City Report · MO

University City

Pop. 34,685·36th most expensive in Missouri·Rental market data updated monthly for University City, MO
Median rent (all units)
$1,465/mo
Year-over-Year
-1.1%
Month-over-Month
-4.1%
vs US Median
-$497
Falling (Monthly)
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Most AffordableMost Expensive
University City · $1,465
More affordable than 78% of US cities · National median $1,962/mo
Rent Reality Score
63/100
Good value
OverheatedFairGreat value

Rents are 6% below what University City's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,465/mo
Expected by trend
$1,565/mo
The Rent Reality Score compares today's median rent to where University City's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,070
1 BR
$1,110
2 BR
$1,370
3 BR
$1,770
4 BR+
$2,040
Fair Market Rent (HUD)
$1,370/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,465 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$17,580/yr
At $1,465/mo median
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 1.1% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (-1.1% YoY, -4.1% MoM), not inventory.
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Demographics

Who lives here

University City, MO is majority owner-occupied, 64.9% of residents hold a bachelor's degree or higher.

Population
34,685
Median income
$80,694
Median age
36.9
Renters
43.8%
Age distribution
17.3%
30%
23.8%
17%
Under 1817.3%
18–3430%
35–5423.8%
55–6412%
65+17%
Gender
46%
54%
Male46%
Female54%
Race & ethnicity
51.3%
31.1%
White51.3%
Black31.1%
Hispanic5%
Asian7.9%
Other4.8%
Education (25+)
12.7%
18.8%
64.9%
No HS diploma3.6%
HS diploma12.7%
Some college18.8%
Bachelor's+64.9%
Housing tenure
56.2%
43.8%
Owner56.2%
Renter43.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How University City, MO has changed in 5 years

Rent
$1,153 → $1,465
up 27.1%
Income
$66,830 → $80,694
up 20.7%
Population
34,953 → 34,685
down 0.8%
Renter share
45.4% → 43.8%
-1.6 pts
Bachelor's+
61.2% → 64.9%
+3.7 pts
Median age
38.7 → 36.9
-1.8 yrs

Across the past five years, the going rent in University City, MO has shifted from $1,153 to $1,465, up 27.1% since 2021. Median household income climbed from $66,830 to $80,694 between 2021 and 2024, a 20.7% shift. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. The renter share has eased from 45.4% to 43.8%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 61.2% to 64.9% across the same window. Taken together, the five-year picture in University City, MO reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

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View University City rent history (2015–2026) →
Salary vs rent

Can you afford rent in University City on your salary?

At $1,465/mo, how University City rent compares to typical pay (30% rule).

By apartment size

University City rent by bedroom count

Median rent for each apartment size in University City. Click any size for full breakdown.

Local insights

Tips for renters in University City

About renting in University City, MO

Last updated: August 17, 2026

The median rent in University City is $1,465/mo as of August 2026. A studio apartment averages $1,070/mo while a 2-bedroom runs $1,370/mo. One-bedroom apartments average $1,110/mo and 3-bedroom units go for $1,770/mo.

At 22% of local median household income ($80,694/yr), University City ranks as affordable compared to the national benchmark of 30%. Rents have decreased 1.1% over the past year.

FAQ

Frequently asked questions

Is University City an affordable city for renters?

University City is considered very affordable for renters. At $1,465/mo, rent takes approximately 22% of the local median household income ($80,694/yr). The standard benchmark is 30%. University City falls comfortably within that range.

How much income do you need to rent in University City?

To keep rent at or below 30% of gross income, you would need to earn at least $59,000/year (~$28/hour full-time) to afford the median rent of $1,465/mo in University City. The local median household income is $80,694/yr, meaning the typical University City household meets that threshold.

Is rent going up or down in University City?

Rent in University City has decreased 1.1% over the past year as of August 2026, offering some relief compared to 12 months ago.

How does University City rent compare to other cities in Missouri?

University City is middle-of-the-pack for Missouri for rent, ranking #36 out of 79 tracked cities at $1,465/mo.

Which nearby cities are cheaper to rent in than University City?

Several nearby cities have lower median rents than University City ($1,465/mo): Overland ($1,344/mo), Saint John ($1,429/mo).

What percentage of University City residents rent vs. own?

According to Census data, approximately 43.8% of University City households are renters, while 56.2% are owner-occupied. University City leans toward homeownership, which can mean a smaller rental inventory.

How does University City rent compare to the national average?

University City's median rent of $1,465/mo is $497 (25%) below the US national median of $1,962/mo. Within Missouri, it ranks #36 out of 79 tracked cities.
Income Affordability
22%
VERY AFFORDABLE

At $1,465/mo, rent takes ~22% of University City's median household income ($80,694/yr). The standard benchmark is 30%.

University City 22%Benchmark 30%
State income tax2–4.7%
Run the University City affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near University City, MO

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