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City Report · MA

Wilmington

Pop. 23,336·16th most expensive in Massachusetts·One of the pricier rental markets in the US
Median rent (all units)
$3,169/mo
Year-over-Year
Stable
Month-over-Month
-1.5%
vs US Median
+$1,207
Falling (Monthly)
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Most AffordableMost Expensive
Wilmington · $3,169
More expensive than 93% of US cities · National median $1,962/mo
Affordability
23% of income
VERY AFFORDABLE
0%30% benchmark60%+

At $3,169/mo, rent takes about 23% of the local median household income, comfortably within the 30% benchmark.

Income to afford
$127,000/yr
Local median income
$168,152/yr
Based on the 30%-of-income rule using Wilmington's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$2,690
1 BR
$2,840
2 BR
$3,370
3 BR
$4,060
4 BR+
$4,470
Fair Market Rent (HUD)
$3,370/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $3,169 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$38,028/yr
At $3,169/mo median
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 0.0% YoY), so renters have negotiating leverage.
Based on rent-price momentum (+0.0% YoY, -1.5% MoM), not inventory.
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Demographics

Who lives here

Wilmington, MA is majority owner-occupied, has a median income above the national average, 50.4% of residents hold a bachelor's degree or higher.

Population
23,336
Median income
$168,152
Median age
42.3
Renters
11.9%
Age distribution
23.1%
16.6%
27.2%
17.5%
15.6%
Under 1823.1%
18–3416.6%
35–5427.2%
55–6417.5%
65+15.6%
Gender
51.4%
48.6%
Male51.4%
Female48.6%
Race & ethnicity
87.2%
White87.2%
Black1%
Hispanic2.4%
Asian3.8%
Other5.6%
Education (25+)
24.6%
22%
50.4%
No HS diploma3%
HS diploma24.6%
Some college22%
Bachelor's+50.4%
Housing tenure
88.1%
Owner88.1%
Renter11.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Wilmington, MA has changed in 5 years

Income
$146,250 → $168,152
up 15.0%
Population
23,311 → 23,336
up 0.1%
Renter share
14.6% → 11.9%
-2.7 pts
Bachelor's+
49.9% → 50.4%
+0.5 pts
Median age
41.2 → 42.3
+1.1 yrs

Census figures show median household income at $168,152 today, compared with $146,250 five years earlier. About 11.9% of households rent today, against 14.6% in 2021.

Community

Discussions about Wilmington

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View Wilmington rent history (2015–2026) →
Salary vs rent

Can you afford rent in Wilmington on your salary?

At $3,169/mo, how Wilmington rent compares to typical pay (30% rule).

By apartment size

Wilmington rent by bedroom count

Median rent for each apartment size in Wilmington. Click any size for full breakdown.

Local insights

Tips for renters in Wilmington

About renting in Wilmington, MA

Last updated: August 17, 2026

The median rent in Wilmington is $3,169/mo as of August 2026. A studio apartment averages $2,690/mo while a 2-bedroom runs $3,370/mo. One-bedroom apartments average $2,840/mo and 3-bedroom units go for $4,060/mo.

At 23% of local median household income ($168,152/yr), Wilmington ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

Is Wilmington an affordable city for renters?

Wilmington is considered very affordable for renters. At $3,169/mo, rent takes approximately 23% of the local median household income ($168,152/yr). The standard benchmark is 30%. Wilmington falls comfortably within that range.

How much income do you need to rent in Wilmington?

To keep rent at or below 30% of gross income, you would need to earn at least $127,000/year (~$61/hour full-time) to afford the median rent of $3,169/mo in Wilmington. The local median household income is $168,152/yr, meaning the typical Wilmington household meets that threshold.

Is rent going up or down in Wilmington?

Rent in Wilmington has been relatively stable over the past year, with a 0.0% change year over year as of August 2026.

How does Wilmington rent compare to other cities in Massachusetts?

Wilmington is one of the pricier cities in Massachusetts for rent, ranking #16 out of 112 tracked cities at $3,169/mo.

Which nearby cities are cheaper to rent in than Wilmington?

Several nearby cities have lower median rents than Wilmington ($3,169/mo): Woburn ($2,870/mo), Andover ($2,891/mo), Tewksbury ($2,904/mo).

What percentage of Wilmington residents rent vs. own?

According to Census data, approximately 11.9% of Wilmington households are renters, while 88.1% are owner-occupied. Wilmington leans toward homeownership, which can mean a smaller rental inventory.

How does Wilmington rent compare to the national average?

Wilmington's median rent of $3,169/mo is $1,207 (62%) above the US national median of $1,962/mo. Within Massachusetts, it ranks #16 out of 112 tracked cities.
Income Affordability
23%
VERY AFFORDABLE

At $3,169/mo, rent takes ~23% of Wilmington's median household income ($168,152/yr). The standard benchmark is 30%.

Wilmington 23%Benchmark 30%
State income tax5%
Run the Wilmington affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Wilmington, MA

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