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City Report · MD

Garrison

Pop. 9,469·55th most expensive in Maryland·Rental market data updated monthly for Garrison, MD
Median rent (all units)
$1,898/mo
Year-over-Year
+2.9%
Month-over-Month
+0.8%
vs US Median
-$64
Rising (Monthly)
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Most AffordableMost Expensive
Garrison · $1,898
More expensive than 52% of US cities · National median $1,962/mo
Affordability
22% of income
VERY AFFORDABLE
0%30% benchmark60%+

At $1,898/mo, rent takes about 22% of the local median household income, comfortably within the 30% benchmark.

Income to afford
$76,000/yr
Local median income
$102,423/yr
Based on the 30%-of-income rule using Garrison's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,706
1 BR
$1,781
2 BR
$2,092
3 BR
$2,160
Fair Market Rent (HUD)
$2,092/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,898 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$22,776/yr
At $1,898/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (2.9% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+2.9% YoY, +0.8% MoM), not inventory.
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Demographics

Who lives here

Garrison, MD is roughly split between renters and owners, has a large retiree population, has a median income above the national average, 56.7% of residents hold a bachelor's degree or higher.

Population
9,469
Median income
$102,423
Median age
42.9
Renters
49.4%
Age distribution
19.2%
22.7%
18.9%
16.2%
23.1%
Under 1819.2%
18–3422.7%
35–5418.9%
55–6416.2%
65+23.1%
Gender
47.3%
52.7%
Male47.3%
Female52.7%
Race & ethnicity
46.2%
43.7%
White46.2%
Black43.7%
Hispanic1.9%
Asian5%
Other3.2%
Education (25+)
18.2%
23.1%
56.7%
No HS diploma2.1%
HS diploma18.2%
Some college23.1%
Bachelor's+56.7%
Housing tenure
50.6%
49.4%
Owner50.6%
Renter49.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Garrison, MD has changed in 5 years

Income
$92,639 → $102,423
up 10.6%
Population
9,727 → 9,469
down 2.7%
Renter share
55.4% → 49.4%
-6.0 pts
Bachelor's+
55% → 56.7%
+1.7 pts
Median age
35.9 → 42.9
+7.0 yrs

Median household income climbed from $92,639 to $102,423 between 2021 and 2024, a 10.6% shift. Census counts show Garrison, MD losing about 258 residents over the five-year window, down 2.7% on net. The renter share has eased from 55.4% to 49.4%, with owner-occupied housing accounting for the remainder.

Community

Discussions about Garrison

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View Garrison rent history (2015–2026) →
Salary vs rent

Can you afford rent in Garrison on your salary?

At $1,898/mo, how Garrison rent compares to typical pay (30% rule).

By apartment size

Garrison rent by bedroom count

Median rent for each apartment size in Garrison. Click any size for full breakdown.

Local insights

Tips for renters in Garrison

About renting in Garrison, MD

Last updated: August 17, 2026

The median rent in Garrison is $1,898/mo as of August 2026. A studio apartment averages $1,706/mo while a 2-bedroom runs $2,092/mo. One-bedroom apartments average $1,781/mo and 3-bedroom units go for $2,160/mo.

At 22% of local median household income ($102,423/yr), Garrison ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.9% over the past year.

FAQ

Frequently asked questions

Is Garrison an affordable city for renters?

Garrison is considered very affordable for renters. At $1,898/mo, rent takes approximately 22% of the local median household income ($102,423/yr). The standard benchmark is 30%. Garrison falls comfortably within that range.

How much income do you need to rent in Garrison?

To keep rent at or below 30% of gross income, you would need to earn at least $76,000/year (~$37/hour full-time) to afford the median rent of $1,898/mo in Garrison. The local median household income is $102,423/yr, meaning the typical Garrison household meets that threshold.

Is rent going up or down in Garrison?

Rent in Garrison has increased 2.9% over the past year as of August 2026, putting upward pressure on renter budgets.

How does Garrison rent compare to other cities in Maryland?

Garrison is middle-of-the-pack for Maryland for rent, ranking #55 out of 94 tracked cities at $1,898/mo.

Which nearby cities are cheaper to rent in than Garrison?

Several nearby cities have lower median rents than Garrison ($1,898/mo): Lochearn ($1,418/mo), Reisterstown ($1,474/mo), Randallstown ($1,478/mo).

What percentage of Garrison residents rent vs. own?

According to Census data, approximately 49.4% of Garrison households are renters, while 50.6% are owner-occupied. Garrison leans toward homeownership, which can mean a smaller rental inventory.

How does Garrison rent compare to the national average?

Garrison's median rent of $1,898/mo is $64 (3%) below the US national median of $1,962/mo. Within Maryland, it ranks #55 out of 94 tracked cities.
Income Affordability
22%
VERY AFFORDABLE

At $1,898/mo, rent takes ~22% of Garrison's median household income ($102,423/yr). The standard benchmark is 30%.

Garrison 22%Benchmark 30%
State income tax2–5.75%
Run the Garrison affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Garrison, MD

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