy$1,230
8Swansea$1,243
9Peoria Heights$1,270
10Rantoul$1,270
11Rock Island$1,290
12Decatur$1,310
13Savoy$1,310
14Moline$1,320
15Peoria$1,340

Most expensive cities for a 3-bedroom in Illinois

#City3-Bedroom rent
1Morton Grove$3,390
2Lake Forest$3,390
3Deerfield$3,390
4Wilmette$3,250
5Buffalo Grove$3,250
6Highland Park$3,200
7Plainfield$3,165
8Naperville$3,068
9Vernon Hills$3,060
10Streamwood$3,060
11Northbrook$3,040
12Bolingbrook$2,985
13Romeoville$2,970
14Elmhurst$2,970
15Geneva$2,950

Nearby cities — 3-bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than Urbana.

CityDistance3-Bedroom rentvs Urbana
Champaign, IL6.3 mi$1,607+$252 (+19%)
Savoy, IL7.1 mi$1,310$-45 (-3%)
Rantoul, IL13.4 mi$1,270$-85 (-6%)
Danville, IL37.8 mi$1,230$-125 (-9%)
Charleston, IL42 mi$1,230$-125 (-9%)
Bloomington, IL59.4 mi$1,450+$95 (+7%)
Decatur, IL60.2 mi$1,310$-45 (-3%)
Kankakee, IL71.1 mi$1,510+$155 (+11%)
Terre Haute, IN73.4 mi$1,233$-122 (-9%)
Bradley, IL74.2 mi$1,720+$365 (+27%)
Bourbonnais, IL76.9 mi$1,850+$495 (+37%)
West Lafayette, IN86.1 mi$1,400+$45 (+3%)

3-Bedroom rent in Urbana — common questions

How much is a 3-bedroom apartment in Urbana?

As of October 2026, the median 3-bedroom apartment rent in Urbana, Illinois is $1,355 per month. This is +1% higher than the citywide median of $1,348.

What income do you need to afford a 3-bedroom in Urbana?

Using the standard 30% rent-to-income rule, you would need an annual income of about $54,200 ($4,517/month gross), which works out to roughly $26.06/hour at a full-time job.

Is Urbana expensive for a 3-bedroom compared to the rest of the US?

Urbana's 3-bedroom median of $1,355 is +36% below the national 3-bedroom median of $2,130. It ranks in the 8th percentile of US cities tracked.

How does Urbana rank for 3-bedroom rent in Illinois?

Among the 137 cities in Illinois with 3-bedroom data, Urbana ranks #16 from cheapest to most expensive.

Are there cheaper 3-bedroom options near Urbana?

Yes — nearby cities with cheaper 3-bedroom rents include Savoy ($1,310), Rantoul ($1,270), Danville ($1,230).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Urbana, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (October 2026) and exclude cities with median rent below $400 or above $20,000.