Studio Rent · July 2026

Studio Apartment Rent in Charlestown, IN

$910/mo

Median asking rent for a studio apartment in Charlestown, Indiana as of July 2026. That's +44% lower than the citywide median of $1,636 and +29% below the national studio median of $1,290.

Studio median
$910
July 2026
vs city overall
-44%
$1,636 city median
vs national
-29%
$1,290 US median
Indiana rank
#34
of 63 cities

Income needed for a studio in Charlestown

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a studio at the current median rent.

Annual income
$36,400
Monthly gross
$3,033
Hourly (full-time)
$17.50

Rent by apartment size in Charlestown

Compare Charlestown's median rent across every apartment size.

Studio (current)
$910
1-Bedroom
$990
2-Bedroom
$1,200
3-Bedroom
$1,550
4+ Bedroom
$1,790

Cheapest cities for a studio in Indiana

#CityStudio rent
1Frankfort$517
2Crawfordsville$644
3Marion$650
4East Chicago$670
5Michigan City$700
6Richmond$710
7Delphi$720
8Angola$730
9New Castle$730
10Muncie$735
11Mishawaka$740
12Logansport$770
13South Bend$775
14Kokomo$780
15Evansville$792

Most expensive cities for a studio in Indiana

#CityStudio rent
1Zionsville$1,390
2Whitestown$1,330
3Carmel$1,327
4McCordsville$1,210
5Lawrence$1,205
6Avon$1,190
7Westfield$1,180
8Fishers$1,170
9Brownsburg$1,120
10Sellersburg$1,100
11Granger$1,070
12Noblesville$1,050
13Columbus$1,045
14Munster$1,040
15Plainfield$1,030

Nearby cities — studio rent

Considering nearby alternatives? 2 of these cities have cheaper studio rents than Charlestown.

CityDistanceStudio rentvs Charlestown
Prospect, KY7.9 mi$1,510+$600 (+66%)
Jeffersonville, IN10.2 mi$1,020+$110 (+12%)
Sellersburg, IN10.8 mi$1,100+$190 (+21%)
Clarksville, IN14.1 mi$940+$30 (+3%)
Louisville, KY18 mi$1,061+$151 (+17%)
New Albany, IN19.5 mi$960+$50 (+5%)
Shepherdsville, KY34.1 mi$930+$20 (+2%)
Shelbyville, KY34.1 mi$940+$30 (+3%)
Bardstown, KY47.2 mi$660$-250 (-27%)
Radcliff, KY49.6 mi$800$-110 (-12%)
Columbus, IN53.8 mi$1,045+$135 (+15%)
Elizabethtown, KY54.5 mi$910

Studio rent in Charlestown — common questions

How much is a studio apartment in Charlestown?

As of July 2026, the median studio apartment rent in Charlestown, Indiana is $910 per month. This is +44% below the citywide median of $1,636.

What income do you need to afford a studio in Charlestown?

Using the standard 30% rent-to-income rule, you would need an annual income of about $36,400 ($3,033/month gross), which works out to roughly $17.50/hour at a full-time job.

Is Charlestown expensive for a studio compared to the rest of the US?

Charlestown's studio median of $910 is +29% below the national studio median of $1,290. It ranks in the 20th percentile of US cities tracked.

How does Charlestown rank for studio rent in Indiana?

Among the 63 cities in Indiana with studio data, Charlestown ranks #34 from cheapest to most expensive.

Are there cheaper studio options near Charlestown?

Yes — nearby cities with cheaper studio rents include Bardstown ($660), Radcliff ($800).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Charlestown, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.