How much rent can you afford in Winthrop, MA?

Run your salary against Winthrop's current rent, or find the income you'd need for a target rent. Powered by live RentDataNow medians.

Median rent
$2,725/mo
Massachusetts median income
$99,858/yr
Salary for 30% rule
$109,000/yr
You can afford up to
$2,496/mo
Based on 30% of $99,858/yr
Your salary vs Winthrop, MA
ModerateAt $99,858/yr, Winthrop, MA's $2,725/mo median rent is 33% of your income.
Using Massachusetts median income. Adjust the salary above to see your personal fit.

The 30% rent rule, in Winthrop

At a median rent of $2,725/mo, Winthrop is moderately stretched when measured against Massachusetts median income of $99,858/yr. Rent would consume roughly 33% of pre-tax income, and a salary of about $109,000 keeps rent at the recommended 30% threshold.

Based on Massachusetts median income. Winthrop-specific income data isn't available yet, so state-level medians are used as a proxy.

How Winthrop compares nearby

Median rent for the closest cities with data.

Revere, MA$2,764/mo+1%Chelsea, MA$2,632/mo-3%Everett, MA$2,803/mo+3%Lynn, MA$2,342/mo-14%Malden, MA$2,929/mo+7%Saugus, MA$3,057/mo+12%
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Frequently asked

How much rent can I afford in Winthrop?

On a $99,858 salary (the Massachusetts median income), the recommended ceiling is 30% of pre-tax income, or about $2,496/mo. Winthrop's median rent is $2,725/mo. Use the calculator on this page to run your own salary.

What salary do I need to live in Winthrop?

To keep Winthrop's $2,725/mo median rent under 30% of income, you'd need about $109,000/yr. Lower your target share (e.g. 25%) to need more, or raise it (e.g. 40%) to need less.

Is Winthrop affordable on the median Massachusetts income?

Winthrop is moderately stretched on a $99,858 income. Rent would take 33% of pre-tax pay, outside the recommended 30% threshold.

What's the 30% rent rule?

The 30% rule is a long-standing budgeting guideline that keeps rent at or below 30% of gross (pre-tax) income. It leaves enough room for utilities, transit, savings, and debt service. In high-cost markets, many renters exceed 30%, and the Census Bureau classifies households paying more than 30% of income on rent as "cost-burdened".

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