City Report · MI

Saint Joseph

·27th most expensive in Michigan·Rental market data updated monthly for Saint Joseph, MI
Median rent (all units)
$1,778/mo
Year-over-Year
Stable
Month-over-Month
-6.3%
vs US Median
-$187
Falling (Monthly)
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Most AffordableMost Expensive
Saint Joseph · $1,778
More affordable than 55% of US cities · National median $1,965/mo
Affordability
30% of income
MODERATE
0%30% benchmark60%+

At $1,778/mo, rent takes about 30% of the US median household income, slightly above the 30% benchmark.

Income to afford
$71,000/yr
US median income
$72,000/yr
Based on the 30%-of-income rule using Saint Joseph's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$900
1 BR
$1,000
2 BR
$1,310
3 BR
$1,690
4 BR+
$1,740
Research median
$1,310/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$21,336/yr
At $1,778/mo median
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (+0.0% YoY, -6.3% MoM), not inventory.
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Community

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View Saint Joseph rent history (2015–2026) →
Salary vs rent

Can you afford rent in Saint Joseph on your salary?

At $1,778/mo, how Saint Joseph rent compares to typical pay (30% rule).

By apartment size

Saint Joseph rent by bedroom count

Median rent for each apartment size in Saint Joseph. Click any size for full breakdown.

Local insights

Tips for renters in Saint Joseph

About renting in Saint Joseph, MI

Last updated: July 20, 2026

The median rent in Saint Joseph is $1,778/mo as of July 2026. A studio apartment averages $900/mo while a 2-bedroom runs $1,310/mo. One-bedroom apartments average $1,000/mo and 3-bedroom units go for $1,690/mo.

At 30% of estimated US median household income ($72,000/yr), Saint Joseph ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

Is Saint Joseph an affordable city for renters?

Saint Joseph is considered moderate for renters. At $1,778/mo, rent takes approximately 30% of the US median household income ($72,000/yr). The standard benchmark is 30%. Saint Joseph slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Saint Joseph?

To keep rent at or below 30% of gross income, you would need to earn at least $71,000/year (~$34/hour full-time) to afford the median rent of $1,778/mo in Saint Joseph.

Is rent going up or down in Saint Joseph?

Rent in Saint Joseph has been relatively stable over the past year, with a 0.0% change year over year as of July 2026.

How does Saint Joseph rent compare to other cities in Michigan?

Saint Joseph is one of the pricier cities in Michigan for rent, ranking #27 out of 95 tracked cities at $1,778/mo.

Which nearby cities are cheaper to rent in than Saint Joseph?

Several nearby cities have lower median rents than Saint Joseph ($1,778/mo): Stevensville ($938/mo), Niles ($1,094/mo), Mishawaka ($1,285/mo).

How does Saint Joseph rent compare to the national average?

Saint Joseph's median rent of $1,778/mo is $187 (10%) below the US national median of $1,965/mo. Within Michigan, it ranks #27 out of 95 tracked cities.
Income Affordability
30%
MODERATE

At $1,778/mo, rent takes ~30% of US median household income ($72,000/yr). The standard benchmark is 30%.

Saint Joseph 30%Benchmark 30%
State income tax4.25%
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Lowest-rent ZIP codes in Saint Joseph
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Saint Joseph, MI

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