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City Report · MD

Lochearn

Pop. 27,074·92nd most expensive in Maryland·Lochearn rents are up 14.4% over the past year
Median rent (all units)
$1,418/mo
Year-over-Year
+14.4%
Month-over-Month
+0.5%
vs US Median
-$544
Stable (Monthly)
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Most AffordableMost Expensive
Lochearn · $1,418
More affordable than 80% of US cities · National median $1,962/mo
Affordability
23% of income
VERY AFFORDABLE
0%30% benchmark60%+

At $1,418/mo, rent takes about 23% of the local median household income, comfortably within the 30% benchmark.

Income to afford
$57,000/yr
Local median income
$74,707/yr
Based on the 30%-of-income rule using Lochearn's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,168
1 BR
$1,357
2 BR
$1,449
3 BR
$2,043
4 BR+
$2,505
Fair Market Rent (HUD)
$1,449/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,418 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$17,016/yr
At $1,418/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 14.4% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+14.4% YoY, +0.5% MoM), not inventory.
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Demographics

Who lives here

Lochearn, MD is majority owner-occupied, 34.2% of residents hold a bachelor's degree or higher.

Population
27,074
Median income
$74,707
Median age
38.8
Renters
35.1%
Age distribution
23.7%
20.1%
25%
12.5%
18.6%
Under 1823.7%
18–3420.1%
35–5425%
55–6412.5%
65+18.6%
Gender
47.1%
52.9%
Male47.1%
Female52.9%
Race & ethnicity
71.6%
13.8%
White11.2%
Black71.6%
Hispanic13.8%
Asian2.4%
Other1%
Education (25+)
28.2%
28.7%
34.2%
No HS diploma8.8%
HS diploma28.2%
Some college28.7%
Bachelor's+34.2%
Housing tenure
64.9%
35.1%
Owner64.9%
Renter35.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How Lochearn, MD has changed in 5 years

Rent
$1,225 → $1,418
up 15.8%
Income
$68,205 → $74,707
up 9.5%
Population
26,995 → 27,074
up 0.3%
Renter share
30.7% → 35.1%
+4.4 pts
Bachelor's+
31.6% → 34.2%
+2.6 pts
Median age
39.9 → 38.8
-1.1 yrs

Across the past five years, the going rent in Lochearn, MD has shifted from $1,225 to $1,418, up 15.8% since 2022. Median household income climbed from $68,205 to $74,707 between 2021 and 2024, a 9.5% shift. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. The renter share has risen from 30.7% to 35.1%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 31.6% to 34.2% across the same window. Taken together, the five-year picture in Lochearn, MD reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

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View Lochearn rent history (2015–2026) →
Salary vs rent

Can you afford rent in Lochearn on your salary?

At $1,418/mo, how Lochearn rent compares to typical pay (30% rule).

By apartment size

Lochearn rent by bedroom count

Median rent for each apartment size in Lochearn. Click any size for full breakdown.

Local insights

Tips for renters in Lochearn

About renting in Lochearn, MD

Last updated: August 17, 2026

The median rent in Lochearn is $1,418/mo as of August 2026. A studio apartment averages $1,168/mo while a 2-bedroom runs $1,449/mo. One-bedroom apartments average $1,357/mo and 3-bedroom units go for $2,043/mo.

At 23% of local median household income ($74,707/yr), Lochearn ranks as affordable compared to the national benchmark of 30%. Rents have increased 14.4% over the past year.

FAQ

Frequently asked questions

Is Lochearn an affordable city for renters?

Lochearn is considered very affordable for renters. At $1,418/mo, rent takes approximately 23% of the local median household income ($74,707/yr). The standard benchmark is 30%. Lochearn falls comfortably within that range.

How much income do you need to rent in Lochearn?

To keep rent at or below 30% of gross income, you would need to earn at least $57,000/year (~$27/hour full-time) to afford the median rent of $1,418/mo in Lochearn. The local median household income is $74,707/yr, meaning the typical Lochearn household meets that threshold.

Is rent going up or down in Lochearn?

Rent in Lochearn has increased 14.4% over the past year as of August 2026, putting upward pressure on renter budgets.

How does Lochearn rent compare to other cities in Maryland?

Lochearn is one of the more affordable cities in Maryland for rent, ranking #92 out of 94 tracked cities at $1,418/mo.

What percentage of Lochearn residents rent vs. own?

According to Census data, approximately 35.1% of Lochearn households are renters, while 64.9% are owner-occupied. Lochearn leans toward homeownership, which can mean a smaller rental inventory.

How does Lochearn rent compare to the national average?

Lochearn's median rent of $1,418/mo is $544 (28%) below the US national median of $1,962/mo. Within Maryland, it ranks #92 out of 94 tracked cities.
Income Affordability
23%
VERY AFFORDABLE

At $1,418/mo, rent takes ~23% of Lochearn's median household income ($74,707/yr). The standard benchmark is 30%.

Lochearn 23%Benchmark 30%
State income tax2–5.75%
Run the Lochearn affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Lochearn, MD

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