City Report · MO

University City

Pop. 34,685·30th most expensive in Missouri·University City rents are up 6.8% over the past year
Median rent (all units)
$1,517/mo
Year-over-Year
+6.8%
Month-over-Month
+0.5%
vs US Median
-$415
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
University City · $1,517
More affordable than 74% of US cities · National median $1,932/mo
Rent Reality Score
45/100
Fairly priced
OverheatedFairGreat value

Rents are 3% above what University City's 10-year trend predicts — running hotter than its own history.

Actual rent
$1,517/mo
Expected by trend
$1,479/mo
The Rent Reality Score compares today's median rent to where University City's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,070
1 BR
$1,110
2 BR
$1,370
3 BR
$1,770
4 BR+
$2,040
Fair Market Rent (HUD)
$1,370/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,517 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

February. Asking rents in University City usually run 0.6% below trend in February and 0.7% above it in June, about $20 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in University City is at its highest level since Zillow's records here began in March 2015.

Past year vs. the rest of Missouri

Rent in University City changed +6.8% over the year to September 2026. Across the 60 Missouri cities Zillow tracks, the typical change was +4.4%.

Since before the pandemic

Rent in University City is 52.2% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 8 months in a row, and rose in 10 of the last 12 months.

What a typical income covers

30% of the median household income ($80,694) is $2,017 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,770); a 4-bedroom is $2,040.

Cheaper nearby

Overland, 3 miles away, rents for 20% less ($1,217/mo), about $3,600 a year in savings.

From Zillow's monthly rent index (ZORI) for University City. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$18,204/yr
At $1,517/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 6.8% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+6.8% YoY, +0.5% MoM), not inventory.
Rent check

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Demographics

Who lives here

University City, MO is majority owner-occupied, 64.9% of residents hold a bachelor's degree or higher.

Population
34,685
Median income
$80,694
Median age
36.9
Renters
43.8%
Age distribution
17.3%
30%
23.8%
17%
Under 1817.3%
18–3430%
35–5423.8%
55–6412%
65+17%
Gender
46%
54%
Male46%
Female54%
Race & ethnicity
51.3%
31.1%
White51.3%
Black31.1%
Hispanic5%
Asian7.9%
Other4.8%
Education (25+)
12.7%
18.8%
64.9%
No HS diploma3.6%
HS diploma12.7%
Some college18.8%
Bachelor's+64.9%
Housing tenure
56.2%
43.8%
Owner56.2%
Renter43.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How University City, MO has changed in 5 years

Rent
$1,070 → $1,517
up 41.8%
Income
$66,830 → $80,694
up 20.7%
Population
34,953 → 34,685
down 0.8%
Renter share
45.4% → 43.8%
-1.6 pts
Bachelor's+
61.2% → 64.9%
+3.7 pts
Median age
38.7 → 36.9
-1.8 yrs

Across the past five years, the going rent in University City, MO has shifted from $1,070 to $1,517, up 41.8% since 2021. Median household income climbed from $66,830 to $80,694 between 2021 and 2024, a 20.7% shift. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. The renter share has eased from 45.4% to 43.8%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 61.2% to 64.9% across the same window. Taken together, the five-year picture in University City, MO reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

Discussions about University City

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View University City rent history (2015–2026) →
Salary vs rent

Can you afford rent in University City on your salary?

At $1,517/mo, how University City rent compares to typical pay (30% rule).

By apartment size

University City rent by bedroom count

Median rent for each apartment size in University City. Click any size for full breakdown.

Local insights

Tips for renters in University City

About renting in University City, MO

Last updated: October 17, 2026

The median rent in University City is $1,517/mo as of October 2026. A studio apartment averages $1,070/mo while a 2-bedroom runs $1,370/mo. One-bedroom apartments average $1,110/mo and 3-bedroom units go for $1,770/mo.

At 23% of local median household income ($80,694/yr), University City ranks as affordable compared to the national benchmark of 30%. Rents have increased 6.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in University City?

To keep rent at or below 30% of gross income, you would need to earn at least $61,000/year (about $29/hour full-time) to afford the median rent of $1,517/mo in University City. The local median household income is $80,694/yr, so the typical household meets that bar.

Is rent going up or down in University City?

Rent in University City has risen 6.8% over the past year as of September 2026. That is the highest level since Zillow's records here began in March 2015.

When is the cheapest time to rent in University City?

Asking rents in University City are usually lowest in February, about 0.6% below their yearly trend, and highest in June, about 0.7% above it. At today's median that is a gap of roughly $20 a month. This pattern comes from 11 years of Zillow rent data.

How does University City rent compare to other cities in Missouri?

University City is in the middle among Missouri cities for rent, ranking #30 of 76 tracked cities at $1,517/mo. Over the year to September 2026, rent in University City changed +6.8%, against a typical +4.4% across the 60 Missouri cities Zillow tracks.

Which nearby cities are cheaper to rent in than University City?

Nearby cities with lower median rent than University City ($1,517/mo) include Overland ($1,217/mo), and Saint John ($1,302/mo).
Income Affordability
23%
VERY AFFORDABLE

At $1,517/mo, rent takes ~23% of University City's median household income ($80,694/yr). The standard benchmark is 30%.

University City 23%Benchmark 30%
State income tax2–4.7%
Run the University City affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near University City, MO

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