City Report · MD

Lochearn

Pop. 27,074·90th most expensive in Maryland·Lochearn rents are up 5.2% over the past year
Median rent (all units)
$1,470/mo
Year-over-Year
+5.2%
Month-over-Month
+0.5%
vs US Median
-$462
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Lochearn · $1,470
More affordable than 77% of US cities · National median $1,932/mo
Rent Reality Score
53/100
Fairly priced
OverheatedFairGreat value

Rents are right about where Lochearn's 10-year trend predicts.

Actual rent
$1,470/mo
Expected by trend
$1,490/mo
The Rent Reality Score compares today's median rent to where Lochearn's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,168
1 BR
$1,357
2 BR
$1,449
3 BR
$2,043
4 BR+
$2,505
Fair Market Rent (HUD)
$1,449/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,470 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in Lochearn is at its highest level since Zillow's records here began in March 2022.

Past year vs. the rest of Maryland

Rent in Lochearn changed +5.2% over the year to September 2026. Across the 81 Maryland cities Zillow tracks, the typical change was +2.4%.

Recent direction

Rent has risen 3 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($74,707) is $1,868 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,449); a 3-bedroom is $2,043.

From Zillow's monthly rent index (ZORI) for Lochearn. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$17,640/yr
At $1,470/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 5.2% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+5.2% YoY, +0.5% MoM), not inventory.
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Demographics

Who lives here

Lochearn, MD is majority owner-occupied, 34.2% of residents hold a bachelor's degree or higher.

Population
27,074
Median income
$74,707
Median age
38.8
Renters
35.1%
Age distribution
23.7%
20.1%
25%
12.5%
18.6%
Under 1823.7%
18–3420.1%
35–5425%
55–6412.5%
65+18.6%
Gender
47.1%
52.9%
Male47.1%
Female52.9%
Race & ethnicity
71.6%
13.8%
White11.2%
Black71.6%
Hispanic13.8%
Asian2.4%
Other1%
Education (25+)
28.2%
28.7%
34.2%
No HS diploma8.8%
HS diploma28.2%
Some college28.7%
Bachelor's+34.2%
Housing tenure
64.9%
35.1%
Owner64.9%
Renter35.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How Lochearn, MD has changed in 5 years

Rent
$1,225 → $1,470
up 20.0%
Income
$68,205 → $74,707
up 9.5%
Population
26,995 → 27,074
up 0.3%
Renter share
30.7% → 35.1%
+4.4 pts
Bachelor's+
31.6% → 34.2%
+2.6 pts
Median age
39.9 → 38.8
-1.1 yrs

Across the past five years, the going rent in Lochearn, MD has shifted from $1,225 to $1,470, up 20.0% since 2022. Median household income climbed from $68,205 to $74,707 between 2021 and 2024, a 9.5% shift. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. The renter share has risen from 30.7% to 35.1%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 31.6% to 34.2% across the same window. Taken together, the five-year picture in Lochearn, MD reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

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View Lochearn rent history (2015–2026) →
Salary vs rent

Can you afford rent in Lochearn on your salary?

At $1,470/mo, how Lochearn rent compares to typical pay (30% rule).

By apartment size

Lochearn rent by bedroom count

Median rent for each apartment size in Lochearn. Click any size for full breakdown.

Local insights

Tips for renters in Lochearn

About renting in Lochearn, MD

Last updated: October 17, 2026

The median rent in Lochearn is $1,470/mo as of October 2026. A studio apartment averages $1,168/mo while a 2-bedroom runs $1,449/mo. One-bedroom apartments average $1,357/mo and 3-bedroom units go for $2,043/mo.

At 24% of local median household income ($74,707/yr), Lochearn ranks as affordable compared to the national benchmark of 30%. Rents have increased 5.2% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Lochearn?

To keep rent at or below 30% of gross income, you would need to earn at least $59,000/year (about $28/hour full-time) to afford the median rent of $1,470/mo in Lochearn. The local median household income is $74,707/yr, so the typical household meets that bar.

Is rent going up or down in Lochearn?

Rent in Lochearn has risen 5.2% over the past year as of September 2026. That is the highest level since Zillow's records here began in March 2022.

How does Lochearn rent compare to other cities in Maryland?

Lochearn is one of the more affordable among Maryland cities for rent, ranking #90 of 93 tracked cities at $1,470/mo. Over the year to September 2026, rent in Lochearn changed +5.2%, against a typical +2.4% across the 81 Maryland cities Zillow tracks.
Income Affordability
24%
VERY AFFORDABLE

At $1,470/mo, rent takes ~24% of Lochearn's median household income ($74,707/yr). The standard benchmark is 30%.

Lochearn 24%Benchmark 30%
State income tax2–5.75%
Run the Lochearn affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Lochearn, MD

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