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City Report · MA

Winthrop

Pop. 18,759·62nd most expensive in Massachusetts·Winthrop rents are up 9.6% over the past year
Median rent (all units)
$2,714/mo
Year-over-Year
+9.6%
Month-over-Month
+5.9%
vs US Median
+$752
Rising (Monthly)
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Most AffordableMost Expensive
Winthrop · $2,714
More expensive than 85% of US cities · National median $1,962/mo
Rent Reality Score
39/100
Overpriced
OverheatedFairGreat value

Rents are 5% above what Winthrop's 10-year trend predicts — running hotter than its own history.

Actual rent
$2,714/mo
Expected by trend
$2,575/mo
The Rent Reality Score compares today's median rent to where Winthrop's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$2,010
1 BR
$2,140
2 BR
$2,550
3 BR
$3,080
4 BR+
$3,390
Fair Market Rent (HUD)
$2,550/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,714 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$32,568/yr
At $2,714/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 9.6% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+9.6% YoY, +5.9% MoM), not inventory.
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Demographics

Who lives here

Winthrop, MA is majority owner-occupied, 45.6% of residents hold a bachelor's degree or higher.

Population
18,759
Median age
43
Renters
43.1%
Age distribution
19.7%
17.3%
30.7%
12.9%
19.4%
Under 1819.7%
18–3417.3%
35–5430.7%
55–6412.9%
65+19.4%
Gender
45.1%
54.9%
Male45.1%
Female54.9%
Race & ethnicity
78.3%
18.1%
White78.3%
Black3.4%
Hispanic18.1%
Asian1.4%
Education (25+)
24.3%
23.8%
45.6%
No HS diploma6.4%
HS diploma24.3%
Some college23.8%
Bachelor's+45.6%
Housing tenure
56.9%
43.1%
Owner56.9%
Renter43.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How Winthrop, MA has changed in 5 years

Rent
$2,026 → $2,714
up 34.0%
Population
18,542 → 18,759
up 1.2%
Renter share
44.1% → 43.1%
-1.0 pts
Bachelor's+
38.3% → 45.6%
+7.3 pts
Median age
44.9 → 43
-1.9 yrs

The median rent in Winthrop, MA stood at $2,026 in 2023 and currently runs about $2,714, reflecting a 34.0% increase over the period. The population has grown by 1.2% since 2019, moving from about 18,542 residents to roughly 18,759. College-educated residents now make up 45.6% of adults here, versus 38.3% in 2019. Reading these numbers side by side helps frame whether current listings in Winthrop, MA look reasonable against where the market sat half a decade ago.

Community

Discussions about Winthrop

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View Winthrop rent history (2015–2026) →
Salary vs rent

Can you afford rent in Winthrop on your salary?

At $2,714/mo, how Winthrop rent compares to typical pay (30% rule).

By apartment size

Winthrop rent by bedroom count

Median rent for each apartment size in Winthrop. Click any size for full breakdown.

Local insights

Tips for renters in Winthrop

About renting in Winthrop, MA

Last updated: August 17, 2026

The median rent in Winthrop is $2,714/mo as of August 2026. A studio apartment averages $2,010/mo while a 2-bedroom runs $2,550/mo. One-bedroom apartments average $2,140/mo and 3-bedroom units go for $3,080/mo.

At 45% of estimated US median household income ($72,000/yr), Winthrop ranks as moderate compared to the national benchmark of 30%. Rents have increased 9.6% over the past year.

FAQ

Frequently asked questions

Is Winthrop an affordable city for renters?

Winthrop is considered stretched for renters. At $2,714/mo, rent takes approximately 45% of the US median household income ($72,000/yr). The standard benchmark is 30%. Winthrop significantly exceeds that threshold, making it challenging for many renters.

How much income do you need to rent in Winthrop?

To keep rent at or below 30% of gross income, you would need to earn at least $109,000/year (~$52/hour full-time) to afford the median rent of $2,714/mo in Winthrop.

Is rent going up or down in Winthrop?

Rent in Winthrop has increased 9.6% over the past year as of August 2026, putting upward pressure on renter budgets.

How does Winthrop rent compare to other cities in Massachusetts?

Winthrop is middle-of-the-pack for Massachusetts for rent, ranking #62 out of 112 tracked cities at $2,714/mo.

Which nearby cities are cheaper to rent in than Winthrop?

Several nearby cities have lower median rents than Winthrop ($2,714/mo): Lynn ($2,307/mo), Chelsea ($2,643/mo).

What percentage of Winthrop residents rent vs. own?

According to Census data, approximately 43.1% of Winthrop households are renters, while 56.9% are owner-occupied. Winthrop leans toward homeownership, which can mean a smaller rental inventory.

How does Winthrop rent compare to the national average?

Winthrop's median rent of $2,714/mo is $752 (38%) above the US national median of $1,962/mo. Within Massachusetts, it ranks #62 out of 112 tracked cities.
Income Affordability
45%
STRETCHED

At $2,714/mo, rent takes ~45% of US median household income ($72,000/yr). The standard benchmark is 30%.

Winthrop 45%Benchmark 30%
State income tax5%
Run the Winthrop affordability calculator →
Lowest-rent ZIP codes in Winthrop
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Winthrop, MA

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