City Report · MO

Overland

Pop. 15,695·53rd most expensive in Missouri·One of the most affordable rental markets in the US
Median rent (all units)
$1,344/mo
Year-over-Year
Stable
Month-over-Month
-2.8%
vs US Median
-$618
Falling (Monthly)
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Most AffordableMost Expensive
Overland · $1,344
More affordable than 85% of US cities · National median $1,962/mo
Affordability
26% of income
AFFORDABLE
0%30% benchmark60%+

At $1,344/mo, rent takes about 26% of the local median household income, comfortably within the 30% benchmark.

Income to afford
$54,000/yr
Local median income
$61,773/yr
Based on the 30%-of-income rule using Overland's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$950
1 BR
$990
2 BR
$1,220
3 BR
$1,580
4 BR+
$1,810
Fair Market Rent (HUD)
$1,220/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,344 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$16,128/yr
At $1,344/mo median
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 0.0% YoY), so renters have negotiating leverage.
Based on rent-price momentum (+0.0% YoY, -2.8% MoM), not inventory.
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Demographics

Who lives here

Overland, MO is majority owner-occupied, has a median income below the national average, 29.6% of residents hold a bachelor's degree or higher.

Population
15,695
Median income
$61,773
Median age
34.7
Renters
37.3%
Age distribution
22.5%
27.9%
21.7%
14.9%
13%
Under 1822.5%
18–3427.9%
35–5421.7%
55–6414.9%
65+13%
Gender
47.6%
52.4%
Male47.6%
Female52.4%
Race & ethnicity
50.9%
27.1%
15.3%
White50.9%
Black27.1%
Hispanic15.3%
Asian1.9%
Other4.8%
Education (25+)
12.5%
32%
25.9%
29.6%
No HS diploma12.5%
HS diploma32%
Some college25.9%
Bachelor's+29.6%
Housing tenure
62.7%
37.3%
Owner62.7%
Renter37.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Overland, MO has changed in 5 years

Income
$47,124 → $61,773
up 31.1%
Population
15,908 → 15,695
down 1.3%
Renter share
38.3% → 37.3%
-1.0 pts
Bachelor's+
23.3% → 29.6%
+6.3 pts

Median household income climbed from $47,124 to $61,773 between 2021 and 2024, a 31.1% shift. Census counts show Overland, MO losing about 213 residents over the five-year window, down 1.3% on net. Bachelor's-degree-or-higher attainment moved from 23.3% to 29.6% across the same window.

Community

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View Overland rent history (2015–2026) →
Salary vs rent

Can you afford rent in Overland on your salary?

At $1,344/mo, how Overland rent compares to typical pay (30% rule).

By apartment size

Overland rent by bedroom count

Median rent for each apartment size in Overland. Click any size for full breakdown.

Local insights

Tips for renters in Overland

About renting in Overland, MO

Last updated: August 17, 2026

The median rent in Overland is $1,344/mo as of August 2026. A studio apartment averages $950/mo while a 2-bedroom runs $1,220/mo. One-bedroom apartments average $990/mo and 3-bedroom units go for $1,580/mo.

At 26% of local median household income ($61,773/yr), Overland ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

Is Overland an affordable city for renters?

Overland is considered affordable for renters. At $1,344/mo, rent takes approximately 26% of the local median household income ($61,773/yr). The standard benchmark is 30%. Overland falls comfortably within that range.

How much income do you need to rent in Overland?

To keep rent at or below 30% of gross income, you would need to earn at least $54,000/year (~$26/hour full-time) to afford the median rent of $1,344/mo in Overland. The local median household income is $61,773/yr, meaning the typical Overland household meets that threshold.

Is rent going up or down in Overland?

Rent in Overland has been relatively stable over the past year, with a 0.0% change year over year as of August 2026.

How does Overland rent compare to other cities in Missouri?

Overland is one of the more affordable cities in Missouri for rent, ranking #53 out of 79 tracked cities at $1,344/mo.

Which nearby cities are cheaper to rent in than Overland?

Several nearby cities have lower median rents than Overland ($1,344/mo): Berkeley ($1,318/mo), Saint Ann ($1,335/mo).

What percentage of Overland residents rent vs. own?

According to Census data, approximately 37.3% of Overland households are renters, while 62.7% are owner-occupied. Overland leans toward homeownership, which can mean a smaller rental inventory.

How does Overland rent compare to the national average?

Overland's median rent of $1,344/mo is $618 (31%) below the US national median of $1,962/mo. Within Missouri, it ranks #53 out of 79 tracked cities.
Income Affordability
26%
AFFORDABLE

At $1,344/mo, rent takes ~26% of Overland's median household income ($61,773/yr). The standard benchmark is 30%.

Overland 26%Benchmark 30%
State income tax2–4.7%
Run the Overland affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Overland, MO

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