3-Bedroom Apartment Rent in Saginaw, MI
Median asking rent for a 3-bedroom apartment in Saginaw, Michigan as of August 2026. That's +25% higher than the citywide median of $1,120 and +35% below the national 3-bedroom median of $2,130.
Income needed for a 3-bedroom in Saginaw
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.
Rent by apartment size in Saginaw
Compare Saginaw's median rent across every apartment size.
Cheapest cities for a 3-bedroom in Michigan
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Flint | $1,200 |
| 2 | Mount Pleasant | $1,270 |
| 3 | Adrian | $1,300 |
| 4 | Muskegon | $1,320 |
| 5 | Marquette | $1,340 |
| 6 | Battle Creek | $1,363 |
| 7 | Saginaw (this page) | $1,395 |
| 8 | Grand Ledge | $1,420 |
| 9 | Lansing | $1,437 |
| 10 | Grand Blanc | $1,440 |
| 11 | Mount Clemens | $1,440 |
| 12 | Port Huron | $1,440 |
| 13 | Taylor | $1,440 |
| 14 | Wayne | $1,440 |
| 15 | Wyandotte | $1,440 |
Most expensive cities for a 3-bedroom in Michigan
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Birmingham | $2,540 |
| 2 | West Bloomfield | $2,305 |
| 3 | Bloomfield Hills | $2,300 |
| 4 | Rochester | $2,298 |
| 5 | Commerce Township | $2,270 |
| 6 | Northville | $2,220 |
| 7 | Troy | $2,200 |
| 8 | Novi | $2,195 |
| 9 | Ann Arbor | $2,175 |
| 10 | Canton | $2,130 |
| 11 | Rochester Hills | $2,120 |
| 12 | Grosse Pointe Park | $2,120 |
| 13 | New Hudson | $2,110 |
| 14 | Farmington Hills | $2,080 |
| 15 | Oak Park | $2,030 |
Nearby cities — 3-bedroom rent
Considering nearby alternatives? 2 of these cities have cheaper 3-bedroom rents than Saginaw.
| City | Distance | 3-Bedroom rent | vs Saginaw |
|---|---|---|---|
| Midland, MI | 24.4 mi | $1,520 | +$125 (+9%) |
| Flint, MI | 34.8 mi | $1,200 | $-195 (-14%) |
| Grand Blanc, MI | 44.3 mi | $1,440 | +$45 (+3%) |
| Fenton, MI | 50.3 mi | $1,840 | +$445 (+32%) |
| Lapeer, MI | 52.9 mi | $1,460 | +$65 (+5%) |
| Mount Pleasant, MI | 56.1 mi | $1,270 | $-125 (-9%) |
| East Lansing, MI | 56.3 mi | $1,650 | +$255 (+18%) |
| Dewitt, MI | 56.9 mi | $1,470 | +$75 (+5%) |
| Howell, MI | 59.9 mi | $2,030 | +$635 (+46%) |
| Lansing, MI | 62.8 mi | $1,437 | +$42 (+3%) |
| Clarkston, MI | 63.6 mi | $1,960 | +$565 (+41%) |
| Brighton, MI | 66.2 mi | $1,870 | +$475 (+34%) |
3-Bedroom rent in Saginaw — common questions
How much is a 3-bedroom apartment in Saginaw?
As of August 2026, the median 3-bedroom apartment rent in Saginaw, Michigan is $1,395 per month. This is +25% higher than the citywide median of $1,120.
What income do you need to afford a 3-bedroom in Saginaw?
Using the standard 30% rent-to-income rule, you would need an annual income of about $55,800 ($4,650/month gross), which works out to roughly $26.83/hour at a full-time job.
Is Saginaw expensive for a 3-bedroom compared to the rest of the US?
Saginaw's 3-bedroom median of $1,395 is +35% below the national 3-bedroom median of $2,130. It ranks in the 10th percentile of US cities tracked.
How does Saginaw rank for 3-bedroom rent in Michigan?
Among the 92 cities in Michigan with 3-bedroom data, Saginaw ranks #7 from cheapest to most expensive.
Are there cheaper 3-bedroom options near Saginaw?
Yes — nearby cities with cheaper 3-bedroom rents include Flint ($1,200), Mount Pleasant ($1,270).