City Report · MA

Bellingham

Pop. 5,325·72nd most expensive in Massachusetts·Rental market data updated monthly for Bellingham, MA
Median rent (all units)
$2,519/mo
Year-over-Year
+0.6%
Month-over-Month
-0.6%
vs US Median
+$587
Reported rents
Falling (Monthly)
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Most AffordableMost Expensive
Bellingham · $2,519
More expensive than 80% of US cities · National median $1,932/mo
Affordability
31% of income
MODERATE
0%30% benchmark60%+

At $2,519/mo, rent takes about 31% of the local median household income, slightly above the 30% benchmark.

Income to afford
$101,000/yr
Local median income
$96,763/yr
Based on the 30%-of-income rule using Bellingham's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$2,070
1 BR
$2,190
2 BR
$2,590
3 BR
$3,120
4 BR+
$3,430
Fair Market Rent (HUD)
$2,590/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,519 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Massachusetts

Rent in Bellingham changed +0.6% over the year to September 2026. Across the 89 Massachusetts cities Zillow tracks, the typical change was +2.8%.

Recent direction

Rent rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($96,763) is $2,419 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($2,190); a 2-bedroom is $2,590.

Cheaper nearby

Woonsocket, RI, 5 miles away, rents for 37% less ($1,577/mo), about $11,300 a year in savings.

From Zillow's monthly rent index (ZORI) for Bellingham. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$30,228/yr
At $2,519/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.6% YoY, -0.6% MoM), not inventory.
Rent check

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Demographics

Who lives here

Bellingham, MA is majority owner-occupied, has a median income above the national average, 35.3% of residents hold a bachelor's degree or higher.

Population
5,325
Median income
$96,763
Median age
44
Renters
31.2%
Age distribution
18.4%
21.4%
23.1%
18.4%
18.6%
Under 1818.4%
18–3421.4%
35–5423.1%
55–6418.4%
65+18.6%
Gender
45.8%
54.2%
Male45.8%
Female54.2%
Race & ethnicity
87.8%
White87.8%
Black0.9%
Hispanic6%
Asian1.7%
Other3.6%
Education (25+)
31.4%
27.7%
35.3%
No HS diploma5.6%
HS diploma31.4%
Some college27.7%
Bachelor's+35.3%
Housing tenure
68.8%
31.2%
Owner68.8%
Renter31.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Bellingham, MA has changed in 5 years

Income
$67,006 → $96,763
up 44.4%
Population
4,212 → 5,325
up 26.4%
Renter share
33.9% → 31.2%
-2.7 pts
Bachelor's+
36.4% → 35.3%
-1.1 pts
Median age
48.1 → 44
-4.1 yrs

Census figures show median household income at $96,763 today, compared with $67,006 five years earlier. Headcount in the area went from 4,212 to 5,325 between 2021 and 2024, a 26.4% change. About 31.2% of households rent today, against 33.9% in 2021.

Community

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View Bellingham rent history (2015–2026) →
Salary vs rent

Can you afford rent in Bellingham on your salary?

At $2,519/mo, how Bellingham rent compares to typical pay (30% rule).

By apartment size

Bellingham rent by bedroom count

Median rent for each apartment size in Bellingham. Click any size for full breakdown.

Local insights

Tips for renters in Bellingham

About renting in Bellingham, MA

Last updated: October 17, 2026

The median rent in Bellingham is $2,519/mo as of October 2026. A studio apartment averages $2,070/mo while a 2-bedroom runs $2,590/mo. One-bedroom apartments average $2,190/mo and 3-bedroom units go for $3,120/mo.

At 31% of local median household income ($96,763/yr), Bellingham ranks as moderate compared to the national benchmark of 30%. Rents have increased 0.6% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Bellingham?

To keep rent at or below 30% of gross income, you would need to earn at least $101,000/year (about $49/hour full-time) to afford the median rent of $2,519/mo in Bellingham. The local median household income is $96,763/yr, so the typical household falls short of that bar.

Is rent going up or down in Bellingham?

Rent in Bellingham has risen 0.6% over the past year.

How does Bellingham rent compare to other cities in Massachusetts?

Bellingham is one of the more affordable among Massachusetts cities for rent, ranking #72 of 107 tracked cities at $2,519/mo. Over the year to September 2026, rent in Bellingham changed +0.6%, against a typical +2.8% across the 89 Massachusetts cities Zillow tracks.

Which nearby cities are cheaper to rent in than Bellingham?

Nearby cities with lower median rent than Bellingham ($2,519/mo) include Woonsocket ($1,577/mo), Lincoln ($1,955/mo), and Milford ($2,281/mo).
Income Affordability
31%
MODERATE

At $2,519/mo, rent takes ~31% of Bellingham's median household income ($96,763/yr). The standard benchmark is 30%.

Bellingham 31%Benchmark 30%
State income tax5%
Run the Bellingham affordability calculator →
Lowest-rent ZIP codes in Bellingham
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Bellingham, MA

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