Rents are right about where Pearl's 10-year trend predicts.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,494 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: October 17, 2026
What the numbers show
Rent in Pearl is 0.3% below its high of $1,499 in July 2026, at $1,494 as of September 2026.
Rent in Pearl changed +4.7% over the year to September 2026. Across the 23 Mississippi cities Zillow tracks, the typical change was +3.8%.
Rent rose in 9 of the last 12 months.
30% of the median household income ($61,695) is $1,542 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,530); a 4-bedroom is $1,680.
Jackson, 9 miles away, rents for 18% less ($1,228/mo), about $3,200 a year in savings.
From Zillow's monthly rent index (ZORI) for Pearl. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
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Who lives here
Pearl, MS is majority owner-occupied, has a median income below the national average, 28.1% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Pearl, MS has changed in 5 years
Compared with 2022, rent in Pearl, MS has increased by $265 per month, settling near $1,494 after starting the period at $1,229. Local incomes tracked alongside that move, going from a median of $54,615 in 2021 to $61,695 more recently. Rent outpaced income growth by roughly 8.6 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 27,017 to 27,737 between 2021 and 2024, a 2.7% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 23.7% to 28.1%. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the Pearl, MS market of 2022.
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Can you afford rent in Pearl on your salary?
At $1,494/mo, how Pearl rent compares to typical pay (30% rule).
Pearl rent by bedroom count
Median rent for each apartment size in Pearl. Click any size for full breakdown.
Tips for renters in Pearl
Last updated: October 17, 2026
The median rent in Pearl is $1,494/mo as of October 2026. A studio apartment averages $1,080/mo while a 2-bedroom runs $1,270/mo. One-bedroom apartments average $1,080/mo and 3-bedroom units go for $1,530/mo.
At 29% of local median household income ($61,695/yr), Pearl ranks as affordable compared to the national benchmark of 30%. Rents have increased 4.7% over the past year.
Frequently asked questions
How much income do you need to rent in Pearl?
Is rent going up or down in Pearl?
How does Pearl rent compare to other cities in Mississippi?
At $1,494/mo, rent takes ~29% of Pearl's median household income ($61,695/yr). The standard benchmark is 30%.
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Estimated from ZIP-level data
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