ZIP 49085
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Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).
12-month history
Last updated: October 17, 2026
What the numbers show
Rent in ZIP 49085 changed +2.8% over the year to September 2026. Across the 134 Michigan ZIP codes Zillow tracks, the typical change was +4.4%.
Rent rose in 7 of the last 12 months.
30% of the median household income ($104,969) is $2,624 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($1,810).
ZIP 49127, 4 miles away, rents for 15% less ($1,381/mo), about $3,000 a year in savings.
From Zillow's monthly rent index (ZORI) for ZIP 49085. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 49085 (Saint Joseph, MI) is majority owner-occupied, has a large retiree population, has a median income above the national average, 50.8% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 49085 in Saint Joseph, MI has changed in 5 years
Household income in the area moved from $86,946 to $104,969 across the same window, up 20.7% versus 2021. About 23.7% of households rent today, against 22.1% in 2021.
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Tips for renters in ZIP 49085
Last updated: October 17, 2026
ZIP code 49085 covers Saint Joseph, MI. The median rent here is $1,628/mo as of October 2026. A 1-bedroom rents for a median of $1,040/mo. A 2-bedroom rents for a median of $1,370/mo.
At 19% of local median household income ($104,969/yr), ZIP 49085 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.
Frequently asked questions
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How does ZIP 49085 compare to other ZIPs in Michigan?
How does ZIP 49085 compare to the rest of Saint Joseph?
At $1,628/mo, rent takes ~19% of ZIP 49085's median household income ($104,969/yr). The standard benchmark is 30%.
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