City Report · MA

Wilmington

Pop. 23,336·14th most expensive in Massachusetts·One of the pricier rental markets in the US
Median rent (all units)
$3,162/mo
Year-over-Year
Stable
Month-over-Month
-0.2%
vs US Median
+$1,230
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Wilmington · $3,162
More expensive than 93% of US cities · National median $1,932/mo
Affordability
23% of income
VERY AFFORDABLE
0%30% benchmark60%+

At $3,162/mo, rent takes about 23% of the local median household income, comfortably within the 30% benchmark.

Income to afford
$126,000/yr
Local median income
$168,152/yr
Based on the 30%-of-income rule using Wilmington's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$2,690
1 BR
$2,840
2 BR
$3,370
3 BR
$4,060
4 BR+
$4,470
Fair Market Rent (HUD)
$3,370/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $3,162 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($168,152) is $4,204 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($4,060); a 4-bedroom is $4,470.

From Zillow's monthly rent index (ZORI) for Wilmington. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$37,944/yr
At $3,162/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.0% YoY, -0.2% MoM), not inventory.
Rent check

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Demographics

Who lives here

Wilmington, MA is majority owner-occupied, has a median income above the national average, 50.4% of residents hold a bachelor's degree or higher.

Population
23,336
Median income
$168,152
Median age
42.3
Renters
11.9%
Age distribution
23.1%
16.6%
27.2%
17.5%
15.6%
Under 1823.1%
18–3416.6%
35–5427.2%
55–6417.5%
65+15.6%
Gender
51.4%
48.6%
Male51.4%
Female48.6%
Race & ethnicity
87.2%
White87.2%
Black1%
Hispanic2.4%
Asian3.8%
Other5.6%
Education (25+)
24.6%
22%
50.4%
No HS diploma3%
HS diploma24.6%
Some college22%
Bachelor's+50.4%
Housing tenure
88.1%
Owner88.1%
Renter11.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Wilmington, MA has changed in 5 years

Income
$146,250 → $168,152
up 15.0%
Population
23,311 → 23,336
up 0.1%
Renter share
14.6% → 11.9%
-2.7 pts
Bachelor's+
49.9% → 50.4%
+0.5 pts
Median age
41.2 → 42.3
+1.1 yrs

Census figures show median household income at $168,152 today, compared with $146,250 five years earlier. About 11.9% of households rent today, against 14.6% in 2021.

Community

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View Wilmington rent history (2015–2026) →
Salary vs rent

Can you afford rent in Wilmington on your salary?

At $3,162/mo, how Wilmington rent compares to typical pay (30% rule).

By apartment size

Wilmington rent by bedroom count

Median rent for each apartment size in Wilmington. Click any size for full breakdown.

Local insights

Tips for renters in Wilmington

About renting in Wilmington, MA

Last updated: October 17, 2026

The median rent in Wilmington is $3,162/mo as of October 2026. A studio apartment averages $2,690/mo while a 2-bedroom runs $3,370/mo. One-bedroom apartments average $2,840/mo and 3-bedroom units go for $4,060/mo.

At 23% of local median household income ($168,152/yr), Wilmington ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Wilmington?

To keep rent at or below 30% of gross income, you would need to earn at least $126,000/year (about $61/hour full-time) to afford the median rent of $3,162/mo in Wilmington. The local median household income is $168,152/yr, so the typical household meets that bar.

Is rent going up or down in Wilmington?

Rent in Wilmington has been roughly flat over the past year, a 0.0% change.

How does Wilmington rent compare to other cities in Massachusetts?

Wilmington is one of the pricier among Massachusetts cities for rent, ranking #14 of 107 tracked cities at $3,162/mo.

Which nearby cities are cheaper to rent in than Wilmington?

Nearby cities with lower median rent than Wilmington ($3,162/mo) include Andover ($2,769/mo), Woburn ($2,844/mo), and Tewksbury ($2,864/mo).
Income Affordability
23%
VERY AFFORDABLE

At $3,162/mo, rent takes ~23% of Wilmington's median household income ($168,152/yr). The standard benchmark is 30%.

Wilmington 23%Benchmark 30%
State income tax5%
Run the Wilmington affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Wilmington, MA

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