City Report · MD

Arnold

Pop. 24,303·8th most expensive in Maryland·One of the pricier rental markets in the US
Median rent (all units)
$2,864/mo
Year-over-Year
-0.3%
Month-over-Month
-0.7%
vs US Median
+$932
Reported rents
Falling (Monthly)
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Most AffordableMost Expensive
Arnold · $2,864
More expensive than 88% of US cities · National median $1,932/mo
Affordability
24% of income
VERY AFFORDABLE
0%30% benchmark60%+

At $2,864/mo, rent takes about 24% of the local median household income, comfortably within the 30% benchmark.

Income to afford
$115,000/yr
Local median income
$141,639/yr
Based on the 30%-of-income rule using Arnold's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,910
1 BR
$2,170
2 BR
$2,660
3 BR
$3,420
4 BR+
$3,820
Fair Market Rent (HUD)
$2,660/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,864 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: September 25, 2026

From the history

What the numbers show

Past year vs. the rest of Maryland

Rent in Arnold changed -0.3% over the year to August 2026. Across the 81 Maryland cities Zillow tracks, the typical change was +2.1%.

Recent direction

Rent has fallen 3 months in a row, and rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($141,639) is $3,541 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($3,420); a 4-bedroom is $3,820.

Cheaper nearby

Pasadena, 5 miles away, rents for 12% less ($2,508/mo), about $4,300 a year in savings.

From Zillow's monthly rent index (ZORI) for Arnold. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$34,368/yr
At $2,864/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (-0.3% YoY, -0.7% MoM), not inventory.
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Demographics

Who lives here

Arnold, MD is majority owner-occupied, has a large share of families with children, has a median income above the national average, 58% of residents hold a bachelor's degree or higher.

Population
24,303
Median income
$141,639
Median age
37.9
Renters
13.5%
Age distribution
25.3%
18.1%
27.8%
13.7%
15.2%
Under 1825.3%
18–3418.1%
35–5427.8%
55–6413.7%
65+15.2%
Gender
49.6%
50.4%
Male49.6%
Female50.4%
Race & ethnicity
81.1%
White81.1%
Black4%
Hispanic9.7%
Asian3.4%
Other2%
Education (25+)
13.2%
26.7%
58%
No HS diploma2.1%
HS diploma13.2%
Some college26.7%
Bachelor's+58%
Housing tenure
86.5%
13.5%
Owner86.5%
Renter13.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Arnold, MD has changed in 5 years

Income
$133,343 → $141,639
up 6.2%
Population
25,056 → 24,303
down 3.0%
Renter share
14.2% → 13.5%
-0.7 pts
Bachelor's+
55.1% → 58%
+2.9 pts

Median household income climbed from $133,343 to $141,639 between 2021 and 2024, a 6.2% shift. Census counts show Arnold, MD losing about 753 residents over the five-year window, down 3.0% on net. Bachelor's-degree-or-higher attainment moved from 55.1% to 58% across the same window.

Community

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View Arnold rent history (2015–2026) →
Salary vs rent

Can you afford rent in Arnold on your salary?

At $2,864/mo, how Arnold rent compares to typical pay (30% rule).

By apartment size

Arnold rent by bedroom count

Median rent for each apartment size in Arnold. Click any size for full breakdown.

Local insights

Tips for renters in Arnold

About renting in Arnold, MD

Last updated: September 25, 2026

The median rent in Arnold is $2,864/mo as of September 2026. A studio apartment averages $1,910/mo while a 2-bedroom runs $2,660/mo. One-bedroom apartments average $2,170/mo and 3-bedroom units go for $3,420/mo.

At 24% of local median household income ($141,639/yr), Arnold ranks as affordable compared to the national benchmark of 30%. Rents have decreased 0.3% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Arnold?

To keep rent at or below 30% of gross income, you would need to earn at least $115,000/year (about $55/hour full-time) to afford the median rent of $2,864/mo in Arnold. The local median household income is $141,639/yr, so the typical household meets that bar.

Is rent going up or down in Arnold?

Rent in Arnold has been roughly flat over the past year, a -0.3% change.

How does Arnold rent compare to other cities in Maryland?

Arnold is one of the pricier among Maryland cities for rent, ranking #8 of 96 tracked cities at $2,864/mo. Over the year to August 2026, rent in Arnold changed -0.3%, against a typical +2.1% across the 81 Maryland cities Zillow tracks.

Which nearby cities are cheaper to rent in than Arnold?

Nearby cities with lower median rent than Arnold ($2,864/mo) include Glen Burnie ($1,729/mo), Annapolis ($2,344/mo), and Pasadena ($2,543/mo).
Income Affordability
24%
VERY AFFORDABLE

At $2,864/mo, rent takes ~24% of Arnold's median household income ($141,639/yr). The standard benchmark is 30%.

Arnold 24%Benchmark 30%
State income tax2–5.75%
Run the Arnold affordability calculator →
Lowest-rent ZIP codes in Arnold
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Arnold, MD

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