City Report · MS

Ocean Springs

Pop. 18,646·4th most expensive in Mississippi·Rental market data updated monthly for Ocean Springs, MS
Median rent (all units)
$1,846/mo
Year-over-Year
+3.8%
Month-over-Month
-0.1%
vs US Median
-$86
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Ocean Springs · $1,846
More expensive than 50% of US cities · National median $1,932/mo
Rent Reality Score
53/100
Fairly priced
OverheatedFairGreat value

Rents are right about where Ocean Springs's 10-year trend predicts.

Actual rent
$1,846/mo
Expected by trend
$1,874/mo
The Rent Reality Score compares today's median rent to where Ocean Springs's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,080
1 BR
$1,140
2 BR
$1,280
3 BR
$1,710
4 BR+
$2,130
Fair Market Rent (HUD)
$1,280/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,846 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in Ocean Springs is 0.1% below its high of $1,848 in August 2026, at $1,846 as of September 2026.

Past year vs. the rest of Mississippi

Rent in Ocean Springs changed +3.8% over the year to September 2026. Across the 23 Mississippi cities Zillow tracks, the typical change was +3.8%.

Recent direction

Rent rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($79,712) is $1,993 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,710); a 4-bedroom is $2,130.

Cheaper nearby

Gulf Hills, 3 miles away, rents for 21% less ($1,459/mo), about $4,600 a year in savings.

From Zillow's monthly rent index (ZORI) for Ocean Springs. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$22,152/yr
At $1,846/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (3.8% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+3.8% YoY, -0.1% MoM), not inventory.
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Demographics

Who lives here

Ocean Springs, MS is majority owner-occupied, has a large retiree population, 46.3% of residents hold a bachelor's degree or higher.

Population
18,646
Median income
$79,712
Median age
43.3
Renters
31.3%
Age distribution
20.7%
17.7%
25.7%
14.5%
21.4%
Under 1820.7%
18–3417.7%
35–5425.7%
55–6414.5%
65+21.4%
Gender
51.4%
48.6%
Male51.4%
Female48.6%
Race & ethnicity
79.6%
White79.6%
Black7.6%
Hispanic8.4%
Asian5.2%
Education (25+)
16.4%
31.2%
46.3%
No HS diploma6.1%
HS diploma16.4%
Some college31.2%
Bachelor's+46.3%
Housing tenure
68.7%
31.3%
Owner68.7%
Renter31.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How Ocean Springs, MS has changed in 5 years

Rent
$1,601 → $1,846
up 15.3%
Income
$63,653 → $79,712
up 25.2%
Population
18,275 → 18,646
up 2.0%
Renter share
30% → 31.3%
+1.3 pts
Bachelor's+
39.3% → 46.3%
+7.0 pts
Median age
41.8 → 43.3
+1.5 yrs

Since 2023, the typical rent in Ocean Springs, MS has increased from $1,601 to $1,846, a 15.3% change over five years. Local incomes tracked alongside that move, going from a median of $63,653 in 2021 to $79,712 more recently. On paper, paychecks moved up faster than rent, which softens the affordability squeeze versus the 2021 baseline. The population has grown by 2.0% since 2021, moving from about 18,275 residents to roughly 18,646. College-educated residents now make up 46.3% of adults here, versus 39.3% in 2021. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the Ocean Springs, MS market of 2023.

Community

Discussions about Ocean Springs

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View Ocean Springs rent history (2015–2026) →
Salary vs rent

Can you afford rent in Ocean Springs on your salary?

At $1,846/mo, how Ocean Springs rent compares to typical pay (30% rule).

By apartment size

Ocean Springs rent by bedroom count

Median rent for each apartment size in Ocean Springs. Click any size for full breakdown.

Local insights

Tips for renters in Ocean Springs

About renting in Ocean Springs, MS

Last updated: October 17, 2026

The median rent in Ocean Springs is $1,846/mo as of October 2026. A studio apartment averages $1,080/mo while a 2-bedroom runs $1,280/mo. One-bedroom apartments average $1,140/mo and 3-bedroom units go for $1,710/mo.

At 28% of local median household income ($79,712/yr), Ocean Springs ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Ocean Springs?

To keep rent at or below 30% of gross income, you would need to earn at least $74,000/year (about $36/hour full-time) to afford the median rent of $1,846/mo in Ocean Springs. The local median household income is $79,712/yr, so the typical household meets that bar.

Is rent going up or down in Ocean Springs?

Rent in Ocean Springs has risen 3.8% over the past year as of September 2026. It sits 0.1% below its high of $1,848 in August 2026.

How does Ocean Springs rent compare to other cities in Mississippi?

Ocean Springs is one of the pricier among Mississippi cities for rent, ranking #4 of 28 tracked cities at $1,846/mo. Over the year to September 2026, rent in Ocean Springs changed +3.8%, against a typical +3.8% across the 23 Mississippi cities Zillow tracks.

Which nearby cities are cheaper to rent in than Ocean Springs?

Nearby cities with lower median rent than Ocean Springs ($1,846/mo) include Moss Point ($1,228/mo), Biloxi ($1,341/mo), and Gautier ($1,394/mo).
Income Affordability
28%
AFFORDABLE

At $1,846/mo, rent takes ~28% of Ocean Springs's median household income ($79,712/yr). The standard benchmark is 30%.

Ocean Springs 28%Benchmark 30%
State income tax4.7%
Run the Ocean Springs affordability calculator →
Lowest-rent ZIP codes in Ocean Springs
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Ocean Springs, MS

Recent submissions

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