Can A Police Officer Afford Rent in Arnold, MD?

Rent-burdened — rent takes 40.4% of gross income.

Arnold rent: July 2026. Salary: BLS OEWS May 2024 (Maryland state estimate).

Arnold median rent
$2,813/mo
Police Officer salary (Maryland)
$83,452/yr
Rent as % of income
40.4%
Gross monthly income works out to about $6,954, and the 30% rule supports up to $2,086/mo in rent. Arnold's median rent of $2,813 exceeds that threshold by $727/mo, putting a police officer salary into the rent-burdened range here. A police officer works roughly 70.1 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These Maryland cities have lower median rent than Arnold, which improves the affordability math on a police officer salary:

Olney, MD
$2,812/mo (40.4% of income)
Derwood, MD
$2,808/mo (40.4% of income)
Olney, MD
$2,803/mo (40.3% of income)

Compare with full rent data for Arnold

View full rent data for Arnold, MD

Frequently asked questions

Can a police officer afford rent in Arnold, MD?

Median rent in Arnold is $2,813 a month. A typical police officer in Maryland earns about $83,452 a year, which makes that rent 40.4% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a police officer afford in Arnold?

Using the 30% rule, a police officer salary in Maryland (~$83,452/yr) supports up to $2,086 a month in rent. Arnold's current median rent is $2,813/mo, which is $727/mo over the affordability threshold.

How many hours does a police officer work to cover rent in Arnold?

At an hourly equivalent of about $40 an hour, a police officer in Maryland works roughly 70.1 hours a month to cover Arnold's median rent of $2,813.

Where is rent cheaper than Arnold for a police officer?

Nearby Maryland cities with lower median rent include Olney ($2,812/mo), Derwood ($2,808/mo), Olney ($2,803/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived Maryland state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Arnold, MD. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.